Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies (SOFI) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock suggests that there could be more strength down the road.

SoFi Technologies (SOFI) Soars 11.4%: Is Further Upside Left in the Stock?

SoFi could grow even faster if it begins offloading loan debt to other investors.

SoFi Stock Is on Fire After $2 Billion Financing Deal

SoFi Technologies Inc. (NASDAQ: SOFI) continues to build strong momentum, with its stock rising by 11.4% to reach $10.04—its highest price since the start of the year.

Here's why SoFi stock could hit new highs this year

NEW YORK--(BUSINESS WIRE)--Nova Credit, a leading credit infrastructure and analytics company, today announced an expansion of its multi-year relationship with SoFi.

Nova Credit and SoFi Expand Multi-Year Relationship with Cash Flow Underwriting Capabilities

A new partnership helps validate SoFi's underwriting model at a time some when investors are concerned about the lending business.

Why SoFi's stock is on track for its highest close of the year

As a SoFi shareholder, I am sorry the company's stock price trades 56% below its June 2021 peak of $22.65 — the day the company merged with a special purpose acquisition company.

SoFi Stock Could Hit $15 After $2 Billion Fortress Loan Pact

Consumer lending name SoFi Technologies Inc (NASDAQ:SOFI) is charging higher this afternoon, following an announcement that the company has struck a $2 billion expansion deal with Fortress Investment Group.

Lending Stock Pops on Billion-Dollar Expansion Deal

Personal finance company SoFi is expanding its loan platform with a new $2 billion investment. The new “loan platform business agreement,” announced Monday (Oct. 14), is based on funds that will be managed by affiliates of Fortress Investment Group.

SoFi Gets $2 Billion to Expand Its Loan Platform Business

A $2 billion financing deal has investors excited.

Why SoFi Stock Popped 10% Today

SoFi Technologies Inc. (NASDAQ: SOFI) shares surged 10% after the company announced a $2 billion deal with Fortress Investment Group LLC for personal loans.

SoFi shares jump 10% on $2 billion Fortress personal loan deal

Shares of SoFi Technologies (SOFI) rose Monday morning after the digital financial services company announced a $2 billion deal with Fortress Capital to grow its personal loans business.

SoFi Stock Rises, Lifted by $2B Fortress Capital Loan Deal

SoFi Technologies Inc SOFI is lighting up the trading floor, with a striking 9% leap to $9.80 by 11 AM ET on Oct. 14.

SoFi's $2 Billion Leap: Golden Cross Sparks A Bullish Boom

Fintech SoFi reached an agreement with Fortress Investment Group to connect pre-qualified borrowers with loans.

SoFi Stock Is Soaring Thanks to a $2 Billion Pact With Fortress Investment

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced a $2 billion loan platform business agreement for personal loans with funds managed by affiliates of Fortress Investment Group LLC (“Fortress”). The agreement will expand SoFi's capabilities in its loan platform business, where the company refers pre-qualified borrowers to lo.

SoFi Expands Loan Platform Business with $2 Billion Agreement with Fortress Investment Group

If SoFi gets these businesses working, the stock could fly.

3 Keys to SoFi Technology's Stock Growth

1 Magnificent Growth Stock Down 67% to Buy and Hold Forever

SoFi (SOFI) stock price has staged a strong comeback in the past few weeks as investors focus on the Federal Reserve and the recently-started earnings season. It soared to a high of $9.01, its highest level since March 4th, and 50% above its lowest level in August.

SoFi stock could enter beast mode: Oct. 29 earnings will be key

Transocean

Sociedad Quimica Y Minera De Chile

This week, the stock market has done what only a few were expecting it could do. The S&P 500 has hit another new all-time high, and while that is good for most stocks, not every one is made – or treated – equally.

S&P 500 Hits Record Highs: 3 Stocks With Huge Growth Potential

In the closing of the recent trading day, SoFi Technologies, Inc. (SOFI) stood at $8.63, denoting a +0.47% change from the preceding trading day.

SoFi Technologies, Inc. (SOFI) Increases Despite Market Slip: Here's What You Need to Know

PayPal

Block

There's been a lot of movement in the fintech sector lately.

3 Fintech Stocks to Watch as 2024 Winds Down

SoFi technologies wants to become a comprehensive financial services company.

My Shocking SoFi Stock Price Target

Supplying Private Aviation Logistics for Players, ONEflight will Provide Seamless Air Travel throughout TGL presented by SoFi's Inaugural Season Supplying Private Aviation Logistics for Players, ONEflight will Provide Seamless Air Travel throughout TGL presented by SoFi's Inaugural Season

TGL Presented by SoFi Announces ONEflight International as Official Private Aviation Partner

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest, and protect their money, is expanding its credit card portfolio with the launch of the SoFi Everyday Cash Rewards Credit Card and the SoFi Essential Credit Card (1). These new offerings, developed with extensive feedback from SoFi members and others, build on the company's commitment to helping people achieve their.

SoFi Launches Two New Credit Cards: SoFi Everyday Cash Rewards and SoFi Essential

SoFi's member base grew by over 40% YoY in 2023, demonstrating strong retention and cross-selling power. The ratio of financial services to lending products increased from 2.7x (2021) to 6.2x (2024), boosting lifetime value. Recent earnings showed SoFi consistently beating EPS estimates, with 11 upward revisions in the last 90 days.

SoFi's Bullish Momentum Accelerates

I maintain a "Buy" rating on SoFi Technologies due to its robust growth potential and unique personal finance-focused business model. SoFi has consistently beaten consensus forecasts, with Q1 and Q2 results surpassing expectations, driving positive stock performance. Despite its seemingly high valuation, I believe SoFi's growth in deposits will continue to fuel business expansion in upcoming quarters.

News for SoFi Technologies Stock (SOFI)