Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

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SoFi and Latch are off to great starts as public companies and could be incredible growth stocks in the decade ahead.

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SoFi has some great tailwinds coming its way.

Is This the Best Fintech Stock to Buy Right Now?

Rosenblatt and Oppenheimer both follow a "Buy" rating for SOFI stock now. Especially with the recent drop, we find this to be an alluring buy.

Wall Street and Your Fiends Both Like SoFi, So Buy SOFI Stock

CEO Anthony Noto is paving the way for SoFi's long-term success.

Why SoFi's Leadership Is a Strength

Digitalization will continue to provide tailwinds for SoFi Technologies, but SOFI stock is possibly fairly priced at present. The post Wait for a Pullback to Buy SoFi Technologies appeared first on InvestorPlace.

Wait for a Pullback to Buy SoFi Technologies

SoFi Technologies Inc (NASDAQ: SOFI) is trending in Reddit communities again Wednesday. The online personal finance company went public through Chamath Palihapitiya's special purpose acquisition company Social Capital Hedosophia Holdings V.

Bulls, Bears Battle In SoFi And Options Traders Bet On Bulls

SoFi Technologies Inc (NASDAQ: SOFI) is gradually becoming the next favorite among the online retail investor community. According to Vanda Research, the Chamath Palihapitiya-backed fintech firm that went live on the stock exchange via a SPAC deal has seen a series of retail investments last week.

Should you buy SoFi stock as its popularity rises on Wall Street Bets?

JPMorgan just sealed its third fintech company acquisition in the last year, spurring bullish options activity in other names in the space.

Options traders are fired up about fintech as big banks look for takeout targets

SoFi is building what may become a good business over time. However, the price of SOFI stock is way ahead of the firm's fundamentals.

SoFi Is a Bank With the Valuation of a Tech Unicorn

Retail traders are bullish on the stock because of a high short interest and the end of the lockup period.

SoFi is soaring in popularity on Reddit as retail investors look for opportunities in the fintech company following its merger with a Chamath Palihapitiya-backed SPAC

CEO Anthony Noto is building his online banking operation on fees, for loans, for investing, and for online banking services to other banks. SOFI stock won't move until that gains traction.

SoFi Technologies Needs to Gain API Traction Before Once-SPAC Shares Will Move

SoFi Technologies Inc. (NASDAQ:SOFI) and Clover Health Investments Corp. (NASDAQ:CLOV) are the two stocks seeing sky-high interest on Reddit's r/WallStreetBets forum. What Happened: Online personal finance company SoFi Technologies continued to be the most-discussed stock on the forum with 1,088 mentions during the last 24 hours at press time, data from Quiver Quantitative showed.

SoFi, Clover Health See Sky-High WallStreetBets Interest; Workhorse, Wish, Blackberry Other Top Trends

SoFi was taken public via a SPAC merger with Social Capital at a post-merger valuation of 8.65 billion in January 2021. Since its founding in 2011 as primarily a student loan provider, the company has entered many new lines of business in the financial industry marketing itself as a "Fintech" disruptor.

Be Patient Adding SoFi To Your Portfolio - The Best Outcome Appears To Be Priced In

SoFi Technologies: Tremendous Growth Potential For This Fintech Pioneer

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The stock price of SoFi Technologies Inc (NASDAQ: SOFI) increased by 4.11% yesterday. This is why it happened.

SOFI Stock Price Increased 4.11%: Why It Happened

Workhorse Group

SoFi Technologies Inc. (NASDAQ:SOFI), Workhorse Group Inc. (NASDAQ:WKHS), ContextLogic Inc. (NASDAQ:WISH) and Clover Health Investments Corp. (NASDAQ:CLOV) are seeing the highest interest on Reddit's r/WallStreetBets forum. What Happened: Online personal finance company SoFi Technologies has emerged as the most-discussed stock on the forum with 619 mentions during the last 24 hours at press time, data from Quiver Quantitative showed.

SoFi, Workhorse Emerge As New Top WallStreetBets Interest Alongside Wish, Clover Health, BlackBerry, AMC

SoFi Technologies' long-term prospects are promising. But, considering the rising interest rate risk still on the table, the best move may be to ease slowlyinto SOFI stock.

SoFi Stock Should Hold up, but Possible Volatility Could Be Rough Ride

SoFi Technologies Inc. (NASDAQ:SOFI) shares are trading lower Friday after a recent SEC Filing shows the notice of effectiveness for the conclusion of the lock-up period. The lock-up is set to expire on Monday, June 28 for 5+% shareholders and certain executives.

SoFi's Stock Takes A Dip But Still Trades Within Technical Pattern

SOFI stock still looks like good value. It is worth between $23.91 and $27.80, based on prior earnings projections -- that's 15% to 33% more.

SoFi Stock Looks Like a Good Value Below $21

3 Reasons Why Fintech Stock SoFi Is So Fine

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SoFi is unprofitable and is not a disruptor, but SOFI stock has a sky-high valuation. As a result, the shares are a sell.

SoFi Stock Doesn't Have What It Takes to Be This Highly Valued

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News for SoFi Technologies Stock (SOFI)