Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

In my last article on SoFi Technologies (NASDAQ: SOFI ), I discussed how SOFI stock is misunderstood by the market. Nearly a month later, this unfortunately remains the case.

Buy SoFi Stock Before It Sizzles Off the Market's Back Burner

There is at least one legitimate reason SoFi stock is underperforming this year.

Why Is SoFi Stock Crashing, and Is It a Buying Opportunity?

SoFi (NASDAQ: SOFI ) just lost a major supporter. Yesterday, after the close, the Qatar Investment Authority (QIA) filed a Form 144 disclosing its intent to sell 19.84 million shares of SOFI stock.

The Fourth-Largest Investor in SoFi Stock Just Completely Dumped Its Stake

2024 hasn't been great for SoFi Technologies Inc. (NASDAQ:SOFI) so far, with its stock down over 30% year-to-date and plummeting more than 70% from its all-time high. This downturn has been exacerbated by a substantial short interest, accounting for over 18% of its float.

SoFi Technologies' stock price forecast: $10 on the cards?

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This article is an excerpt from the InvestorPlace Digest newsletter. To get news like this delivered straight to your inbox, click here.

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What's Going On With SoFi Technologies Stock?

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SoFi Technologies, Inc. (NASDAQ:SOFI ) Mizuho Technology Conference Call June 12, 2024 9:55 AM ET Company Participants Chris Lapointe - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho Securities Dan Dolev Good morning. I am Dan Dolev.

SoFi Technologies, Inc. (SOFI) Mizuho Technology Conference - (Transcript)

A key part of SoFi's strategy is growing its non-lending segments. Its lending business is under pressure in today's higher-interest rate environment.

SoFi Stock Is Tanking: What Wall Street Is Getting Wrong

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While the stock price experienced a 4.5% decline since my previous analysis, the underlying fundamentals are moving in the opposite direction. SoFi's robust user base expansion and strategic partnerships are key drivers of its revenue growth, while maintaining exceptionally high levels of customer satisfaction. Valuation is more than three times lower than that of Revolut, a British private fintech company of comparable scale, despite the fact that Revolut lacks banking license in the U.S.

SoFi Technologies: Share Price And Fundamentals Moving In Opposite Directions

SALT LAKE CITY--(BUSINESS WIRE)--85% of consumers say they have positive experiences with their primary financial institution (FI), yet they're using as many tools or services with other financial providers as they are with their primary FI, according to a new study released today by Galileo Financial Technologies, a leading financial technology company owned by SoFi Technologies, Inc. (NASDAQ: SOFI), in collaboration with Datos Insights. The Galileo Consumer Banking Report by Datos Insights re.

Consumers Are Crowdsourcing Their Financial Services, While Banks Risk Losing Primary Status

In the most recent trading session, SoFi Technologies, Inc. (SOFI) closed at $7.03, indicating a +0.57% shift from the previous trading day.

SoFi Technologies, Inc. (SOFI) Beats Stock Market Upswing: What Investors Need to Know

SoFi stock is down 30% this year already.

SoFi Is a Bad Stock, So Why Do I Own It?

SoFi continues to grow revenue and add customers at a brisk pace. Management is incredibly optimistic about the ability to generate strong profits.

Is SoFi a Millionaire-Maker Stock?

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In the closing of the recent trading day, SoFi Technologies, Inc. (SOFI) stood at $6.72, denoting a -0.74% change from the preceding trading day.

SoFi Technologies, Inc. (SOFI) Stock Declines While Market Improves: Some Information for Investors

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SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced Stephen Simcock as the company's new general counsel. Simcock – who has spent more than three decades helping retail financial institutions navigate rapidly evolving markets and a shifting regulatory landscape – will lead SoFi's legal department with the retirement of Rob Lav.

SoFi Appoints Stephen Simcock as General Counsel

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News for SoFi Technologies Stock (SOFI)