Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

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Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Several fintech disruptors look to go public in the days ahead. What, if anything, does that mean for SoFi Technologies and SOFI stock?

Several Fintech IPOs Suggest Now Is the Time for SOFI Stock

SoFi is an emerging fintech giant that needs time to bloom, as membership, products per customer, and loan volumes grow. The post SoFi Stock Looks Ready to Move Higher Ahead of Its Q3 Earnings Report appeared first on InvestorPlace.

SoFi Stock Looks Ready to Move Higher Ahead of Its Q3 Earnings Report

There is high praise going around for SOFI stock as the company challenges traditional, outdated models of consumer finance. The post Sofi Technologies Could Hit $25 as Analysts Pound the Table appeared first on InvestorPlace.

Sofi Technologies Could Hit $25 as Analysts Pound the Table

Rivian Automotive

The electric vehicle company plans to sell 135 million Class A shares in its IPO, and 675,000 shares will be allocated to SoFi users.

Rivian plans to sell a portion of its $60 billion IPO directly to SoFi users

DigitalOcean Holdings

These stocks could generate monster returns over the next decade.

2 Top Stocks That Could Turn $500 Into $5,000 in 10 Years

SoFi Technologies, Inc (NASDAQ: SOFI) traded up 12.6% on Monday after breaking up bullishly from a long-term pattern Benzinga called out on Oct. 20. The online finance company has seen a high level of retail trader interest due to the stock's underlying statistics, which make it a short squeeze candidate:

SoFi Technologies Scorches Shorts As Stock Soars To New Highs: What's Next?

SoFi Technologies, Inc. (NASDAQ: SOFI) shares are trading higher amid increased retail investor interest. SoFi's average session volume is 23.9 million over a 100-day period.

Why SoFi Technologies Shares Are Rising

The bank charter is SoFi's biggest catalyst and will have measurable effects on its margins, membership, and marketing. Analysis of the timeline of previous fintechs who have received bank charters suggests that the bank charter approval should be in the near future (within ~6 months).

SoFi Technologies: The Bank Charter Will Change Everything

Riskified Ltd

Digitization should be a major tailwind for these companies.

Want to Get Richer? Buy These Top Stocks and Wait 10 Years

Despite the recent gains, SOFI stock is still a long-term a buy at current levels. ETFs could be one way to play the investment.

SoFi Technologies: Here's How I'd Invest in Fintech Disruptor SOFI Stock

This Fintech Stock Could Produce 10X Returns

Pinterest

Block

Fintech stocks have a lot of potential even though they carry a higher valuation than traditional financial stocks. Here are three buys.

3 Underperforming Fintech Stocks to Scoop Up While You Can

Upstart Holdings

NerdWallet is the latest fintech company set to go public via IPO.

NerdWallet Stock: What To Know As It Files For IPO

SoFi Technologies, Inc. (SOFI) closed at $20.99 in the latest trading session, marking a -0.29% move from the prior day.

SoFi Technologies, Inc. (SOFI) Stock Sinks As Market Gains: What You Should Know

SOFI's niche positioning within the digital banking market will allow the company to build a sustainable competitive advantage. The increasing number of young, high-income millennials will be a significant growth catalyst over the next decade.

SoFi Technologies: Why I'm Buying The Future Of Banking

NIKE

FuelCell Energy, Inc (NASDAQ:FCEL), Nike, Inc (NYSE:NKE) and SoFi Technologies, Inc (NASDAQ:SOFI) have all settled into bullish flag patterns on the daily chart. The bull flag pattern is created with a sharp rise higher forming the pole, which is then followed by a consolidation pattern that brings the stock either lower between a channel with parallel lines or into a small tightening triangle.

FuelCell, Nike, SoFi Stocks Prepare For Breakouts In This Bullish Pattern

SOFI stock received a nod from Wall Street, but real challenges actually lie ahead for the loan originator. The post SoFI Technologies Won't Reach $25 This Year appeared first on InvestorPlace.

SoFI Technologies Won't Reach $25 This Year

SOFI stock is part of the fintech posse and they have a bright future ahead. The old transactor companies are having a hard time keeping up.

SoFi Is Poised to Do So Much More

Jim Cramer recently discussed the positives of owning nouveau banks such as SoFi Technologies. Call it what you want, SOFI stock is a buy.

SoFi Technologies Is a Long-Term Buy No Matter What You Call It

Buying SOFI stock below $20 is a great bet as it has the potential and ability to soar higher in the coming months. The post Strong User Growth Should Stoke SoFi Stock Gains For Long-Term Holders appeared first on InvestorPlace.

Strong User Growth Should Stoke SoFi Stock Gains For Long-Term Holders

Shares of the Fintech company - SoFi - have surged lately. The breakout anticipates major growth in the coming years.

SoFi Technologies: Too Cheap To Ignore

On Monday, SoFi Technologies Inc. (NASDAQ:SOFI) shares spiked more than 8% after announcing a strategic partnership with Pagaya Technologies. The financial lending platform wants to use Pagaya's proprietary artificial intelligence infrastructure to expand its product offering.

Should you buy SoFi stock as shares spike after announcing the Pagaya partnership?

FinTech company Pagaya Technologies Ltd. has collaborated with digital personal finance company SoFi, according to a Monday (Oct. 18) press release.

Pagaya Teams With SoFi to Simplify Credit Access

When SoFi (NASDAQ:SOFI) posted an unexpected loss from student loan refinancing, the company lost some bullish momentum. Since the disclosure in August, SoFi stock is taking a long time to climb back to yearly highs.

Start Accumulating SoFi Stock Before Its Inevitable Move Back Up

NEW YORK & TEL AVIV, Israel--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya”), a financial technology company that enables financial institutions to expand access to more customers through its artificial intelligence network, today announced its new partnership with SoFi, the digital personal finance company. The new partnership will enable SoFi to broaden members' access to its financial products. Pagaya's proprietary artificial intelligence, technology and infrastructure enables FinTechs,

News for SoFi Technologies Stock (SOFI)