Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Although SOFI stock is undergirded by several relevant financial solutions, warranted skepticism clouds its bullish narrative. The post An Unbalanced Business Could Hurt SoFi Technologies appeared first on InvestorPlace.

An Unbalanced Business Could Hurt SoFi Technologies

CNBC host Jim Cramer believes SoFi Technologies is a buy at $14. Is he right about SOFI stock?

Is SoFi Technologies a $10 or $20 Stock?

SOFI stock will continue to grow by a healthy margin on the back of the fintech's solid financials and robust outlook. The post SoFi Technologies Is a Fintech Disruptor To Buy for the Long-Haul appeared first on InvestorPlace.

SoFi Technologies Is a Fintech Disruptor To Buy for the Long-Haul

SOFI stock is not an equity that investors should have in their portfolios now, and it'll likely soon be getting worse. The post SoFi Is a Fundamentally Weak Ticking Time Bomb appeared first on InvestorPlace.

SoFi Is a Fundamentally Weak Ticking Time Bomb

SOFI started off as a simple provider of loans, and has since expanded its offerings to encompass a large array of services that make for a compelling fintech ecosystem.

SoFi Technologies: A Next Generation Banking Disruptor

Investors have cooled on SPACs, and SoFi has been thrown out with the bathwater, but it has long-term potential and looks like a bargain.

3 Reasons to Buy the Dip on SoFi

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SoFi's future looks much better than its present. You can speculate on it as a tech stock with great leadership.

SoFi Technologies Isn't as Exciting as Others, but It's a Long Term Winner

On Monday, Jim Cramer said he expects SoFi Technologies Inc (NASDAQ: SOFI) to fall lower, adding he would be a buyer at the $14 level — but may not get that chance. On Tuesday, SoFI's stock rallied over 10% higher amid increased retail interest, but institutions were also hammering call contracts.

SoFi Technologies Stock Flies Higher, Options Traders Slam Calls

SoFi's mission is to help its members achieve financial independence in order to realize their ambitions. SoFi is doing this by developing a comprehensive suite of financial products that offers the speed, selection, content and convenience that only an integrated digital platform can provide.

SoFi Technologies: Beating The Previously Unbeaten

SoFi has been sacked in recent weeks, but there's growing evidence the action should lead to a big-time win for SOFI stock investors. The post How to Play the Offensive Game in SOFI Stock appeared first on InvestorPlace.

How to Play the Offensive Game in SOFI Stock

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These three growth stocks could be presenting long-term investors with buying opportunities.

YT: My Take: 3 Stocks to Keep an Eye on During the Next Red Day

Palantir Technologies

We've heard the warnings for months now: a substantial bearish correction will hit the markets soon.

2 Stocks for a Bearish Summer

SOFI stock performance might seem disappointing, but there's a buying opportunity as the company takes digital banking to the next level. The post SoFi Technologies Shares Just Landed at a Perfect Support Level appeared first on InvestorPlace.

SoFi Technologies Shares Just Landed at a Perfect Support Level

SoFi is not disruptive and primarily relies on lending to boost its bottom line. Therefore, the valuation of SOFI stock is far too high.

Don't Mistake SoFi As a Tech Disruptor

Convey Holding Parent

iPower Inc

DoubleVerify Holdings

Last year, and so far this year, it seems to be much more like 1999, as technology initial public offerings that made little or no money came out and rocketed higher.

4 Recent Red-Hot IPOs May Be Poised to Trade Much Higher

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI), a leading next-generation financial services platform, today announced plans to host a conference call to discuss financial and operating results for the second quarter 2021 on Thursday, August 12, 2021, at 5 p.m. Eastern Time. SoFi also plans to release its second quarter fiscal year 2021 results on the Investor Relations section of its website at https://investors.sofi.com after the close of the financial markets on Thursday, August 12, 202

SoFi Schedules Conference Call to Discuss Q2 2021 Results

SOFI stock is new to Wall Street, so investors need time to recognize a good thing. Meanwhile, it offers upside opportunities for smart money.

Sofi Deserves More Love Than it Gets

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Clean Energy Fuels

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Pinterest

Reddit wants stocks with multi-bagger return potential, and it will get them from these companies with above-market growth. The post 7 Reddit Stocks Looking to Replace Fido as Man's Best Friend appeared first on InvestorPlace.

7 Reddit Stocks Looking to Replace Fido as Man's Best Friend

Despite its recent downtrend, our analysis suggests this stock's weakness is out of sync with the fundamental usage trends on the SoFi app. Therefore, we see this supposed weakness as a solid buying opportunity.

Ignore the Near-Term Headwinds, SoFi Stock's Fundamentals Make SOFI a Great Buy Today

The writing is on the wall for the traditional banking system. Millennials and Generation Z are the rising consumer class that thinks little of traditional financial institutions.

SoFi Technologies: Big Banks' Days Are Numbered

It has the trifecta: mission, moat, and optionality.

What Does SoFi Actually Do? And Is It a Good Buy?

SoFi isn't just another fintech company trying to create a digital bank to replace Wells Fargo and Bank of America, it's the best fintech company. And they've created the best digital bank to date that we believe will eventually replace major banks.

Buy SOFI Stock for Strong Growth as It Nears a Technical Floor

SoFi warns its crypto customers to be wary of the volatile digital currency before buying, CEO Anthony Noto told CNBC on Thursday.

SoFi puts up a warning ‘you could lose all your money' on every crypto trade, says CEO

Leadership starts at the top. SoFi Technologies CEO Anthony Noto and the entire board ooze with it.

News for SoFi Technologies Stock (SOFI)