Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies' (SOFI) fourth-quarter 2021 revenues are expected to have benefited from strength across all segments.

Is a Beat Ahead for SoFi Technologies in (SOFI) Q4 Earnings?

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, today announced the launch of SoFi Checking and Savings, the latest offering designed to help people get their money right. SoFi Checking and Savings will allow members greater control over their money management, with an industry-leading1 annual percentage yield of up to 1.00%2 for members, for both types of accounts, providing 33 times3 the national average interest on balances, in addition

Better Banking is Here with SoFi Checking and Savings

SoFi is set to report its fourth-quarter earnings on March 1. The company has been growing rapidly.

SoFi Stock Offers a Fintech Play in the Disruption of Financial Services

AMC Entertainment

Clover Health Investments

Ocugen, Inc.

Peloton

QuantumScape

Zillow

These stocks to sell run the gamut in terms of industry, but they all have one thing in common: the pros think they ought to be sold. The post 7 Popular Stocks That Pros Agree You Should Punt From Your Portfolio appeared first on InvestorPlace.

7 Popular Stocks That Pros Agree You Should Punt From Your Portfolio

US neobank SoFi plans to acquire cloud-based core-banking provider Technisys and pair it up with banking-as-a-service (BaaS) subsidiary Galileo.

SoFi's Technisys deal moves it closer to a 'one-stop shop' for banking services

News broke on Tuesday, one week before earnings that SOFI was acquiring Technisys for $1.1 billion in stock and the market wasn't thrilled.

SoFi: Acquiring Technisys Is The Next Step In Their Empire

SoFi Technologies says it will buy privately held digital banking platform, Technisys, for $1.10 billion.

SoFi shares down 10% on $1.10 billion deal to buy Technisys

ARK Innovation ETF

Digital World Acquisition Corp

Lowe's

The Ark Innovation fund, SoFi Technologies, Lowe's and DWAC were our top stock trades for Wednesday. Now, let's get a look at the charts.

4 Top Stock Trades for Wednesday: ARKK, SOFI, LOW, DWAC

SoFi Technologies Inc (NASDAQ:SOFI) is falling today, after news that the personal finance company will acquire digital banking platform Technisys for $1.1 billion.

Sofi Technologies Stock Slips After Billion-Dollar Acquisition

SoFi Technologies (SOFI) stock is on the move Tuesday on news that the lending company is acquiring Technisys in a $1.1 billion deal. The post SOFI Stock Alert: 8 Things to Know About SoFi's Latest Big Banking Deal appeared first on InvestorPlace.

SOFI Stock Alert: 8 Things to Know About SoFi's Latest Big Banking Deal

SoFi Technologies Inc (NASDAQ: SOFI) is trading lower Tuesday after the company announced it entered into a definitive merger agreement to acquire Technisys. Technisys operates a cloud-native, digital multi-product core banking platform.

Why SoFi Shares Are Sliding Today

SoFi Technologies will pay roughly $1.1 billion for banking-software company Technisys, part of a series of deals by the personal finance firm to bolster its banking offerings. According to a press release Tuesday (Feb. 22), the all-stock deal, which comes out to about 10% of the company's market value, gives SoFi the ability to power […]

SoFi Pays $1.1B For Banking Software Firm Technisys

SoFi Technologies, Inc. (NASDAQ: SOFI) announced today that it has entered into a definitive merger agreement to acquire Technisys. These are the details.

Why SoFi (SOFI) Is Buying Technisys For About $1.1 Billion

LendingClub

Upstart Holdings

Upstart, SoFi, and LendingClub all operate in the unsecured personal lending space. Which one has top market share?

Upstart, SoFi, LendingClub: Which Fintech has Leading Market Share?

SoFi Technologies Inc. SOFI, -6.49% said Tuesday it has entered an agreement to acquire Technisys, a cloud-based banking platform, in an all-stock deal valued at about $1.1 billion. Under the terms of the deal, Technisys shareholders will receive about 84 million SoFi shares, or less than 10% of its fully diluted share count as of Sept.

SoFi to acquire cloud-based banking platform Technisys in all-stock deal valued at $1.1 bln

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (NASDAQ: SOFI), (“SoFi”), the digital personal finance company, today announced that it has entered into a definitive merger agreement (the “Merger Agreement”) to acquire Technisys, a leading cloud-native, digital multi-product core banking platform. Technisys' shareholders will receive aggregate consideration of approximately 84 million shares of SoFi common stock, less than 10% of SoFi's fully diluted share count as of September 30, 2021

SoFi Technologies, Inc. Announces Agreement to Acquire Technisys

Digital personal finance company SoFi Technologies Inc (NASDAQ: SOFI) agreed to acquire Technisys, a cloud-native, digital multi-product core banking platform.  Technisys' shareholders will receive aggregate consideration of 84 million shares of SoFi, less than 10% of.

SoFi To Acquire Technisys For $1.1B: All You Need To Know

PayPal

Block

Let's take a look at these three companies and why I'm adding all of them to my buy list.

Is Fintech Dead? 3 Stocks I'm Buying Now

SOFI stock is in the eye of a selling tornado of all equities with innovation as part of their thesis. This trend won't last forever.

SoFi Stock Will Recover From the Tech Stock Correction

SOFI stock has been pummeled, along with the rest of its growth-stock peers. Here's why I'm not completely giving up on it though.

SoFi Stock Is In a Bear Market, but So What?

SoFi Technologies continues to add new products such as ETFs for its 2.9 million members. That's very good news if you own SOFI stock.

Aggressive Investors Could Like SoFi Stock While Its ETFs Offer Alternative

People that believe that legacy banks will be disrupted and bypassed by digital alternatives should invest in Sofi. Sofi management believes that they are pursuing a $2 trillion-dollar Total Addressable Market.

Sofi: Speculative Investors Should Buy Into This Bank Of The Future

SoFi stock is a cautious buy because the company is forecast to deliver strong revenue growth from a members platform that continues to grow. The post Sell-off and Bank Charter Means Its the Ideal Time to Invest in SoFi Technologies appeared first on InvestorPlace.

Sell-off and Bank Charter Means Its the Ideal Time to Invest in SoFi Technologies

Sofi got its bank license, but the stock is still in the dumps signaling something's still wrong. SOFI stock might face headwinds with its banking operation, especially with its valuation at 3 times tangible book value.

Sofi Got Its Bank License, But the Stock is Still in the Dumps

SOFI stock might be out of favor on Wall Street at the moment, but a banking charter and a value-added acquisition should catalyze a comeback. The post Chart a Course for $24 With SoFi Shares appeared first on InvestorPlace.

News for SoFi Technologies Stock (SOFI)