Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies, Inc. stock has significantly outperformed the S&P 500 and its financial sector peers, proving its doubters wrong. SoFi's diversification into fee-based revenue streams is expected to be a key growth driver moving ahead. Its ability to attract earnings upgrades has demonstrated management's prowess.

SoFi: Pessimism Didn't Pay Off

Palantir Technologies

SoFi Stock vs. Palantir Stock: Wall Street Expects Earnings to Soar 48% for One and 115% for the Other in 2025

SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock

Huge News for SoFi Investors

SoFi Technologies has overcome a challenging environment, showing strong share price recovery and significant member growth, indicating customer satisfaction with its products and services. Despite risks from competition and economic factors, SoFi's robust loan origination and diversified revenue streams support a bullish outlook for continued growth. Q3 2024 results highlight exceptional member and deposit growth, with SoFi outperforming legacy banks and demonstrating impressive financial metrics and profitability.

SoFi Technologies Is Breaking Out And I Believe Shares Are Going Higher

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced that it will participate in an upcoming investor conference. SoFi's CFO, Chris Lapointe, will participate in a moderated fireside chat discussion at the UBS Global Technology and AI Conference. Full session details for the conference appearance are as follows: UBS Global Tech.

SoFi to Participate in Upcoming Investor Conference

Shares have soared 70% since the start of October.

Is SoFi a Millionaire-Maker?

SoFi's Q3 2024 results include a 35% YoY increase in new members and a 37% YoY rise in new products, with a decent improvement in revenue and EBITDA margin. Fee-based income now constitutes 25% of adjusted net revenue, making earnings more stable and less tied to interest rates. SoFi is launching fraud prevention tools and offering alternative investments like real estate and private credit.

SoFi Technologies: Stellar Q3 Results, But Can They Sustain The Momentum?

SoFi Technologies Inc (NASDAQ: SOFI) touched a high of $14.42 this morning – a level that was last seen in early 2022. The financial services company has rallied over 30% since election day amidst expectations that it will benefit from a more accommodative regulatory backdrop under the new government.

SoFi stock hits new high of $14.42: is it time to take profits?

Shares of fintech SoFi Technologies are on track for their best stretch of five trading days in more than a year.

SoFi Stock Gains More. What's Behind the Rally.

The neobanking stock has been on a tear in the wake of the election.

SoFi's stock climbs above $14 as it heads for best five-day run in over a year

SoFi Technologies (NASDAQ: SOFI) made its public debut on June 1, 2021, through a merger with a special purpose acquisition company (SPAC), Social Capital Hedsophia Holding Corp.

SoFi Technologies (SOFI) Price Prediction and Forecast 2025-2030

SoFi Technologies might be the next big winner in the financial sector

Prediction: SoFi Technologies Will Beat the Market. Here's Why

Upstart's upbeat lending results could be giving SoFi investors more optimism, according to a Mizuho analyst.

SoFi's stock climbs, with these twin engines carrying the rally further

The CEO feels that the company has never been in such good shape heading into a new year.

SoFi CEO Anthony Noto Is Very Bullish on Its Prospects

President-elect Donald Trump and other Republicans have made no secret of their desire to abolish the U.S. Department of Education and limit the federal government's role in the student-loan market.

Trump Wants to Nix the Education Department. How That Helps SoFi.

Donald Trump's decisive presidential victory and Republican control of both houses of congress sent the markets soaring yesterday.

Prediction: SoFi Technologies (SOFI) Will Hit $22 Under a Trump Presidency

Does SoFi Technologies, Inc. (SOFI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Are You Looking for a Top Momentum Pick? Why SoFi Technologies, Inc. (SOFI) is a Great Choice

SoFi is making some interesting moves that could pay off in the long run.

2 Reasons I'm Excited About SoFi Stock in 2025

Internal and external factors are now both working in its favor.

Prediction: SoFi Stock Will Double by 2026

The financial services company is on a path to becoming one of the largest institutions in its category.

Massive News for SoFi Stock Investors

The CEO sounded highly confident in the company's short-term and long-term prospects.

You Won't Believe the Shocking Comments From SoFi CEO Anthony Noto

SoFi recently reported its third-quarter results, and there is a lot to like.

Here's Why SoFi Could Be a Great Stock for Patient Investors

SoFi beat Q3 earnings estimates with strong membership growth, top line expansion, and improved adjusted EBITDA. The Fintech added 756k new members, reaching 9.4 million customers, and saw a 33% Y/Y growth in its important financial services products. SoFi's EBITDA margins expanded significantly, driven by lucrative financial services, with 90% Y/Y growth in adjusted EBITDA.

SoFi Technologies: Solid Upside Ahead

SoFi just reported stellar earnings that blew past all expectations. The company is transitioning towards capital-light, fee-based Revenue streams, bolstered by the expansion of its Loan Platform Business. There's "latent potential" in the Lending segment as management sees "excess demand" for SoFi's loans.

News for SoFi Technologies Stock (SOFI)