Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

There's something not many people know about me: Financial stress was a very real, and very prominent, part of my life at one point. In fact, it came into my life before I landed a job, joined the military or had any sort of paycheck.

SoFi CEO: It's time for employers to take a stake in veterans' financial well-being

Long-term investors may still find high-flying SOFI stock a buy, but interest rate worries could knock shares down in the near term. The post This One Factor Could Knock SoFi Technologies Stock Lower appeared first on InvestorPlace.

This One Factor Could Knock SoFi Technologies Stock Lower

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI), a leading next-generation financial services platform, announced that it will participate in several upcoming fourth quarter investor conferences in November and December. SoFi's Chief Executive Officer, Anthony Noto, will participate in moderated fireside chat discussions at Citi's 2021 Virtual FinTech Conference, the 45th Nasdaq Virtual Investor Conference, in association with Morgan Stanley, and the 5th Annual Virtual Wells Fargo TMT Summi

SoFi to Participate in Upcoming Fourth Quarter Investor Conferences

Advanced Micro Devices

FuboTV

Consumer tech stocks that are powering through the momentary weakness in stocks this week.

Good Stocks To Invest In Now? 3 Consumer Tech Stocks For Your List

SoFi Technologies (SOFI) stock is soaring higher on Thursday and we're diving into the news that has investors in the meme stock excited. The post Hot Meme Stocks: 14 Reasons Why Fintech Play SOFI Is Surging Today appeared first on InvestorPlace.

Hot Meme Stocks: 14 Reasons Why Fintech Play SOFI Is Surging Today

Affirm

Both companies reported earnings results that beat on revenue

Affirm, SoFi shares pop following earnings

SoFi Technologies Inc (NASDAQ:SOFI) is surging after the fintech company's impressive third-quarter earnings report.

SoFi Stock Surges After Q3 Beat Draws Bull Note

The stock price of SoFi Technologies Inc (NASDAQ: SOFI) increased by over 14% pre-market today. This is why it happened.

SoFi Technologies (SOFI) Stock: Why The Price Jumped Today

SoFi Technologies, Inc.'s (SOFI) CEO Anthony Noto on Q3 2021 Results - Earnings Call Transcript

Personal finance company SoFi saw strong third quarter earnings, according to a Wednesday (Nov. 10) press release, with the company's three business segments — lending, financial services and technology platform — all driving growth. The company saw total revenue of $272 million, which was a 35% boost year over year, the release stated.

SoFi Touts More Finance, Lending Options in Q3

SoFi Technologies (NASDAQ: SOFI) shares are trading higher after reporting third-quarter financial results. Here are the key highlights for investors.

SoFi Q3 Earnings Highlights: 377,000 New Members, Record Lending Revenue And More

Shares of SoFi Technologies Inc. surged in after-hours trading Wednesday after the financial-technology company posted better-than-expected earnings amid strong growth in members and product uptake.

Earnings Results: SoFi stock shoots higher after earnings are ‘very strong on nearly every metric'

Opendoor

Nio, FuboTV, SoFI and Opendoor Technologies were our top stock trades for Thursday. Now, let's look at what the charts are showing us.

4 Top Stock Trades for Thursday: NIO, FUBO, SOFI, OPEN

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that allows members to borrow, save, spend, invest and protect their money, reported financial results today for its third quarter ended September 30, 2021. “I believe we've accomplished more at SoFi across our uniquely diversified platform of mobile-first financial services products over the past year than many other companies will achieve in a lifetime,” said

SoFi Technologies Reports Third Quarter 2021 Results

Wednesday afternoon marks an eventful period for financial-technology earnings, with Affirm Holdings Inc. AFRM, -12.72% , SoFi Technologies Inc. SOFI, -4.70% , and Marqeta Inc. MQ, -3.70% due to report, and all three stocks are falling ahead of those results. Affirm shares are down nearly 13%, while SoFi shares are off more than 4%, and Marqeta shares are down more than 3%.

Affirm, SoFi stocks drop ahead of earnings

Upstart Holdings

A long-term mindset is the secret to building life-changing wealth.

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Disney

The number of companies reporting quarterly earnings this week has swelled to more than 1,000 as more companies confirm their plans.

Earnings Previews: Affirm, Disney, Progenity, SoFi

SoFi Technologies (SOFI) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Earnings Season Could Be Great for SoFi Technologies (SOFI)

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi launches a strategic partnership with the Financial Planning Association® (FPA®), benefitting nearly 19,000 FPA members and their clients.

SoFi Partners with the Financial Planning Association to Provide Exclusive Access to Suite of Financial Solutions to FPA Members and Clients

SoFi is building a financial supermarket you can hold in your hand. It's also wholesaling the capabilities to others.

It's Not Too Late to Start Buying SoFi Technologies

PayPal

Block

Even at all time high markets there are stocks to buy on dips. The list is growing in the hot fintech sector, so snag them on the cheap.

3 Stocks to Buy on Misguided Dips

SoFi Technologies' (SOFI) third-quarter 2021 revenues are expected to have benefited from strength across all segments.

Is a Beat Ahead for SoFi Technologies in (SOFI) Q3 Earnings?

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), (“SoFi” or “the Company”), a leading digital personal finance company, today announced that the Company will redeem all of its outstanding warrants (the “Public Warrants”) to purchase shares of the Company's common stock, par value $0.0001 per share (the “Common Stock”), that were issued under the Warrant Agreement, dated October 8, 2020, by and between the Company and Continental Stock Transfer & Trust Company (“CST”),

SoFi Technologies, Inc. Announces Redemption of All Outstanding Warrants

Investors seem to be gearing up for earnings next week and betting that the fintech will obtain a bank charter.

Why Shares of SoFi Are Up This Week

The online personal finance company has experienced rapid growth, with more to come.

News for SoFi Technologies Stock (SOFI)