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SOFI
Volume: 30.37M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 16 analyst ratings
Hold
Strong Buy 13%
Buy 38%
Hold 38%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is a promising financial services company that has a diverse range of product offerings and a strong focus on delivering financial solutions through its mobile app and website. The company's strong balance sheet and solid origination fees contributed to a beat in the first quarter, with solid adjusted revenue and EBITDA growth. However, there is potential downside risk in the event of a prolonged economic downturn, as regulatory scrutiny could impact growth and high levels of lending revenue could result in credit losses.

Bears say

SoFi Technologies is facing several headwinds that could impact its financial performance in the near future. Firstly, the company is heavily reliant on its lending business, specifically student loan refinancing. Any significant student lending reform or student debt cancellation could put negative pressure on SoFi's fundamentals. Additionally, the company's recent acquisition of Galileo may not immediately translate into strong financial results, as evidenced by the recent quarter's lower-than-expected tech product revenue. Finally, the company's capital ratios may deteriorate as a deposit-taking institution, leading to potential unfavorable terms for raising capital.

SoFi Technologies (SOFI) has been analyzed by 16 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 38% recommend Buy, 38% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 16 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Sep 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.19, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.19, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 30.37M

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