Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Shares of SoFi (NASDAQ: SOFI ) are trading higher by more than 20% after the company reported its second-quarter earnings. During the quarter, student loans accounted for 12.44% of total loan origination volume, compared with 29.6% during Q1.

SOFI Stock Alert: 3 Key Reasons SoFi Is Roaring Higher Today

PayPal

Fintech stocks have under-performed vs. the S&P 500 amid fears of a recession and competition from startups and tech giants Apple and Amazon.

Fintech Stocks To Watch: PayPal, SOFI Jump On Earnings Reports

The loan payment moratorium has now been a headwind for SoFi for almost 2.5 years.

This Potential Catalyst Could Be Huge for SoFi

SoFi Technologies Inc (NASDAQ:SOFI) stock is surging ahead of Wall Street's open, last seen up 12% to trade at $7.18 following the release of the company's second-quarter financial results.

Analysts Target SoFi Technologies Stock After Beat-and-Raise

The financial services company posts second-quarter record revenue of $356 million, up 50% year over year.

SoFi's Strong Beat and Raise Earns It a Price Target Boost

SoFi reported a strong earnings report and guidance. The company's investment in its ecosystem and growth strategy is finally coming to fruition.

Buy SoFi: The Trajectory Is Changing

SoFi continues to defy the stock market by reporting 50% revenue growth. The fintech is building a flexible financial platform with the capacity to switch growth drivers with the demand in the market.

SoFi Technologies: Strong Prospects Ignored

SoFi Technologies Inc. (NASDAQ:SOFI ) Q2 2022 Earnings Conference Call August 2, 2022 5:00 PM ET Company Participants Anthony Noto - CEO Chris Lapointe - CFO Conference Call Participants Kevin Barker - Piper Sandler Dan Dolev - Mizuho Dominick Gabriele - Oppenheimer Moshe Orenbuch - Credit Suisse John Hecht - Jefferies Jeff Adelson - Morgan Stanley Eugene Simuni - MoffatNathanson Operator Good afternoon, and thank you for attending today's SoFi Q2 2022 Earnings Conference Call. All lines will be muted during the presentation portion of the call, to an opportunity for the question and answers at the end.

SoFi Technologies Inc. (SOFI) CEO Anthony Noto on Q2 2022 Results - Earnings Call Transcript

Block

These two point-of-sale companies are very similar. But Block ( SQ ) is for companies and businesses that sell goods, while SoFi ( SOFI ) is for consumers who buy goods.

SOFI or Block? [Which Stock Should You Buy?

Shares of SoFi Inc. were up nearly 3% in after-hours trading Tuesday after the company beat expectations with its latest results and delivered an upbeat earnings forecast for the current quarter.

SoFi stock gains after earnings as revenue beats and losses shrink

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its second quarter ended June 30, 2022. “We delivered another quarter of great results with robust growth in members, products, and cross-buy. We generated record adjusted net revenue, which was up 50% year-over-year, and our eighth consecutive quarter of

SoFi Technologies, Inc. Reports Second Quarter 2022 Results

Affirm

Marqeta

Here's Why Shares of Affirm, SoFi, and Marqeta Surged In July

I have some concerns over rising expenses in the Financial Services and Technology Segments. I share the 7 Key Performance Indicators that I will be tracking this earnings, and look at historical trends to set expectations for this quarter.

SoFi Q2 Earnings Preview: Concerns, KPIs, Personal Loans, And Possible Product Launches

SoFi Technologies' (SOFI) second-quarter 2022 revenues are likely to have risen year over year.

What's in Store for SoFi Technologies (SOFI) in Q2 Earnings?

San Francisco-headquartered neo-banking firm SoFi Technologies (NASDAQ: SOFI ) is one of today's most interesting fintech firms. However, Mad Money host Jim Cramer can't seem to find a catalyst to recommend SOFI stock to investors.

There Are Catalysts for SoFi Technologies Stock, but Not Good Ones

Traditional metrics such as Free Cash Flow are a poor way to estimate SoFi's quarterly cash positions. Their debt positions need to be analyzed with the proper context to be truly understood.

How Firm Is SoFi's Financial Foundation?

Silvergate Capital Corp

Investors are nervous about a global growth scare and potential recession.

Why SoFi, PayPal, and Silvergate Capital Plunged on Tuesday

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, today announced SoFi Checking & Savings will now offer an industry-leading 1.80% annual percentage yield (APY)¹ for all members who have direct deposit. SoFi will also offer a 1.00% APY for those looking for a high yield opportunity without direct deposit. Members will earn these increased rates on all of their money with SoFi Checking & Savings, earning them more interest in one week

SoFi Checking & Savings Raises APY to 1.80% for Direct Deposit Members to Help Members Make More from Their Money

Carnival

Coinbase

DraftKings

Lucid Group

Mullen Automotive

Netflix

Roblox

Rivian Automotive

Snap

Investing in stocks looked so easy before the S&P 500 bear market struck. The post 13 Stocks Clobber Gen Z Investors In Their First Bear Market appeared first on Investor's Business Daily.

13 Stocks Clobber Gen Z Investors In Their First Bear Market

Desktop Metal

Hanesbrands

Redfin

The RealReal

These companies have enormous upside paired with significant downside protection -- the ideal combination for a market rollercoaster ride. The post 5 Stocks Under $10 From Tom Yeung's Profit & Protection appeared first on InvestorPlace.

5 Stocks Under $10 From Tom Yeung's Profit & Protection

Upstart Holdings

It was a good week for these three fintechs up until Friday, when a bad economic report shifted the market's mood.

Why SoFi, Upstart, and Affirm Plunged Today

Beaten-down fintech stocks got a break this week, but will it last?

Why SoFi Technologies, Upstart, and Affirm Rose This Week

SoFi Technologies will report second-quarter earnings on August 2. Shares of SOFI stock are up more than 20% the past month.

Dear SOFI Stock Fans, Mark Your Calendars for Aug. 2

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI), the digital personal finance company, today announced plans to host a conference call to discuss financial and operating results for the second quarter of 2022 on Tuesday, August 2, 2022, at 5 p.m. Eastern Time. SoFi also plans to release its second quarter 2022 results on the investor relations section of its website at https://investors.sofi.com after the close of the financial markets on Tuesday, August 2, 2022. Full session details for th

SoFi Schedules Conference Call to Discuss Q2 2022 Results

SoFi's continued malaise has come as a shock to bulls. The company is trading at the cheapest it ever has as sentiment continues to react to the worsening macro backdrop.

News for SoFi Technologies Stock (SOFI)