Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi finally achieved GAAP earnings in Q4 2023 and Q1 2024, showing potential for more growth. The company is focusing on revenue growth through acquisitions and partnerships with financial institutions, aiming for a CAGR of over 20%. With earnings potentially reaching $1.5 billion in a few years, the stock could double or triple in value, making it an attractive investment opportunity.

SoFi Technologies: It Finally Turned Around

SoFi has transformed from a student-loan specialist to a diversified financial-services company. Its stock has fallen hard.

Down 34% This Year, SoFi Is a Hot Stock Right Now. Should You Invest in It?

SoFi has done a tremendous job of growing, but the best could be yet to come.

5 Growth Catalysts That Could Take SoFi to the Next Level

Leaning on the internet and its tech capabilities, SoFi has successfully carved out a niche in the banking sector. Earnings per share are set to rise at a rapid clip in the years ahead, according to the leadership team.

Is SoFi Stock a Once-in-a-Generation Investment Opportunity While It's Below $10?

SoFi stock has been all pain this year, but now is not the time to be bearish.

Jim Cramer Does Not Like SoFi Stock -- Should You?

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As far as stocks with turnaround potential are concerned, SoFi Technologies (NASDAQ: SOFI ) remains a top option on my watch list right now. Sofi stock looks good from here.

The SOFI Stock Puzzle: Undervalued Fintech Gem or Overrated Hype?

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SoFi Technologies Inc. (SOFI, Financial) has become an aggressive competitor within the spectrum of financial service providers, as evidenced by its strong record of refinancing student loans.

SoFi: A Gateway for Growth Amidst a Downturn

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SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced plans to host a conference call to discuss financial and operating results for the second quarter of 2024 on Tuesday, July 30, 2024, at 8 a.m. Eastern Time. SoFi also plans to release its second quarter 2024 results on the investor relations section of its website at https://investors.sofi.com at approximately 7 a.m. Eastern Time on Tuesday, July 30, 2024. Full session d.

SoFi Schedules Conference Call to Discuss Q2 2024 Results

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CNBC's Jim Cramer was asked about SoFi Technologies (NYSE: SOFI ) in a mid-June episode of Mad Money. The veteran investor said he'd have to wait on SOFI stock.

Why Jim Cramer's Right to Wait on SOFI Stock

SoFi has commanded a premium valuation for years that it didn't necessarily deserve. Book value per share is growing again.

Is Now the Time to Buy SoFi Technologies?

The financial services industry has been around for hundreds of years. Legacy institutions, burdened by bureaucracy and outdated technology, often fail to meet the evolving needs of today's consumers.

10 Reasons to Buy SOFI Technologies Stock Now

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Two of my largest holdings are down in a major way halfway through the year. However, SoFi's profitability is reaching new highs while its revenue continues to rise by more than 20%.

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The digital bank is adding services and hundreds of thousands of members. This is leading to increased scale and profit.

SoFi Stock: Buy, Sell, or Hold?

SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know

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SoFi's technology platform is growing quickly, but what is it?

Behind SoFi's Hidden Growth Engine

It isn't common for Wall Street to take a second look at beaten-down stocks, as analysts would risk not only their reputations but also their jobs if they dared boost ratings on a stock with bearish momentum attached to it. Today, some investors with the need for a thrill may want to look into shares of SoFi Technologies Inc. NASDAQ: SOFI, which are trading down to only 55% of their 52-week high prices.

SoFi Stock's Place in The Housing Cycle: Analysts Predict a Rally

The stock has rarely dipped this low over the past several months, and the last time SOFI fell below $7 per share, there was a massive rally towards the $10. Recent developments show that the company's fundamentals keep improving as it continues demonstrating strong revenue growth and profitability expansion. The market highly likely underestimates SOFI's revenue growth potential as consensus revenue growth estimates are notably lower than the management's expected 25% revenue CAGR over the next three years.

News for SoFi Technologies Stock (SOFI)