Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Sofi reported strong member growth and product sales in its earnings report. Data that supports its business momentum is still solid.

Should Investors Buy SoFi After its Q1 Earnings Report?

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Ally and SoFi have similar business models, but one is a Warren Buffett stock and the other isn't.

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SOFI stock has tremendous potential, and the market's overaction to its Q1 results have created a golden buying opportunity. The post SoFi Technologies Isn't Your Average Fintech Stock, So Buy the Dip appeared first on InvestorPlace.

SoFi Technologies Isn't Your Average Fintech Stock, So Buy the Dip

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Robust fintech stocks are likely to rebound in the near future. These 3 fintech stocks are highly undervalued.

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SoFi CEO Anthony Noto acquired about $350,000 of SOFI stock over the last week. He now owns more than 3.2 million shares of the stock.

SoFi's CEO Bought SOFI Stock Twice in the Last Week

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3 Growth Stocks Wall Street Thinks Could Rise 70% or More

SOFI stock could trade 30% higher at $9.43 assuming the 2022 year-end book value grows almost 16% from here and its P/BV is 1.25x. The post SoFi Technologies Could Rise 30% by the End of 2022 if Its Book Value Increases appeared first on InvestorPlace.

SoFi Technologies Could Rise 30% by the End of 2022 if Its Book Value Increases

Is SoFi's CEO sending a signal to investors that the stock is undervalued?

Down Almost 70%, SoFi Technologies' CEO Keeps Buying Shares

SoFi has been hit by rising interest rates and a falling stock price, which increase its cost of capital against bigger banks. The post SoFi's Future Is Bright, Just Not Right Now appeared first on InvestorPlace.

SoFi's Future Is Bright, Just Not Right Now

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Smart money buying has spiked to a two-year high, while selling's at a two-year low. This last happened at the bottom of the 2020 selloff.

Check This Indicator Before Buying Growth Stocks

Stock bottomed out at $4.82 and has rallied 50%. Improvement in every metric we track.

SoFi's Rip Your Face Off Rally

SOFI stock is in the spotlight following insider transactions from CEO Anthony Noto and Director Harvey Schwartz. The post CEO Anthony Noto Just Bought SoFi Stock Again.

CEO Anthony Noto Just Bought SoFi Stock Again. Here's Why.

It's up big from its post-earnings low, but an upgrade in SOFI stock insists shares are still a value opportunity off and on the price chart. The post Why Buying SoFi Technologies Stock Today Still Makes Sense appeared first on InvestorPlace.

Why Buying SoFi Technologies Stock Today Still Makes Sense

SoFi Technologies Inc. shares have taken too much of a beating, according to a Piper Sandler analyst who upgraded the stock Monday.

The Ratings Game: SoFi shares have taken too heavy a beating ahead of ‘significant earnings momentum,' analyst says

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SOFI stock is in the green after an analyst upgraded the company to "overweight." However, the analyst also lowered his price target.

Why Is SoFi (SOFI) Stock Climbing Again Today?

The shares of SoFi Technologies Inc (NASDAQ:SOFI) were last seen up 4% at $7.02 after the fintech company received an upgrade from Piper Sandler to "overweight" from "neutral," though the firm also came in with a price-target cut to $10 from $12.

Shares of SoFi Soar After Piper Sandler Upgrade

Piper Sandler upgrades the stock to Overweight from Neutral, saying the company is poised to ramp up Ebitda as early as the second half of 2022.

SoFi Stock Spikes. Market May Be 'Over-Discounting' Growth Potential.

The digital banking company has gotten crushed this year along with many other tech and fintech stocks.

SoFi Is Down 66% This Year. Is It Time to Buy?

Fintech stocks could be staging a rebound. SOFI stock could fare well as the company recently raised its guidance.

Why SoFi Is Up nearly 20% Today

Long-term investors may want to shift their view on SOFI stock, despite the volatility. SoFi has plenty of opportunity it can capitalize on.

For Long-Term Growth, Ignore the Volatility and Look to SoFi Stock

SoFi (SOFI) stock is riding higher on Friday as the company's shares are recovering from a fall earlier this week and we know why! The post Why Is SoFi (SOFI) Stock Up 20% Today?

Why Is SoFi (SOFI) Stock Up 20% Today?

SOFI remains underwater, despite its excellent Q1'22 earnings and upwards revision for FY2022 revenues. Though the impending recession has a hand in it, rising interest rates also turn away certain investors, combined with the extended student loan moratorium.

SoFi: The Perfect Storm For Speculative Portfolios

Sofi Technologies fell to a new all-time low this week following underwhelming earnings. Here's what to look for before buying SOFI stock.

News for SoFi Technologies Stock (SOFI)