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SOFI
Volume: 39.85M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 17%
Buy 8%
Hold 58%
Sell 17%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated strong financial performance, with a year-to-date share increase of 69%, complemented by a 37.7% year-over-year rise in adjusted revenue to $949.6 million, exceeding initial estimates. The company reported Q3 GAAP revenue of $961.6 million, also reflecting a 37.9% year-over-year growth and surpassing consensus expectations. With significant increases in expected EBITDA to approximately $1.035 billion and tangible book value projected to rise by $2.5 billion, SoFi is well-positioned for further growth, bolstered by its bank charter and expanding technology solutions division.

Bears say

The analysis indicates a significantly negative outlook on SoFi Technologies's stock due to the potential for a prolonged economic downturn, which could lead to broad-based credit weaknesses and higher credit losses impacting earnings and capital ratios. Furthermore, deceleration in the growth of technology products and fee income, coupled with constraints in marketplace lending, raises concerns about underperformance in earnings per share (EPS). Additional risks include a slowdown in new account acquisitions, diminished fair value marks on the loan portfolio, and elevated operational expenses, collectively suggesting downward pressure on the company's financial stability.

SoFi Technologies (SOFI) has been analyzed by 12 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 8% recommend Buy, 58% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 12 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Feb 3, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.04, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.04, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 39.85M

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