Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

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Cost of revenue

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SG&A

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EBITDA

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Net PPE

Intangibles

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Stockholders equity

Minority interest

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Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

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Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

This growing fintech has a loan business set to outperform over the long term.

Here's Why SoFi Technologies Can Outperform the Rest of the Lending Industry

SoFi Technologies, Inc. (NASDAQ:SOFI ) Piper Sandler Global Exchange & Brokerage Conference Call June 9, 2022 1:30 PM ET Company Participants Chris Lapointe - Chief Financial Officer Conference Call Participants Kevin Barker - Piper Sandler & Co. Question-and-Answer Session Q - Kevin Barker Thank you, everybody. Welcome to our afternoon session, Global Exchange & FinTech Conference.

SoFi Technologies, Inc. (SOFI) Management Presents at Piper Sandler Global Exchange & Brokerage Conference (Transcript)

SOFI stock is once again in the spotlight after a proxy statement revealed that the company may be contemplating a reverse stock split. The post SoFi Reverse Stock Split?

SoFi Reverse Stock Split? 6 Things for SOFI Stock Investors to Know.

SoFi CEO Anthony Noto continues his buying spree. The CEO has purchased $412,455 worth of SOFI stock this month.

SoFi Insider Trading: CEO Buys SOFI Stock 3 Times in June. Here's Why

SoFi struggled this past year, but investors have some promising signs to keep their hope alive for the stock, and the CEO agrees. The post SoFi Stock Won't Stay This Inexpensive for Much Longer appeared first on InvestorPlace.

SoFi Stock Won't Stay This Inexpensive for Much Longer

Shareholders will soon vote on an amendment that would give the board of directors the authority to conduct a reverse stock split.

SoFi Is Contemplating a Reverse Stock Split. Here's What Investors Need to Know

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Robinhood

The S&P 500 and Nasdaq Composite closed in the red today as bearish forces continue to weigh down equity markets. Why are stocks down today?

SOFI, CCL, AMD, INTC, HOOD: Why Are Stocks Down Today?

The past few weeks have seen renewed interest in SOFI stock following its latest earnings call. Even the experts are split on the stock!

Is SOFI Stock a Buy, Sell or Hold? 3 Pros Share Their Takes.

SOFI stock certainly hasn't been a winner since its IPO, but one analyst's bullish argument and upgrade might convince some of the skeptics. The post $10 Price Target Should Be a Cinch for SoFi Technologies Stock appeared first on InvestorPlace.

$10 Price Target Should Be a Cinch for SoFi Technologies Stock

SoFi Technologies announced that it is adding 4.5 hours to the trading day. What would be really good for SOFI stock is 24-hour trading.

24-Hour Trading Would Great for SOFI Stock

SoFi Technologies' CEO is buying, but a second inspection suggests that waiting to buy SOFI stock is smart business move for investors. The post Don't Follow the Insider Buying Into SOFI Stock Yet appeared first on InvestorPlace.

Don't Follow the Insider Buying Into SOFI Stock Yet

Today, investors in SoFi Technologies and SOFI stock appear to be factoring in a number of catalysts and headwinds. The post SOFI Stock News: 3 Things for SoFi Investors to Know Today appeared first on InvestorPlace.

SOFI Stock News: 3 Things for SoFi Investors to Know Today

Historically speaking, reverse split stocks haven't performed well.

Is SoFi Technologies' Reverse Split Bad?

UiPath

Is it time to go against the grain and purchase these two fast-growing tech stocks?

Down Over 50%, These 2 Tech Stocks Could Deliver Massive Gains in the Long Run

After a brutal start to the year, the fintech stock had a solid earnings report, followed by positive analyst notes and an insider purchase from the CEO.

Why SoFi Technologies Rose 22.2% in May

Affirm

Block

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These fintech stocks could be worth watching this month.

Best Stocks To Buy Now? 4 Fintech Stocks In Focus

Best Buy

Trade Desk

Tracking insider buys gives retail investors insight into how insiders view their companies. This week, the list includes SOFI, TTD and BBY.

SOFI, TTD, BBY: 6 Top Insider Buys of the Week

CEO Anthony Noto purchased 21,215 shares of SOFI stock this year. This marks the 12th time Noto has purchased his own company this year.

CEO Anthony Noto Just Bought More SOFI Stock

SoFi has rallied sharply from lows below $5, but the stock shouldn't have traded this low. The fintech specializes in refinancing student loans and the market has misplaced fears over student debt forgiveness.

SoFi: Misplaced Fears

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, today announced SoFi Invest is rolling out extended trading hours over the coming weeks. Members will have the ability to trade from 9 AM ET through 8 PM ET, adding 4.5 hours to the trading day, allowing members to trade whenever it is convenient for them. While the current market hours, 9:30 AM ET through 4 PM ET, can be inconvenient to many as they are during peak working hours or leaving t

SoFi Invest Adds More Hours to the Trading Day to Empower Members to Trade on Their Own Terms

Piper Sandler's upgrade gave SOFI stock a brief respite from downhill slide. If you like this fintech stock, here's a safer way to play it.

Now Is a Good Time to Consider SOFI Stock as a Safe Play

SoFi's CEO purchased a ton of shares in the May to March period. The purchases were executed between $6.50 and $9.96 when the stock made new lows.

The Smart Money Buys SoFi

Upstart Holdings

Profitable companies should see a rebound in the coming years.

2 High-Flying Fintech Stocks to Buy for the Long Haul

SOFI's CEO, Anthony Noto, has made 10 insider purchases since 3/4/22, and other insiders have been accumulating shares as well. The Q1 13F filings indicate there was a large amount of institutional buying as companies such as Morgan Stanley loaded up on shares of SOFI.

SoFi: Major Insider Buying And The Big Banks Are Buying Also Per 13F Filings

LendingTree

These two fintechs are generating strong revenue growth, but have been caught up in the market swoon.

News for SoFi Technologies Stock (SOFI)