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SOFI
Volume: 2.43M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 17%
Buy 8%
Hold 58%
Sell 17%
Strong Sell 0%

Bulls say

SoFi Technologies has shown remarkable financial performance, evidenced by a 37.7% year-over-year increase in adjusted revenue to $949.6 million and a significant 37.9% rise in GAAP revenue to $961.6 million for the third quarter, both surpassing estimates. The company anticipates a notable increase in EBITDA to approximately $1.035 billion, up from previous forecasts, reflecting stronger earnings growth from its customer base. Additionally, with the successful launch of a co-branded Rapid Rewards debit card for Southwest Airlines, SoFi is well-positioned to enhance its tech platform growth and solidify its status as a leader in the digital lending and neobank sectors.

Bears say

The analysis highlights significant concerns regarding SoFi Technologies's financial outlook, primarily driven by the potential for a prolonged economic downturn, which may lead to increased credit losses and negative fair value marks on its loan portfolio. This economic environment is likely to constrain Marketplace lending, consequently resulting in underperformance in earnings per share and a deceleration in the growth of technology products and fee income. Additionally, risks such as lower portfolio remarking at fair value and elevated expenses further contribute to the negative outlook, creating uncertainty around the company's future financial stability and performance.

SoFi Technologies (SOFI) has been analyzed by 12 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 8% recommend Buy, 58% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 12 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.29, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.29, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 2.43M

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