Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

The market reaction to SoFi's Q1'22 earnings card is wildly overblown. SoFi added more than 400 thousand customers to its consumer platform in the last quarter.

SoFi: Buy The Bloodbath

After losing another 20% over the last month, SOFI stock is only pennies away from becoming a penny stock. It's been a sad downward ride.

SoFi Technologies Stock Is Nearing Dangerous Territory

Make the most of the market washout by finding those fundamentally great -- yet demolished -- stocks among the wreckage. SoFi is one of them.

SoFi Is the Perfect Dip-Buy to Play the Market Crash

SOFI stock simply has too many variables to measure currently. Q1 earnings won't prove conclusive so don't act on them.

It Will Take Months More to Understand SoFi

Push the wrong button — sink a stock.  By now the world knows that SoFi's stock slid on Tuesday in the wake of a trading halt and after the company mistakenly released its earnings results hours early.

SoFi's Membership Growth Slows to 70% as Triple-Digit Pandemic Gains Fade

SoFi Technologies, Inc. (NASDAQ:SOFI ) Q1 2022 Earnings Conference Call May 10, 2022 5:00 PM ET Company Participants Andrea Prochniak - Investor Relations Anthony Noto - Chief Executive Officer Chris Lapointe - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho John Hecht - Jefferies Dominick Gabriele - Oppenheimer Mike Ng - Goldman Sachs Mihir Bhatia - Bank of America Tim Chiodo - Credit Suisse Jeff Adelson - Morgan Stanley Operator Good afternoon. Thank you for attending today's SoFi First Quarter 2022 results.

SoFi Technologies, Inc. (SOFI) CEO Anthony Noto on Q1 2022 Results - Earnings Call Transcript

AbbVie

Palo Alto Networks

Tesla

Tesla, Palo Alto Networks, SoFi and AbbVie were our top stock trades for Wednesday. Let's look at how the charts are setting up.

4 Top Stock Trades for Wednesday: TSLA, PANW, SOFI, ABBV

After releasing its earnings report too early, SoFi is falling due to weak guidance. Here's why SOFI stock is still a buy.

SOFI Stock Stumbles Despite SoFi Reporting Record Revenue in Q1

Shares of SoFi Technologies saw a sharp drop Tuesday (May 10) and were halted for close to three hours after the digital personal finance company mistakenly released its first-quarter results early. According to CNBC, the results — scheduled for release during an earnings call at 5 p.m.

SoFi Stock Drops After Accidental Earnings Release

Shares of the SOFI stock are in the spotlight today after the company released Q1 results early. SoFi reported beats on several key metrics.

SOFI Stock: 3 Key Takeaways From SoFi's Q1 Earnings Report

Fintech company SoFi Technologies (NASDAQ: SOFI) was scheduled to report its first quarter earnings after market close Tuesday. Instead, the company saw its earnings leak Tuesday and put out its earnings report early.

SoFi Technologies Q1 Earnings Highlights: Shares Tumble After Early Leak; What The CEO Said

SOFI stock has been obliterated, down more than 65% year-to-date. Can earnings save this company or will they bury it?

Dissecting SoFi Stock and its Future With Earnings on Tap

SoFi's first-quarter earnings results were accidentally leaked ahead of schedule.

The Market Doesn't Like SoFi's Accidentally Leaked Earnings Results. Is It a Buy?

SoFi Technologies Inc. topped expectations with its latest results Tuesday but delivered a mixed forecast in an earnings report that came out several hours before it was officially expected.

Earnings Results: SoFi tops expectations with latest earnings, gives mixed outlook

The fintech company's earnings weren't supposed to arrive until after the close.

SoFi Stock Tumbles After Earnings Published Ahead of Schedule

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its first quarter ended March 31, 2022. “We delivered another quarter of great results, with record adjusted net revenue up 49% year-over-year, a seventh consecutive quarter of positive adjusted EBITDA and continued robust growth in members, products and

SoFi Technologies, Inc. Reports First Quarter 2022 Results

SoFi blamed the early release of its results on human error, according to CNBC's Kate Rooney.

SoFi stock falls, trading halted after fintech firm accidentally releases first-quarter report early

Affirm

LendingClub

Fintech stocks are taking a hit after Upstart's recent quarterly performance disappointed investors.

Why Shares of Affirm, SoFi, and LendingClub Are Down Today

SoFi Technologies Inc (NASDAQ: SOFI) shares are trading lower by 10.05% at $5.37. Weakness is likely in sympathy with financial services peer Upstart Holdings Inc (NASDAQ: UPST), which is trading lower after reporting first-quarter earnings results and issuing second-.

So What's Going On With SoFi Technologies Shares Today?

SoFi announces Q1 2022 results Tuesday after the markets close. Down 73% over the past six months, SOFI stock likely won't get any good news.

Don't Expect Much From SoFi's Earnings Report

Coinbase

Kinross Gold

Occidental Petroleum

Premarket trading on Monday was not looking good for bulls. Equities were down by as much as 2.5% (Nasdaq Composite).

Earnings Previews: Coinbase, Kinross Gold, Occidental Petroleum, SoFi Technologies

SoFi cut its guidance at the beginning of the month as the student loan moratorium was pushed out further.

Why SoFi Technologies Plunged 35.2% in April

These two growth stocks have been squashed in recent months, and now it's time to buy.

The Top Growth Stocks to Buy With $100

SOFI stock is overvalued and there are too many political risks associated with it to make it investment worthy today. The post The Outlook of SoFi Stock Has Gotten Even Worse appeared first on InvestorPlace.

The Outlook of SoFi Stock Has Gotten Even Worse

SoFi Technologies' (SOFI) first-quarter 2022 revenues are expected to have benefited from strength across all segments.

News for SoFi Technologies Stock (SOFI)