Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Coinbase

Block

The fintech just issued a $2 billion debt offering despite having billions on its balance sheet already.

Why Did Square Just Raise Another $2 Billion?

Zoom Video

The Nasdaq moved upward on Wednesday morning.

Zoom Weighs on Nasdaq as Growth Slows; SoFi Keeps Flying

Shares of SoFi Technologies, Inc. (NASDAQ:SOFI) have been on fire, gaining about 50% in just a few weeks. But the rally may be about to end.

Is SoFi Technologies Stock About To Hit Resistance?

Social Capital Hedosophia Holdings Corp. V

SoFi is in the early stages of redefining the entire fintech industry, so buy and hold SOFI stock for long-term gains. The post SoFi Completed Its SPAC Merger.

SoFi Completed Its SPAC Merger. This Is the Beginning of a Huge Breakout in SOFI Stock.

When Anthony Noto joined SoFi from Twitter more than three years ago to serve as the personal finance startup's CEO, he arrived with three goals in mind. In addition to focusing on the quality — not quantity — of loans and developing mobile offerings, Noto told SoFi's board in December 2017 he wanted to establish a stable, high-performing executive team while leading the company to the public markets

SoFi shares are up 12% in their first day of trading. Here's the inside scoop from CEO Anthony Noto on why a SPAC made sense for the fintech.

With Wall Street's newest FinTech darling, SoFi, trading higher and presumably off to greener pastures following its initial public offering (IPO), investor appetite clearly remains strong for anything that can digitally disrupt the financial services space. Beyond this latest listing, digital banks that cater to — or focus on — certain demographics or services are […]

SoFi IPO Underscores The Rise Of The Purpose-Built Bank

Social Technologies Inc. shares swung between gains and losses in their stock-market debut on Tuesday.

SoFi's SPAC debut spotlights Palihapitiya, CEO Noto

SoFi went public by merging with Social Capital Hedosophia Corp V, a blank-check company run by venture capital investor Chamath Palihapitiya.

SoFi shares rise after debut on Nasdaq

SoFiShares of SoFi Technologies Inc. SOFI are up more than 7% in Tuesday's session, which marks the first day of trading for SoFi shares following the financial technology company's merger with Social Capital Hedosophia Holdings Corp. V, a special-purpose acquisition company. The SPAC deal assigned SoFi a post-money equity value of $8.65 billion.

IPO Report: SoFi stock gains in first trading day after SPAC merger

SOFI stock is in the spotlight on Tuesday as the fintech company emerges from IPOE stock and starts trading independently. The post SOFI Stock: 11 Things to Know as Fintech Play SoFi Starts Trading Today appeared first on InvestorPlace.

SOFI Stock: 11 Things to Know as Fintech Play SoFi Starts Trading Today

SOFI stock begins trading today on the New York Stock Exchange. Even after a run-up in stock price, SoFi looks appealing from here.

Look for SoFi to Go Higher After Its Successful Merger

The hotly anticipated fintech is finally arriving on the stock exchange.

SoFi SPAC Merger Completed; New Stock Begins Trading on Tuesday

Online FinTech startup Social Finance, otherwise known as SoFi, is expected to go public June 1 following a merger Friday (May 28) with a special purpose acquisition company (SPAC) known as Social Capital Hedosophia Holdings V. The merger creates a new FinTech called SoFi Technologies, expected to begin trading on the Nasdaq next week, according […]

SoFi Will Go Public June 1 Following SPAC Merger

SAN FRANCISCO & PALO ALTO, Calif.--(BUSINESS WIRE)--Social Finance, Inc., a leading next-generation financial services platform, and Social Capital Hedosophia Holdings Corp. V (NYSE: IPOE) ("SCH"), a publicly traded special purpose acquisition company, today completed their previously announced transaction to take SoFi public. The transaction forms a leading, publicly traded consumer-focused financial technology platform named SoFi Technologies, Inc. (“SoFi” or the “Company”). The combined comp

SoFi, A Leading Next-Generation Financial Services Platform, to Become Publicly Traded following Business Combination with Social Capital Hedosophia V

SoFi just shared some impressive numbers in its earnings report for the first quarter of 2021.

3 Reasons to Be Bullish on SoFi

SoFi exceeded ambitious growth goals in the first quarter. June 1 it aims to trade as SOFI on NASDAQ.

SoFi Poised To Pop June 1 On Expectations-Beating Growth

The fintech start-up is seeing growth accelerate on numerous fronts.

SoFi Reports Blowout Results Ahead of SPAC Merger

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Money now offers members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days early.

Get Paid up to Two Days Early With SoFi Money

The highly anticipated SPAC merger will resume after a much-publicized delay.

Backed by Chamath Palihapitiya, SoFi Will Begin Trading on the Nasdaq. Here's When.

SoFi, which is being taken public by a special purpose acquisition company, will soon complete its merger with the SPAC and start trading on its own on the Nasdaq.

Why Shares of the Company Taking SoFi Public Are Rising Today

Today, shares of IPOE stock are on the move higher as investors price in a key announcement surrounding the merger completion date. The post IPOE Stock: The SoFi SPAC Merger News Boosting Palihapitiya's Social Capital Today appeared first on InvestorPlace.

IPOE Stock: The SoFi SPAC Merger News Boosting Palihapitiya's Social Capital Today

PALO ALTO, Calif.--(BUSINESS WIRE)--Social Capital Hedosophia Holdings Corp. V (NYSE: IPOE) (“SCH” and, after the Domestication as described below, “SoFi Technologies”) today announced the pending transfer of the listing of its Class A ordinary shares, par value $0.0001 per share (the “SCH Class A ordinary shares”) and redeemable warrants (the “SCH warrants”) from the New York Stock Exchange (“NYSE”) to the Nasdaq Global Select Market (“Nasdaq”) in connection with its pending business combinati

Social Finance Technologies to Trade on Nasdaq as “SOFI”

SoFi is a Fintech company that provides a suite of financial products to the consumer (B2C) meanwhile, Galileo is a leading Fintech infrastructure platform serving upcoming Neo banks (B2B). The merger between SoFi and Galileo has created an impenetrable moat that enables them to serve multiple verticals across the Fintech ecosystem and maintain a strong competitive position.

SoFi And Galileo Deep Dive: Building An Impenetrable Moat Within The Fintech Ecosystem

Social Capital (IPOE) stock is on the rise Monday following news that it's making progress on its SPAC merger with student loan company SoFi. The post IPOE Stock: The May 27 SoFi Date Giving Social Capital Shares a Boost Today appeared first on InvestorPlace.

IPOE Stock: The May 27 SoFi Date Giving Social Capital Shares a Boost Today

IPOE stock is a bet on a potentially strong business model from Sofi. It's sneaking its way into a powerful fintech company for the future.

News for SoFi Technologies Stock (SOFI)