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SOFI
Volume: 15.74M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 14%
Buy 21%
Hold 50%
Sell 14%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated impressive growth, with total originations reaching a record $10.5 billion, marking a 46% year-over-year increase, attributed to a substantial rise in loan production. In addition to record loan originations, the company achieved an exceptional milestone by acquiring 1 million new members in a single quarter, while deposits surged to $37.4 billion, underscoring the increasing popularity of its financial products. The company’s focus on expanding its member base and enhancing multi-product adoption—bolstered by stable credit trends—further supports a favorable multi-year compounding growth model that positions SoFi positively within the competitive landscape of financial services.

Bears say

The negative outlook on SoFi Technologies's stock is primarily attributed to concerns over its underperforming revenue growth in the Tech Platform segment, compounded by rising competition within the neobanking and alternative lending markets. Despite achieving record results in the fourth quarter, the marginal decrease in contribution margin and a decline in market expectations for growth indicate a troubling trajectory for the company's financial health. Additionally, risks such as deteriorating loan performance, waning demand for personal loans, and regulatory pressures further exacerbate the uncertainty surrounding SoFi's future profitability and market position.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 21% recommend Buy, 50% suggest Holding, 14% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Apr 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 15.74M

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