Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Amazon

Everi

KnowBe4

MercadoLibre

NVIDIA

Palantir Technologies

PayPal

Roblox

Tesla

Upstart Holdings

Here are a dozen stocks to ride the secular growth waves of 2022 and beyond!

12 TOP Stocks to Buy Now in January 2022! (2022 High Growth)

If the opinion of the analyst community means anything, then SoFi Technologies (NASDAQ:SOFI) is a strong buy for 2022. At present, SOFI stock is over 60% less than its consensus price target of $24.63.

Range of Potential Outcomes Makes SoFi Technologies a Weak Buy, But Still a Buy

Insider selling is one reason SoFi stock fell in recent weeks, as bullish investors look ahead to its prospects. The post Here's What's Behind the Strong Selling Pressure on SoFi Stock appeared first on InvestorPlace.

Here's What's Behind the Strong Selling Pressure on SoFi Stock

MoneyLion

Fintech stocks bounced higher today on a positive jobless claims report.

Why Shares of Upstart, SoFi, and MoneyLion All Rose Today

Sofi Technologies Inc. (NASDAQ:SOFI) shares were trading higher Thursday after shares of several banks and financial services companies gained following better-than-expected U.S. jobless claims data, which has lifted recovery sentiment. The stock saw a large jump after being able to bounce off the support level.

SoFi Stock Leaps Higher, Nears Resistance

Investors need to pay close attention to SoFi Technologies (SOFI) stock based on the movements in the options market lately.

Is the Options Market Predicting a Spike in SoFi Technologies (SOFI) Stock?

Look for SOFI stock to rebound quite significantly. SOFI stock seems at least 31% undervalued on forecast revenue growth of 44% next year.

Look for SoFi Stock to Rebound Back to $19

Can SoFi Technologies continue its strong growth in 2022?

2 Fintech Stocks to Watch in 2022

The fintech disruptor has taken investors on quite a roller-coaster ride.

Down Almost 50%, Is SoFi a Buy?

The financial super app might be ready to shine this year.

Will SoFi Technologies Be a Breakout Stock in 2022?

The valuation of SOFI stock is very high, and multiple entities have unloaded SoFi in recent months, while competition remains concerning. The post SoFi's Growing Issues Will Keep a Lid on SOFI Stock appeared first on InvestorPlace.

SoFi's Growing Issues Will Keep a Lid on SOFI Stock

SoFi stock has been battered recently due to headwinds facing FinTech stocks in general. The company is still in the early innings of its market opportunities. But, it already expects to report adjusted EBITDA profits for FY21.

Where Is SoFi Stock Headed In 2022?

Sofi has seen a slowdown in its student loan originations.

Will Sofi Technologies Be Affected by the Extension of the Student Loan Payment Pause?

The SOFI stock price fell last month after the announcement of a secondary offering that will allow insiders to sell their shares. Investors have grown wary of its premium relative to other credit services firms.

Here's Why SoFi Technologies Stock Is a Fintech Buy on the Dip

Fintech start-up SoFi Technologies (NASDAQ:SOFI) went public earlier this year after merging with one of ‘SPAC king' Chamath Palihapitiya's companies. Despite the massive buzz surrounding SOFI stock, it currently trades at $14.97, more than 47% lower than its 52-week high of $28.26.

SoFi Has Plenty on its Plate to Excite Investors for Next Year

Scaled entry encourages a solid cost basis but also ensures exposure if the stock runs. Sub $15 remains a very favorable risk-reward ratio.

SoFi: Don't Be Fooled

The selling on SOFI stock was not for fundamental reasons. It is just a matter of time before the stock will recover.

SoFi Stock Provides a Fantastic Opportunity on This Dip

Nu Holdings

Both fintech banking platforms went public this year and have been of great interest to investors.

Better Buy in 2022: SoFi or Nu Holdings?

SoFi Technologies, Inc. (SOFI) closed at $14.59 in the latest trading session, marking a -0.41% move from the prior day.

SoFi Technologies, Inc. (SOFI) Stock Moves -0.41%: What You Should Know

Market volatility may sink SOFI stock down to a very favorable long-term entry point, so keep an eye on it. The post Consider SoFi Stock a Buy on Further Weakness appeared first on InvestorPlace.

Consider SoFi Stock a Buy on Further Weakness

Block

Is Sofi's growth story enough to hold its stock price up?

3 Fintech Stocks to Watch During This Decline

The risk clouding one of SoFi's main catalysts for next year seems to have been removed.

SoFi And Its Bulls Might Just Be Standing On The Cusp Of Something Big

Although Stellar appeals as a decentralized alternative to traditional payment systems, centralization still has its place (unfortunately). The post Why Stellar Is Emblematic of a Game of Russian Roulette appeared first on InvestorPlace.

Why Stellar Is Emblematic of a Game of Russian Roulette

Coinbase

DigitalOcean Holdings

These three companies had successful market debuts in the last year, and their momentum is strong.

3 Top IPO Stocks to Buy in 2022

Amyris

StoneCo

After falling by at least a third over the past month, these former highfliers are poised to reach new heights in the new year.

News for SoFi Technologies Stock (SOFI)