Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Two new analyses of the company don't add to the bullish case for buying it.

Why SoFi Stock Went Soft on Thursday

SoFi could approach new lows in the short term. Fintechs are currently wildly out of favor, even those that achieve EBITDA-level profitability.

SoFi: The Market Is Just Being Silly

SoFi Technologies stock has been extremely volatile, bottoming in the $4's, spiking to nearly $8, and now back to the $5 range in just a few weeks. You can trade long and short, but on the next selloff in this bear market rally, you can accumulate.

SoFi: Let It Collapse

SALT LAKE CITY--(BUSINESS WIRE)--Galileo Financial Technologies, a leading financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI), today announced that its API-enabled financial technology powers Flyp. Flyp is a banking app and digital wallet, with gamified rewards, challenges, and quests to attract, engage and retain customers. Through its direct integration, Galileo's underlying solution — complete with fraud indicators, analytics dashboards, a

Flyp Selects Galileo to Power Its Gamified Mobile Banking Platform

Insider buying and the avoidance of the worst-case scenario for student loans aren't good enough reasons to buy shares of SOFI stock. The post SoFi Technologies Stock Looks Better Than a Year Ago, but That's Not Saying a Lot appeared first on InvestorPlace.

SoFi Technologies Stock Looks Better Than a Year Ago, but That's Not Saying a Lot

Boston Omaha

Disney

General Motors

Howard Hughes

MercadoLibre

Pinterest

PayPal

Shopify

Upstart Holdings

These stocks are all down by 50% or more from their highs and could be great long-term investments.

Top 10 Bargain Stocks to Buy Right Now

SOFI stock has fallen so far that management is considering a reverse stock split to prop up prices. It won't change a thing.

Don't Try to Catch a Falling Knife With SoFi Technologies Stock

President Joe Biden hasn't provided any concrete details on federal student loan forgiveness yet. Here's why this is bad news for SOFI stock.

Dear SOFI Stock Fans, Watch June 24 Closely

Student loans used to make up the lion's share of SoFi's revenue. The student loan moratorium has materially affected SoFi's top and bottom line for two and a half years with no end in sight.

SoFi Moved On From Student Loans, Maybe The Bears Should, Too

This is a dedicated price action analysis of SoFi stock. We noticed a potential near-term bottom could form, and it seems constructive for it to consolidate. However, we have not observed a bear trap price action signal to stanch its bearish bias. Therefore, we cannot rule out a further sell-off to force capitulation/liquidation.

SoFi: Reclaiming Our Bullish Bias

SoFi Technologies is suffering more than it should. The company will bounce back in the long term and SOFI stock is a solid buy in the dip.

SoFi Stock Looks Tempting Ahead of a Potential Reverse Split

CEO Anthony Noto and director Harvey Schwartz have been buying SoFi stock hand over fist over the past month.

Big Insider Buying at SoFi: Should You Follow?

SoFi stock investors are panic because Apple is entering the buy now, pay later market, which could devastate SoFi's business model. The post Buy, Sell, or Hold SoFi Stock After Apple's Announcement?

Buy, Sell, or Hold SoFi Stock After Apple's Announcement?

There's usually one reason why executives buy.

SoFi's CEO Keeps Buying Shares Amid Reverse Split Worries

CEO Anthony Noto has relentlessly been buying up shares of SOFI stock this year, proving his conviction for the fintech company. The post SOFI Stock Is Down 60% In 2022.

SOFI Stock Is Down 60% In 2022. SoFi Insiders Keep Buying.

AMC Entertainment

Beyond Meat

General Electric

Robinhood

Snap

These stocks to sell are facing multiple headwinds and despite the fact that investors widely hold them they should slide. The post 7 Widely Held Stocks to Sell Because They're Poised to Plunge appeared first on InvestorPlace.

7 Widely Held Stocks to Sell Because They're Poised to Plunge

SoFi Technologies, Inc. (NASDAQ:SOFI ) Morgan Stanley US Financials, Payments and CRE Conference Call June 15, 2022 1:00 PM ET Company Participants Anthony Noto - Chief Executive Officer Conference Call Participants Jeffrey Adelson - Morgan Stanley Question-and-Answer Session Q - Jeffrey Adelson Jeff Adelson here with Equity Research at Morgan Stanley. Before we get started, I'll just go ahead and give a quick disclosure.

SoFi Technologies, Inc. (SOFI) CEO Anthony Noto Presents at Morgan Stanley US Financials, Payments and CRE Conference (Transcript)

Block

In this article, we will examine which of these fintech stocks -- Paypal, Block, or SoFi -- will emerge stronger from the recent selloff. The post Which Fintech Stock Could Emerge Stronger from the Recent Selloff?

Which Fintech Stock Could Emerge Stronger from the Recent Selloff?

Coinbase

FuboTV

Matterport

Ocugen, Inc.

Palantir Technologies

Riot Blockchain

There are many highly overvalued publicly traded companies that will have trouble staying afloat, giving investors many stocks to short. The post 7 Stocks to Short Before July 2022 appeared first on InvestorPlace.

7 Stocks to Short Before July 2022

SoFi (NASDAQ:SOFI) CEO Anthony Noto has been on a buying spree this year, and the purchases haven't stopped in June. So far, Noto has purchased SOFI stock on five separate occasions this month.

CEO Anthony Noto Keeps Buying SOFI Stock Despite a Potential Reverse Stock Split

SOFI's CEO Anthony Noto continues to purchase shares and has made 15 insider buys in 2022. I believe the news of a reverse split has been misunderstood as the board can choose not to go forward with a reverse split.

SoFi: CEO Buying, Encouraging CFO Commentary, And A Possible Reverse Split

The financial technology company that likes to refer to itself as an "online bank" has seen its stock plunge 57% since the start of the year. At $6.77, SOFI stock is now 73% below its 52-week high of $24.65 reached last November before the market swooned.

SoFi Stock Isn't Coming Back Any Time Soon, So Stay Clear

There is plenty for investors to be excited about.

3 Reasons SoFi Stock Is Looking Promising

Appian

Costco

Carvana

United Continental Hlds

Insiders are stepping up their game in light of the market decline with insider buys from SoFi, Costco and United Airlines. The post SOFI, COST, UAL: 5 Top Insider Buys of the Week appeared first on InvestorPlace.

SOFI, COST, UAL: 5 Top Insider Buys of the Week

SoFi (SOFI) investors are going to want to keep an eye on the financial company's stock when July 12 rolls around next month. The post Dear SOFI Stock Fans, Mark Your Calendars for July 12 appeared first on InvestorPlace.

News for SoFi Technologies Stock (SOFI)