Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

We have swing traded this stock successfully multiple times.

SoFi: Beaten Down Badly, We See Big Time Gains Ahead

The great financial crisis catalysed a large shift in the consumption of financial products away from traditional firms.

SoFi Stock: The More It Falls, The More I Buy

Sofi stock is back to a tradable base. The last few drops into this level have been bullish investment opportunities, so this one can be too.

SoFi Is Back to a Strong Investable Base

SoFi's drop in pricing is creating a unique opportunity for everyone who wants to invest, buy more shares of this undervalued growth stock. The post Sofi Stock Is the Perfect Buy the Dip Opportunity for These 3 Reasons appeared first on InvestorPlace.

Sofi Stock Is the Perfect Buy the Dip Opportunity for These 3 Reasons

A disrupter in fintech industry, SOFI stock is trading at a discount as it increases its membership and plans to acquire a bank charter. The post SoFi Is Trading at a Discount as Its Membership Continues to Grow appeared first on InvestorPlace.

SoFi Is Trading at a Discount as Its Membership Continues to Grow

SOFI stock has too many variables pointing to it staying low for it to be a buy-the-dip play. Best to just avoid for now.

What the Bulls Fail To Grasp About Sofi Stock

Although SOFI stock is a relevant investment under normal circumstances, the new normal poses harsh challenges for the neobank. The post Omicron Could Sadly Weigh Heavily on SoFi Technologies appeared first on InvestorPlace.

Omicron Could Sadly Weigh Heavily on SoFi Technologies

Major shareholders sold a lot of SoFi stock.

Why Did SoFi Fall 14% in November?

SoFi shares have fallen heavily from their recent high as fintech stocks get hit by end of year volatility. The company is flush with cash from a recent convertible note issue and is likely to partly deploy this during its next fiscal year.

SoFi: A Potential Imminent Acquisition And Why I'm Once Again Backing Up The Truck

Shares of SoFi are back in a buy-the-drop situation. In the last 18 trading days, SoFi finished green only 3 times.

SoFi: Tremendously Undervalued

Affirm

LendingClub

Upstart Holdings

More signs of high inflation sticking around and rate hikes, coupled with the scare from the omicron coronavirus variant, have led to a massive sell-off in fintech stocks this week.

Why Shares of Affirm, Upstart, SoFi, and LendingClub Are Getting Hammered This Week

One reason to be bullish on Sofi Technologies is that it allows consumers to invest in cryptocurrency; this move has the potential to be a significant catalyst for SOFI stock. The post SoFi Technologies May Have a Hidden Catalyst with Widespread Crypto Adoption appeared first on InvestorPlace.

SoFi Technologies May Have a Hidden Catalyst with Widespread Crypto Adoption

Wells Fargo

SoFi Technologies, Inc. (SOFI) CEO Anthony Noto Presents at 5th Annual Virtual Wells Fargo TMT Summit Conference Call (Transcript)

As revenue and user growth set new records, SoFi's flywheel business model is proving its worth.

Despite Headwinds, SoFi's Q3 Earnings Were Impressive Across the Board

SoFi Technologies, Inc. (SOFI) Presents at 25th Annual Credit Suisse Technology Conference (Transcript)

The recent drop in price might make this fintech stock very attractive, especially with so many upcoming positive catalysts.

Down 25% in November, Is SoFi Technologies a Buy Right Now?

The long-term catalysts are still in play for SoFi stock despite some short-term turbulence in the share price. The post This Is Why SoFi Stock Has Fallen So Much Lately appeared first on InvestorPlace.

This Is Why SoFi Stock Has Fallen So Much Lately

Sofi Technologies is under pressure alongside small caps. Here's how to capitalize on the weakness using SOFI stock options.

Sofi Technologies Stock Is Down, But Certainly Not Out

Morgan Stanley

SoFi Technologies' (SOFI) CEO Anthony Noto Presents at Morgan Stanley 45th NASDAQ Virtual Investor Conference (Transcript)

This fintech company has big plans for the future.

Why SoFi Stock Is a Smart Buy Right Now

A tougher macroeconomic environment heading into 2022 seems to have investors spooked about growth stocks.

What's Driving the Sell-Off of Popular Fintechs Like Affirm, Upstart, and SoFi

Block

Sofi's stock price is down over 20% from its monthly high.

2 Fintech Stocks to Watch in This Volatile Market

While the "smart money" cashes in some of its chips, and inflation/interest worries rise again, take your time before buying SOFI stock. The post Insider Selling Raises a Red Flag for Sofi Stock appeared first on InvestorPlace.

Insider Selling Raises a Red Flag for Sofi Stock

The fintech just posted some impressive results, but it isn't exactly a cheap stock.

Is SoFi a Smart Buy After Earnings?

Airbnb

Investing in these innovative companies can generate handsome returns in the coming years.

News for SoFi Technologies Stock (SOFI)