Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies continues to face issues with the student debt moratorium. However, many still see value in SOFI stock from current levels.

SoFi Stock Alert: Is There Value Amid the Student-Debt Rubble

SoFi Technologies (SOFI) stock isn't doing so well on Monday after the stock dropped to a new 52-week low and we know why! The post Why Is SoFi (SOFI) Stock Down to New 52-Week Lows Today?

Why Is SoFi (SOFI) Stock Down to New 52-Week Lows Today?

SOFI stock doesn't look good, and it's due to more than student loans. There are multiple factors holding it down.

SoFi Technologies Will Continue to Suffer, And Not Just From Paused Student Loans

While SOFI stock may seem attractive as a discounted fintech opportunity, longer-term headwinds suggest otherwise. The post SoFi Technologies' Discount Only Looks Good Close Up appeared first on InvestorPlace.

SoFi Technologies' Discount Only Looks Good Close Up

SoFi's Web3 concept could be a proxy to the ARK Innovation fund with better return prospects. The ETF will be targeting global stocks.

Want to Invest in Web 3.0? What We Know About SoFi's Plans for a Web 3.0 ETF.

SoFi lowered its revenue and adjusted EBITDA guidance.

How Bad Is SoFi's Updated Guidance?

President Biden extended the Student Loan Moratorium, once again causing SOFI to cut its guidance for 2022.

SoFi Technologies: 2022 Guidance Cut, Student Moratorium Extended, Shares Nosedive

SoFi stock has been absolutely crushed over the past few months, taking a big leg lower yesterday after Biden extended America's student loan moratorium. But SOFI remains among the best stocks to buy today.

Buy the SoFi Stock Dip for Near-20X Gains in 10 Years

SoFi falls to new lows based on the extension of the student loan moratorium. The Biden Admin. move wasn't shocking and doesn't change the long-term view.

SoFi Technologies: Baffling Reaction

SoFi Technologies is working towards becoming the one-stop shop for all things finance and the dip in SOFI stock is a chance to buy. The post SoFi Is Too Good to Be This Cheap appeared first on InvestorPlace.

SoFi Is Too Good to Be This Cheap

Will SOFI stock become a penny stock in 2022? The post Will SoFi Technologies (SOFI) Be On Your List Of Penny Stocks In 2022?

Will SoFi Technologies (SOFI) Be On Your List Of Penny Stocks In 2022?

MoffettNathanson analyst Eugene Simuni initiated coverage of SoFi Technologies a day before it cut guidance. SOFI stock is a buy on the dip.

Analyst Initiates Coverage of SOFI Stock With a Buy Rating

SOFI stock price predictions are flying today following news that the student loan payment pause will continue through August. The post SOFI Stock Price Predictions: What Does a Student Loan Pause Mean for SoFi Prices?

SOFI Stock Price Predictions: What Does a Student Loan Pause Mean for SoFi Prices?

The White House just extended the student loan moratorium to the end of August.

Why SoFi Is Cutting Guidance for 2022

Good news for student loan holders is bad news for anyone who happens to be an investor in fintech company SoFi. Shares of SoFi tumbled more than 10% Thursday after the Biden administration extended a moratorium on federal student loan repayments.

SoFi stock plunges after Biden extends student loan payment moratorium

SoFi expects that a number of factors including the impending fall midterm elections will precipitate a likely seventh extension beyond August 2022.

SoFi drops 10% as Biden's extended student loan payment moratorium forces the company to lower earnings guidance

Bad news for the company and rising interest rates might explain it.

Why Is SoFi Stock Down 10% This Week?

SOFI stock is tumbling after the company lowered its 2022 guidance due to the extension of the student loan moratorium by President Joe Biden. The post Why Is SoFi (SOFI) Stock Down Again Today?

Why Is SoFi (SOFI) Stock Down Again Today?

Short interest in SoFi Technologies rose to a record high in the last reporting cycle.

SoFi Technologies: New Concerns Emerge

SoFi Technologies Inc (NASDAQ:SOFI) yesterday evening said it was slashing its full-year outlook, following a recent decision from the Biden administration to extend the federal student loan payment moratorium until August 31, 2022 from May 1, 2022.

Analysts Target SoFi Technologies on Slashed Full-Year Outlook

SoFi Technologies Inc (NASDAQ: SOFI) shares are trading lower Thursday after the company cut its full-year 2022 revenue guidance below analyst estimates and maintained first-quarter guidance below analyst estimates. SoFi lowered full-year revenue guidance from $1.57 billion to $1.47.

What's Going On With SoFi Technologies Stock Today?

Coupang

Both these stocks are trading over 60% below their 52-week highs, suggesting bargain pricing for retail investors.

Bargain Hunting: 2 Top Growth Stocks to Buy in April 2022

The financial services platform cuts guidance to reflect the impact of the Biden administration's decision to extend the pause on student-loan payments.

SoFi Stock Falls on Guidance Cut as Biden Administration Extends Student Loan Moratorium

Stay away from SOFI stock for now as the federal student loan payments moratorium continues through the end of August. The post SoFi Technologies Is Risky as Federal Student Loan Payments Stay on Pause appeared first on InvestorPlace.

SoFi Technologies Is Risky as Federal Student Loan Payments Stay on Pause

Following an extension of the federal student loan moratorium, SoFi Technologies Inc. trimmed its outlook for the full fiscal year Wednesday, with executives now assuming the moratorium will last at least through the rest of the year.

News for SoFi Technologies Stock (SOFI)