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SOFI
Volume: 69.24K

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 17%
Buy 8%
Hold 58%
Sell 17%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated substantial revenue growth, with adjusted revenue reaching $949.6 million, representing a 37.7% year-over-year increase, and surpassing consensus estimates. The company's expected EBITDA of approximately $1.035 billion, an increase from prior guidance, highlights its improved profitability outlook. Additionally, SoFi's strategic initiatives, including partnerships with major companies like Southwest Airlines for co-branded financial products, position it for continued growth in the digital lending and banking sectors.

Bears say

SoFi Technologies faces a negative outlook primarily due to the anticipated impacts of a prolonged economic downturn, which could lead to widespread credit weakness and subsequently higher credit losses. Such circumstances are expected to result in negative fair value marks on the loan book, increased provisioning expenses, and decelerated growth in technology products and fee income. Additionally, constraints in Marketplace lending may further hinder earnings performance, exacerbating pressures on the company's capital ratios and overall financial health.

SoFi Technologies (SOFI) has been analyzed by 12 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 8% recommend Buy, 58% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 12 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Dec 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.12, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.12, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 69.24K

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