Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

The post SoFi Stock Gets Clobbered on Soft Outlook appeared first on Millennial Money. Shares of SoFi (NASDAQ: SOFI) were clobbered on Friday after the company reported second quarter earnings. The results were mixed compared to expectations, and the fintech specialist's guidance left a bit to be desired. SoFi recently completed its merger with a special purpose acquisition company (SPAC), so only two Wall Street analysts are currently covering

SoFi Stock Gets Clobbered on Soft Outlook

SOFI stock is suffering from sad earnings figures. A bearish downtrend is likely to continue, but analysts see brighter days ahead yet.

SOFI Stock: The Big Reason Why SoFi Is Plunging Today

SoFi Technologies, Inc (NASDAQ:SOFI) printed its second-quarter earnings after the closing bell on Thursday and gapped down over 12% lower on Friday. The online financial services company reported sales of $237.22 million, which beat the consensus estimate of $231 million but missed on earnings per share which came in at a loss of 48 cents, down from a loss of 3 cents the year prior.

SoFi Technologies Stock Plummets Following Q2 Print, Options Traders Buy The Dip

Investors were not pleased by its first earnings report as a public company.

Why SoFi Technologies Stock Is Plunging Today

SoFi's financial services segment, which includes its investment platform, saw revenue surge 608% to $17 million.

SoFi plunges 14% after mixed 2nd-quarter report reveals weaker-than-expected guidance

If SoFi can sustain triple digit revenue growth, the post-earnings fall in its stock could be a buying opportunity.

After Revenue Pops 101%, Why Is SoFi Stock 44% Below Its High?

SoFi Technologies has seen an explosion of member growth in the past few years. SOFI stock is down 42% from February highs, giving long-term investors a great entry point.

SoFi Technologies Stock Is the Best Pure Play on Digital Wallet Growth

The shares of SoFi Technologies Inc (NASDAQ: SOFI) fell by over 7% pre-market. This is why it happened.

SoFi Shares Fell Over 7% Pre-Market: Why It Happened

SoFi Technologies, Inc. (SOFI) CEO Anthony Noto on Q2 2021 Results - Earnings Call Transcript

SoFi Technologies Inc. doubled revenue in its latest quarter, but issued an earnings outlook for the current period that came up lighter than what analysts were anticipating.

Earnings Results: SoFi stock falls after its first earnings report, as profit outlook comes up short

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--Q2 Earnings release

SoFi Technologies Reports Second Quarter 2021 Results

SOFI stock is all about current and future growth, but there is still not much to get excited about considering its rich valuation. The post SoFi Is Promising but Too Pricey With Poor Fundamentals appeared first on InvestorPlace.

SoFi Is Promising but Too Pricey With Poor Fundamentals

Airbnb

Disney

Wish

Seer

Of a dozen firms that reported earnings before markets opened on Wednesday, eight beat estimates and four missed.

Earnings Previews: Airbnb, ContextLogic, Disney, Seer, SoFi

SoFi has great growth prospects but history isn't on their side The post SoFi Stock Is Doomed for a Reason You May Never Even Have Considered appeared first on InvestorPlace. More From InvestorPlace Stock Prodigy Who Found NIO at $2… Says Buy THIS Now Analyst Who Found Microsoft at $0.38 Names #1 Pick for the AI Boom America's #1 EV Stock Still Flying Under the Radar

SoFi Stock Is Doomed for a Reason You May Never Even Have Considered

Paysafe

Upcoming earnings and recent acquisitions have investors bullish about these two fintech companies.

Why Sofi and Paysafe Stock Went Up Last Week -- Can It Continue?

As it continues to cross-sell its financial services, SoFi should become highly profitable in the long term The post SoFi Technologies: I'd Add SoFi Stock To A Long-Term Portfolio appeared first on InvestorPlace. More From InvestorPlace Stock Prodigy Who Found NIO at $2… Says Buy THIS Now Analyst Who Found Microsoft at $0.38 Names #1 Pick for the AI Boom America's #1 EV Stock Still Flying Under the Radar

SoFi Technologies: I'd Add SoFi Stock To A Long-Term Portfolio

SoFi is a personal finance platform with accelerating member and revenue growth.

SoFi Technologies: This Is Still A Buy-The-Drop Situation

An early lockup expiration triggered a sell-off on this popular, newly public fintech.

Why SoFi Technologies Stock Fell 19.5% in July

SoFi will offer banking, brokerage and money management both under its own name and customers of its Galileo unit. The post SoFi Technologies Stock Has All the Earmarks of a FinTech Giant in the Making appeared first on InvestorPlace.

SoFi Technologies Stock Has All the Earmarks of a FinTech Giant in the Making

General Motors

Uber

Skillz

General Motors, SoFi, Uber and Skillz were our top stock trades from Wednesday. Now, here's a look at the charts after an eventual session.

4 Top Stock Trades for Thursday: GM, SOFI, UBER, SKLZ

SOFI stock has all the hallmarks of a long-term winner. The momentary blip is customary price correction after every SPAC merger closes.

SoFi Is an Excellent Buying Opportunity After a Massive Dip

SoFi faces a risk of failing to live up to its growth expectations. However, if it can, SoFi stock presents a great risk/reward setup.

After Its Retreat, SoFi Stock Poses Little Risk to Buyers

Affirm

Fintech stocks are on the rise today. It looks like Jack Dorsey's Square is giving some gas to the entire market with its acquisition news.

Fintech Stocks: One Big Catalyst Has AFRM, PSFE and SOFI Stocks Gaining Today

So, with more negatives than positives, SOFI stock is likely to either going to trade sideways in the short-term. Or worse, head down to lower prices.

Expect More Underwhelming Performance for SoFi Shares

Sofi stock has taken a beating but still looks like good value. SOFI stock will have $2.5 billion in cash after recent warrant exercises, lowering its valuation and providing a 30% annualized return.

News for SoFi Technologies Stock (SOFI)