Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies' long-term prospects are promising. But, considering the rising interest rate risk still on the table, the best move may be to ease slowlyinto SOFI stock.

SoFi Stock Should Hold up, but Possible Volatility Could Be Rough Ride

SoFi Technologies Inc. (NASDAQ:SOFI) shares are trading lower Friday after a recent SEC Filing shows the notice of effectiveness for the conclusion of the lock-up period. The lock-up is set to expire on Monday, June 28 for 5+% shareholders and certain executives.

SoFi's Stock Takes A Dip But Still Trades Within Technical Pattern

SOFI stock still looks like good value. It is worth between $23.91 and $27.80, based on prior earnings projections -- that's 15% to 33% more.

SoFi Stock Looks Like a Good Value Below $21

3 Reasons Why Fintech Stock SoFi Is So Fine

Trupanion

Upstart Holdings

Look beyond crypto to proven business models.

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SoFi is unprofitable and is not a disruptor, but SOFI stock has a sky-high valuation. As a result, the shares are a sell.

SoFi Stock Doesn't Have What It Takes to Be This Highly Valued

SoFi Automated Investing is an automated account offering fee-free ETF portfolios for hands-off investors. We show you how it works here.

SoFi Automated Investing review: Fee-free automated investing with ETFs

The shares of SoFi Technologies Inc (NASDAQ:SOFI) are up 5.5% to trade at $21.90 at last check.

SOFI Rises on Brand-New Coverage

Chamath Palihapitiya is a controversial figure and some folks are disillusioned with SPAC's generally, but SOFI stock is a worthy investment. The post Look Past the SPAC Mess and Consider the Value of SoFi Technologies appeared first on InvestorPlace.

Look Past the SPAC Mess and Consider the Value of SoFi Technologies

Off and on the price chart, SOFI stock looks like a certain winner, but investors can improve their chances for success with this method. The post When and How SOFI Shares Are a More Certain Buy appeared first on InvestorPlace.

When and How SOFI Shares Are a More Certain Buy

A former SPAC that enjoyed the fervor over blank-check firms, SOFI stock now suffers from fundamental challenges. The post You Need To Read Between the Lines With SoFi Technologies Stock appeared first on InvestorPlace.

You Need To Read Between the Lines With SoFi Technologies Stock

SoFi is a financial technology company aiming to build a full suite of financial services onto its easy-to-use app.

SoFi Deep Dive: David Becomes Goliath

SoFi customers starting Wednesday could buy shares in four biotech blank check companies from venture capitalist Chamath Palihapitiya.

SoFi Customers Can Now Invest in SPACs

Retail investors will be able to buy into the initial public offierings of four blank-check companies run by "SPAC King" Chamath Palihapitiya. The four special-purpose acquisition companies, listed as Social Capital Suvretta Holdings Corp. I, II, III, and IV, will make 5% of shares in the initial public offerings available to retail investors through SoFi's online trading platform, according to Wednesday filings with the Securities and Exchange Commission.

Chamath Palihapitiya's SPACs will offer retail investors a way into its IPOs through SoFi's platform

SoFi is a fast-growing FinTech company that just completed a SPAC merger. SoFi benefits from a pandemic-driven acceleration in FinTech adoption.

SoFi Technologies: Poised To Fly On New Financial Services Products

SALT LAKE CITY--(BUSINESS WIRE)--Galileo, the API standard for card issuing and digital banking, owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI), today announced it has named technology and innovation leader Derek White as its new chief executive officer. White succeeds Galileo CEO and Founder Clay Wilkes, who becomes vice chair of Galileo and remains a member of the board of directors of SoFi, Galileo's parent company. White most recently was vice president of Global

Galileo Names Derek White as New Chief Executive Officer

SoFi CEO Anthony Noto has built a low-cost processor for all kinds of financial accounts, making his stock a worthy speculation. The post SoFi Stock Is One SPAC That Could Actually Pay Off in the Long Run appeared first on InvestorPlace.

SoFi Stock Is One SPAC That Could Actually Pay Off in the Long Run

SAN FRANCISCO--(BUSINESS WIRE)--SoFi announced that it will meet with institutional investors at the upcoming Global Exchanges & FinTech Conference hosted by Piper Sandler.

SoFi to Participate in the Piper Sandler Global Exchanges & FinTech Conference

SAN FRANCISCO--(BUSINESS WIRE)--SoFi, the digital personal finance company, announces the launch of a new loan program to help student loan borrowers.

As Student Loan Debate Continues to Draw Uncertainty, SoFi Launches New Program to Help Borrowers

VG Acquisition Corp.

It can be difficult to value a SPAC, even after it announces a merger agreement.

How Can You Value a SPAC Stock Before It Completes Its Merger?

Broadcom

Lululemon Athletica

NVIDIA

Nvidia, Lululemon, Broadcom and SoFi were our top stock trades for Monday. Now, let's get a look at the charts going into the weekend.

4 Top Stock Trades for Monday: NVDA, LULU, AVGO, SOFI

SOFI stock is trying to find its footing at a time where other SPACs and high-growth stocks are under pressure. Let's dig a little deeper.

Buy or Sell SOFI Stock? Breaking Down Its New Beginning

After IPOE stock became SOFI stock and its sponsor's reputation made a comeback, this former SPAC could gain further in the near-term. The post Now Trading Under Its Own Name, SoFi Stock Could Continue to Rise in the Near-Term appeared first on InvestorPlace.

Now Trading Under Its Own Name, SoFi Stock Could Continue to Rise in the Near-Term

Chamath Palihapitiya's SPAC completed its merger with SoFi Technologies on May 28. SOFI stock began trading June 1.

What Happens to SoFi Technologies Now That It's Public?

The fintech disruptor is officially a public company. Here's why I'm not selling.

News for SoFi Technologies Stock (SOFI)