Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”) (NASDAQ: SOFI) today announced its intention to offer, subject to market and other conditions, $750 million aggregate principal amount of convertible senior notes due 2026 (the “notes”) in a private offering only to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”). SoFi also intends to grant the initial purchasers of the notes

SoFi Technologies, Inc. Announces Proposed Convertible Senior Notes Offering Due 2026

SoFi Technologies could become the next big thing in fintech. However, SOFI stock may be a little ahead of itself in terms of valuation.

SoFi Technologies Is Disruptive, But It's Far From Dominant

SoFi's platform is growing rapidly and monetization of customers is improving. Member growth and new product roll-outs are expected to drive SoFi's revenue growth for many years.

SoFi Technologies: Strong Growth Can Drive Revaluation

NEW YORK--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) assigns preliminary ratings to four classes of notes issued by SoFi Consumer Loan Program 2021-1 Trust (“SCLP 2021-1”), a $232.5 million consumer loan asset-backed securities transaction. The preliminary ratings reflect initial credit enhancement levels of 25.67% for the Class A notes, 20.39% for the Class B notes, 13.95% for the Class C notes, and 7.47% for the Class D notes. Credit enhancement consists of overcollateralization, subord

KBRA Assigns Preliminary Ratings to SoFi Consumer Loan Program 2021-1 Trust

SAN FRANCISCO--(BUSINESS WIRE)--SoFi announced today its new brand campaign, “Move Your Money”, celebrating what it feels like when you become a SoFi member and get your money right with SoFi's products to save, spend, invest, borrow, and protect. The campaign is airing in NFL, College Football, and Broadcast Primetime, and across all major national cable/streaming platforms, with the extension of a digital and influencer campaign. Financial institutions have a 33% approval rating1, yet the dec

It's Time to Move Your Money to SoFi

As I write this, SoFi Technologies is up 21% in September. A repeat in October gets SOFI stock over $20 for the first time since late June.

SoFi Technologies Stock Has Too Much Going for It to Let Cash Burn Scare You Away

SoFi is growing well due to online engagement that builds trust with customers that traditional banks are not able to. Digital engagement provides insights so SoFi can keep launching products that serve customers' needs thus driving growth.

SoFi: Vertically Integrated Fintech Platform Is Gaining Momentum On Its Flywheel

SoFi Technologies Inc (NASDAQ:SOFI) broke its high from Thursday on Friday morning and is trading up more than 2% higher. The San Fransisco-based online finance company hasn't released any news since Aug. 12, but it remains wildly popular among retail traders.

SoFi Technologies Stock Soars: Do These Options Traders Think It's Moon Time?

The company just entered the public markets through a SPAC, and is going after a gigantic market opportunity.

Will SoFi Technologies Be the Next Fintech Disruptor?

Skillz

Trupanion

Analysts' optimism about these stocks could be warranted.

3 Stocks Wall Street Thinks Will Soar 37% to 64% Within the Next 12 Months

The stock price of SoFi Technologies Inc (NASDAQ: SOFI) is trading at over 10% over the past week. This is why it happened.

SOFI Stock: Why It Significantly Increased This Week

This company is growing its revenue at intense levels every quarter.

SoFi Technologies' Growth Potential Has Caught the Eyes of Analysts

Sofi Technologies will be a leader in the lending industry once the national bank charter is approved. SOFI stock is a buy in this dip.

SoFi Technologies May Be Making the Moves to Propel It Higher in 2022

Robinhood

Big share-price gains rewarded shareholders.

These 2 Fintech Disruptors Made Big Waves Wednesday

Adobe

Affirm

Facebook, SoFi Technologies, Adobe Systems and Affirm Holdings were our top stock trades for Thursday. Now, let's get a look at the charts.

4 Top Stock Trades for Thursday: FB, SOFI, ADBE, AFRM

The Ratings Game: As SoFi stock surges, one analyst sees at least 50% more upside

SoFi Technologies Inc (NASDAQ: SOFI) is surging higher Wednesday after Jefferies analyst John Hecht initiated coverage on the stock with a Buy rating and announced a price target of $25. The analyst expects that SoFi Technologies' "flywheel' will continue to drive significant user growth, product adoption and margin expansion.

Why SoFi Technologies Stock Is Surging Higher Today

The SoFi (NASDAQ: SOFI) stock price popped by more than 10% on Wednesday after a positive note from analysts at Jefferies. The stock rose to a session high of $17, bringing its total market capitalization to more than $13 billion.

SoFi stock price forecast: bullish breakout not confirmed yet

The fintech is making a double-digit move to the upside.

Here's Why SoFi Is Up Sharply on Wednesday

The bull case for SoFi mostly hinges on its ability to adopt a federal banking charter that would lower its cost of funding, Jefferies said.

SoFi could soar 98% as growing product offerings enable significant cross-selling opportunity, Jefferies says

Around a year ago, SoFi secured conditional approval for its banking charter, and last week it hired a new president for SoFi bank.

Is SoFi a Buy Before the Banking License?

SoFi Technologies Inc. (NASDAQ:SOFI) shares are trading higher Wednesday after Jefferies initiates coverage on the stock with a Buy rating and a price target of $25. SoFi Technologies was up 8.11% at $16.40 at publication time.

Where Could SoFi Shares Be Headed In The Coming Weeks After Analyst Upgrade?

SoFi Technologies (SOFI) stock is on the rise Wednesday following new analyst coverage of the shares with a bullish rating. The post SOFI Stock Price Prediction: Why Analyst Sees 65% Upside Potential for SoFi Technologies appeared first on InvestorPlace.

SOFI Stock Price Prediction: Why Analyst Sees 65% Upside Potential for SoFi Technologies

The shares of SoFi Technologies Inc  (NASDAQ:SOFI) are up 7% to trade at $16.23 at last check, after Jefferies initiated coverage on the online personal finance  name with a "buy" rating and a $25 price target.

SoFi Stock Notches Bull Note, Call Traders Respond

SoFi is currently a small consumer finance company, not worth 12 times revenue. But it expects to become a full-service bank and brokerage.

News for SoFi Technologies Stock (SOFI)