Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi's acquisition of Technisys could reap long-term benefits as the company continues building a best-in-class tech stack.

SoFi's Latest Acquisition Showcases How It Plans to Dominate Fintech

Gogo

Palantir Technologies

Roku

Upstart Holdings

C3.ai

Bed Bath & Beyond

Not all meme stocks are worth abandoning. In fact, here are seven worth taking a closer look at amid the current bear market.

7 Meme Stocks That Will Survive the Reddit Investor Exodus

SoFi Technologies hit an all-time low on Monday, but that doesn't mean it can't get worse. All signs point to more pain for SOFI stock.

3 Reasons to Steer Clear of SoFi's Sinking Ship

SoFi is building a financial empire. And SoFi stock is way undervalued.

Buy SoFi Stock Now Before It Soars 10X+

SoFi hits new lows as investors pile out of fintech stocks on economic weakness concerns and higher interest rates.

SoFi Technologies: Unjustified Dip

SoFi's lack of competitive advantages and differentiation makes it hard for the company to become profitable, so SOFI stock is unappealing. The post Why SoFi's Fourth-Quarter Results Weren't Impressive appeared first on InvestorPlace.

Why SoFi's Fourth-Quarter Results Weren't Impressive

Affirm

Coinbase

Robinhood

PayPal

Block

Fintech stocks have been beaten down and are now at attractive valuations. These seven picks are worth watching.

7 Fintech Stocks to Buy for March 2022

Advanced Micro Devices

Tesla

Advanced Micro Devices, Tesla, Nio and SoFi Technologies were our top stock trades for Monday. Let's look at how the charts are shaping up.

4 Top Stock Trades for Monday: AMD, TSLA, NIO, SOFI

AppHarvest

Coty

FuboTV

GrubHub

Hims & Hers Health

PureCycle Technologies

You can find many good stocks to buy for under $10. And here are seven cheap stocks that are good buys even if you only have $100 to spend.

7 Cheap Stocks to Buy If You Only Have $100 to Spend

SOFI stock is down 19% since the company announced earnings in early March, presenting an opportunity for investors with a long-term view. The post Aggressive Investors Ought to Be Buying SoFi Stock Under $10 appeared first on InvestorPlace.

Aggressive Investors Ought to Be Buying SoFi Stock Under $10

Will the new businesses ultimately lead to inefficiency?

Inside SoFi's Lates Acquisition (Yes, Another One)

SoFi stock has been struggling lately. The market is getting weary of these growth companies who aren't yet profitable as well.

SoFi Stock Is Attractive Here Even After Cooling Down Post Earnings

Sofi is getting dragged down with other financial technology names, presenting a tough choice for investors. Wait to buy SOFI stock.

Wait for Market Sentiment to Improve Before Buying SoFi Stock

While it continues to have strong long-term prospects, at best SOFI stock may deliver underwhelming long-term returns. The post SoFi Technologies May Underwhelm Investors as It Becomes More Like a Bank appeared first on InvestorPlace.

SoFi Technologies May Underwhelm Investors as It Becomes More Like a Bank

SOFI's price has dropped by 58% in less than 4 months.

Can SoFi Stock Hit $30 In 2022?

There's been some buzz surrounding SoFi Technologies Inc (NASDAQ:SOFI).

Options Players, Analysts Paying Attention to SoFi Stock

Intel

Leggett & Platt

Procter & Gamble

Unilever

Volatility presents buying opportunities.

Bert's Dividend Stock Watch List: March 2022 Edition

SoFi Technologies has been able to impress investors with solid financials, while SOFI stock looks undervalued at the current level. The post SoFi Stock Is a Buy For These 2 Reasons appeared first on InvestorPlace.

SoFi Stock Is a Buy For These 2 Reasons

The market has seemingly gone back and forth on the stock since it recently reported earnings results.

Is SoFi's Guidance for 2022 Really That Strong?

Options trading could add more appeal to SoFi's online brokerage.

SoFi Is Preparing to Roll Out Options Trading -- It Could Be a Big Deal

The company recently reported a record quarter.

Will SoFi Stock Get Back to Its All-Time Highs in 2022?

SoFi saw record member and product growth in the fourth quarter of 2021.

These 2 Metrics Drove a Strong Quarter for SoFi

SOFI stock is slightly overrated after the markets reacted strongly to a fourth-quarter earnings report that hit all the right notes. The post SoFi Rose After Its Q4 Earnings Beat, So Wait For It To Cool Off appeared first on InvestorPlace.

SoFi Rose After Its Q4 Earnings Beat, So Wait For It To Cool Off

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) (“SoFi”), the digital personal finance company, today announced the completion of its acquisition of Technisys S.à.r.l. (“Technisys”), a leading cloud-native, digital multi-product core banking platform. Technisys adds a unique, strategic technology and business to the SoFi family, bolstering SoFi in its pursuit to provide best-of-breed products as a one-stop-shop financial services platform, and complementing and enhancing

SoFi Completes Acquisition of Technisys

Short interest in SoFi is up from 4.3% to 18.2% in the last six months. Its latest revenue beat favors the bulls.

News for SoFi Technologies Stock (SOFI)