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SOFI
Volume: 80.84M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 15 analyst ratings
Hold
Strong Buy 13%
Buy 27%
Hold 47%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is in a strong financial position, with a core balance sheet strength and successful origination fees that helped it surpass revenue estimates for the first quarter of 2021. Even with a light second quarter guidance, the company maintains a positive outlook for the full year, with expectations for net revenue, EBITDA, and EPS all held firm. There are risks that could hinder the company's growth, such as competition from other banks and neobanks, potential regulatory changes, and reliance on capital markets, but these risks can be mitigated with effective risk management strategies. Overall, with its diverse product offering and commitment to being a one-stop shop for financial services, SoFi Technologies is well-positioned for continued success in the future.

Bears say

SoFi Technologies is facing significant headwinds due to its dependence on lending-related activities, which could be negatively impacted by a prolonged economic downturn. Additionally, the company's recent acquisition of Galileo may not fully offset potential slowdowns in revenue from its lending business. Risk from increased regulatory scrutiny due to its bank charter also adds to the negative outlook. Moreover, while the company's diversified product offerings and technology solutions may provide a multi-year growth opportunity, the current valuation overestimates the growth potential and does not fully consider the credit risk inherent in the business model. Therefore, the analyst maintains a Hold rating and $21 price target, based on a sum-of-the-parts approach utilizing a 25x P/E multiple and a 2.7x P/TBV multiple.

SoFi Technologies (SOFI) has been analyzed by 15 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 27% recommend Buy, 47% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 15 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jul 2, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 80.84M

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