Skip to main
SOFI

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 15 analyst ratings
Hold
Strong Buy 13%
Buy 27%
Hold 47%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is well-positioned in the rapidly expanding digital lending and neobank industry, with a profitable user base and a competitive advantage in lending due to strength in its core balance sheet and acquisition of Galileo in 2020. However, a prolonged economic downturn or potential student loan reform could negatively impact the company's revenue and earnings. Nevertheless, with its strong technology product division and sustained margin expansion, we believe that SoFi has the potential for continued growth and a favorable outlook.

Bears say

SoFi Technologies is facing challenges in maintaining capital ratios as a deposit-taking institution, which could lead to unfavorable capital-raising terms and hinder growth. With increased regulatory scrutiny, the company could also face pressure on its growth and expenses. However, there is potential for upside if the company can outperform market expectations through strong credit performance and an increase in fee income. Overall, the company's outlook remains uncertain and we rate SoFi shares as a Hold with a target price of $21 based on a sum of the parts approach.

SoFi Technologies (SOFI) has been analyzed by 15 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 27% recommend Buy, 47% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

Order type

Buy in

Order amount

Est. shares

0 shares

Sign up to buy

FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 15 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jul 11, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.47, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.47, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)


Order type

Buy in

Order amount

Est. shares

0 shares

Sign up to buy
Disclaimer: Any investment listed here, which may be available on the Public platform, is intended to be used for informational purposes only, should not be the sole basis for making an investment decision, and is not a recommendation or advice.