Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

The recent sale by Chamath Palihapitiya of 15% of his holdings in SoFi Technologies should matter little to other owners of SOFI stock. The post Who Cares If Chamath Palihapitiya Sold SOFI Stock?

Who Cares If Chamath Palihapitiya Sold SOFI Stock?

With a massive membership base and lots of cross-selling potential, this could be a transformative player in the financial sector.

This Fintech Is Growing Fast and Has a Massive Market Opportunity

SOFI stock rallied after its most recent earnings report. But the company is still losing money and its outlook is problematic.

SoFi's Backers Are Selling Shares; Consider Following Their Lead

The financial services division isn't profitable, but it serves an incredibly important purpose.

SoFi's Least Profitable Division Might Be Its Most Important

Fiserv

Block

The current dip in the fintech space may offer some attractive opportunities to buy robust growth stocks. Square, Fiserve and SoFi are three to consider.

3 Fintech Stocks To Buy on Any Dip

SoFi Technologies looks great, but SOFI stock has been sacked. Moving forward, we need to consider defensive approaches.

There's Only One Move to Make in SoFi Stock Moving Forward

SoFi's secondary offering by selling shareholders provides a buying opportunity. SOFI stock is likely to rise over $25 well within the next year as the sellers sold less than 20% of their holdings.

SoFi's Secondary Offering By Selling Shareholders Provides a Buying Opportunity

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), (“SoFi” or “the Company”), a leading digital personal finance company, today announced the “Redemption Fair Market Value” in connection with its previously announced redemption of its outstanding Warrants (as defined below). The Redemption Fair Market Value will be used to determine the number of shares of common stock, par value $0.0001 per share (the “Common Stock”), that will be issued on a “cashless” exercise of a Warra

SoFi Technologies, Inc. Announces “Redemption Fair Market Value” in Connection With Redemption of its Outstanding Warrants

Pagaya will help Sofi fulfil its growth ambitions whilst also enhancing the overall underwriting process. Clients who had previously partnered with Pagaya typically experienced a 6x uptick in network volumes, one year into the partnership.

Is SoFi Stock A Buy After Its Pagaya Partnership Announcement?

Investors are pouring over the latest Chamath Palihapitiya's latest Twitter statement for clues to where stock markets are headed. The post Chamath Palihapitiya Sold 15% of His SOFI Stock.

Chamath Palihapitiya Sold 15% of His SOFI Stock. Why?

Shares of SoFi Technologies Inc. were off 1.3% in premarket trading Friday after Social Capital Chief Executive Chamath Palihapitiya said that he sold roughly 15% of his stake in SoFi “to build up some cash reserves and fund several new investments.”

SoFi stock dips after Social Capital CEO Palihapitiya says he sold 15% of stake

Chamath Palihapitiya has sold down around 15% of his position in U.S. online lending company SoFi Technologies Inc this week, the venture investor said in a tweet on Thursday.

Palihapitiya sells down position in online lender SoFi - tweet

SoFi posted strong membership growth in the last quarter that lifted its revenue, as it introduced multiple products to attract consumers. The post Why SoFI Stock Is Poised to Reach New Highs appeared first on InvestorPlace.

Why SoFI Stock Is Poised to Reach New Highs

Early investors in SoFi want to sell some of their shares in the digital bank.

SoFi Stock: Secondary Offering Creates Buy-The-Drop Situation

Shares of SoFi Technologies Inc. are off about 3% in premarket trading Tuesday after the company announced that certain shareholders would be conducting a secondary offering of 50 million shares.

SoFi stock falls after company announces secondary offering by some of its shareholders

The company's strong third quarter was really driven by the performance in the lending division.

Here's How SoFi Bounced Back With a Great Third Quarter

SoFi Technologies has massive growth potential and a huge market to cater to. After strong Q3 results, SOFI stock is a buy.

Solid Revenue and Member Growth Make SoFi Stock a Buy

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (NASDAQ: SOFI) (“SoFi” or the “Company”) today announced a secondary offering of 50 million shares of its common stock by entities affiliated with SoftBank Group Corp., Silver Lake Partners, Qatar Investment Authority, Red Crow Capital, LLC and ChaChaCha SPAC 5, LLC (collectively, the “Selling Stockholders”). The offering consists entirely of shares of common stock of the Company to be sold by the Selling Stockholders and will not change t

SoFi Technologies, Inc. Announces Secondary Offering of Common Stock by Selling Stockholders

SoFi is still on an uptrend. SOFI stock could hit $25 per share if its Q4 revenue outperforms its own guidance, as has often been the case.

Expect SoFi to Reach $25 if It Outperforms Its Own Guidance

SoFi just reported strong fiscal 2021 third quarter results. The company outperformed consensus estimates and revised its annual revenue guidance upwards.

SoFi: Third Quarter Results Come In With A Bang

The shares of SoFi Technologies Inc (NASDAQ: SOFI) have received a $30 price target from Mizuho. These are the details.

SoFi Technologies (SOFI) Stock: $30 Price Target From Mizuho

SOFI has been a monster since my last article and when I invested, and as impressive as the gains are, I am cost averaging up and adding to my position.

SoFi: Up 67.89% Since My First Article And I Am Buying More

SoFi added more than 125,000 new customers to its platform in Q3'21, monthly. While growth is slowing, the FinTech is still poised to grow rapidly in the future.

SoFi Technologies: Revisiting The Stock After A 60% Gain

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The week started off strong, with the major benchmarks extending their series of record closing highs into Monday, with help from the long-awaited passage of the $1 trillion infrastructure bill.

Volatile Week Ends in Benchmarks Snapping Win Streak

SoFi is seeing substantial growth in all its segments.

News for SoFi Technologies Stock (SOFI)