Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

For SoFi Technologies, the Super Bowl was a chance to portray itself as a big institution. In fact it's still a small money lender.

The Season to Buy SoFi Technologies Starts Now

H&R Block

SALT LAKE CITY--(BUSINESS WIRE)--Galileo Financial Technologies, a leading financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI), today announced that its API-enabled financial technology powers Spruce℠, the mobile banking platform1 built by H&R Block (NYSE: HRB), which launched on January 20, 2022. Spruce includes a spending account with a debit card, a connected savings account that allows for specific budgeting goals, early paycheck avail

Galileo's Technology Powers H&R Block's New Mobile Banking App, Spruce

Sofi is facing significant macro challenges and the valuation of SOFI stock remains very high. As a result, the shares are not attractive.

3 More Reasons Why Sofi Technologies' Struggles Will Likely Continue

It has been sacked recently, but SoFi Technologies has differentiated itself and today SOFI stock is in great field position to buy. The post The Bulls Are Ready to Run the Show Again in SoFi Technologies Stock appeared first on InvestorPlace.

The Bulls Are Ready to Run the Show Again in SoFi Technologies Stock

SoFi stock has been battered, in line with its FinTech peers. However, we believe that the company is well-positioned to make significant operating leverage gains moving forward.

Is SoFi Stock A Buy, Sell, Or Hold At Current Valuation?

I discuss the implications of SOFI obtaining their banking charter as this allows SOFI to utilize deposits to fund loans, creating better margins.

SoFi Technologies: Short Sellers Should Be Worried Going Into Earnings

In the latest trading session, SoFi Technologies, Inc. (SOFI) closed at $12.40, marking a +0.08% move from the previous day.

SoFi Technologies, Inc. (SOFI) Gains As Market Dips: What You Should Know

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There's been a flurry of M&A activity lately. Could these big names get caught up in the fray?

Could These Beaten-Down Stocks Be Potential Acquisition Targets in 2022?

SoFi Technologies Inc. picked up a new fan on Wall Street Friday as a Bank of America analyst chimed in with a bullish view of the financial-technology company.

SoFi is ‘not just another neobank,' Bank of America analyst says

BofA analyst Mihir Bhatia has a $17 price target on the stock.

Buy SoFi Stock, Analyst Says. The Fintech Is Set to Deliver Strong Revenue Growth.

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI) announced today its new brand campaign, “Break Up With Bad Banking”, inspiring people to move out of unfulfilling relationships with their banking institutions and move on with SoFi, an all-in-one banking app disrupting the personal finance category that allows consumers to save, spend, borrow, earn, invest and protect their money all in one place just in time for the season of love. Research shows that the average adult in the United States h

Break Up With Bad Banking and Move On With SoFi

Sofi Technologies shares are still under pressure. Here's what to watch for before fishing for a bottom in SOFI stock.

SoFi Technologies Stock Is Begging for a Bottom

ACM Research

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Fear surrounding inflation, monetary policy, and their combined implication on sustained demand have held the S&P 500 in a technically-bound trading range

A Technical Breakdown Of The S&P 500 Going Into January's CPI Reading

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While falling out of favor for now, in the long-term the 'digitalization of money' trend could send these 10 fintech stocks higher. The post 10 Fintech Stocks To Own Until 2032 and Beyond appeared first on InvestorPlace.

10 Fintech Stocks To Own Until 2032 and Beyond

SALT LAKE CITY--(BUSINESS WIRE)--Galileo Financial Technologies, the leading global financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI), today announced that business-to-business payments innovator Global Rewards is using Galileo's cloud-based technology platform and powerful APIs to usher in a new era of growth for the company. Global Rewards, which is on a mission to simplify corporate disbursement and employee spend, helps businesses levera

Global Rewards Taps Galileo Financial Technologies to Scale B2B Payments

SoFI reached just under 3 million total users in Q3 2021 and will surely pass the 3 million mark in March's Q4 2021 earnings report. SoFI got its bank charter approved and no longer needs to act as the middleman through 3rd party banks for its lending needs.

SoFi: Super Bowl LVI Could Trigger A Short Squeeze

While SOFI stock has some intriguing points like the underlying bank charter approval, economic concerns still trouble it. The post In All Fairness, SoFi Technologies is a Mixed Bag Investment appeared first on InvestorPlace.

In All Fairness, SoFi Technologies is a Mixed Bag Investment

United Continental Hlds

Volatility has persisted for a while now and the investors are on edge. Nevertheless, there are still stocks to buy on dips in the short term.

3 Stocks to Buy While the Bulls Regain Their Courage

It might not seem like it, but this could be a very big deal.

Here's Why SoFi's Banking Charter Could Be a Game-Changer

A bank charter will certainly help SoFi's business, but are there other factors to consider?

Could a Bank Charter Actually Limit SoFi's Valuation?

SOFI stock could rise over the next few years on increased profits and revenue growth; however, the short-term path forward won't be pretty. The post SoFi Stock Is Set to Become a Legitimate Financial Powerhouse appeared first on InvestorPlace.

SoFi Stock Is Set to Become a Legitimate Financial Powerhouse

SoFi has held up alright given the rough market conditions. However, don't count on a bank license causing SOFI stock to recover.

SoFi Gets Bank License, But That's Not Necessarily a Good Thing

The financial disruptor is officially becoming a bank. Here's why it matters so much.

Is SoFi's Bank Charter a Risk or Opportunity?

eBay

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Fisker Inc

Gan Ltd

Intel

AT&T

So, what are some of the stocks to buy, as the sell-off ends, at least for now? These seven, a mix of growth and value plays, are solid plays for those who can look past near-term uncertainties.

7 Stocks to Buy as Panic Selling Hits Wall Street

SOFI stock has services across a range of banking industries and will generate more money for investors in the long term. The post Strong Growth Outlook Makes SoFi a Great Investment appeared first on InvestorPlace.

News for SoFi Technologies Stock (SOFI)