Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

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Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

I'm looking at a bullish SOFI spread that will maximize upside potential and minimize upfront costs

Bullish SoFi (SOFI) Option Spread For Upside Catalysts Ahead

Affirm

PayPal

Upstart Holdings

What's all the noise in the market today around fintech stocks, and why are four of the biggest names down so big today? Let's take a look.

AFRM, UPST, SOFI, PYPL: Why Are Fintech Stocks Down Today?

SOFI stock is taking the heat today alongside other fintech companies. However, SoFi investors have a lot to look forward to in 2022.

Dear SOFI Stock Fans, Watch This Key Bank Charter Update

Digital personal finance company SoFi Technologies has completed its acquisition of Golden Pacific Bank, a Sacramento-based community bank with approximately $150 million in assets. “With this acquisition, SoFi will be able to offer improved features to members to help them get their money right,” the company said in a news release Wednesday (Feb. 3).

SoFi Concludes $750M Purchase of Golden Pacific Bank

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, today announced the completion of its acquisition of Golden Pacific Bancorp, Inc. (OTCPK: GPBI) and its wholly owned subsidiary Golden Pacific Bank, National Association (“Golden Pacific Bank” and together with Golden Pacific Bancorp, Inc., “GPB”). Golden Pacific Bank is a Sacramento, California-based community bank that is regulated by the Office of the Comptroller of the Currency (“OCC”) an

SoFi Completes Acquisition of Golden Pacific Bancorp, Inc.

SoFi Technologies finally secured a national bank charter and not a moment too soon for investors in beleaguered SOFI stock. The post 2022 Could Be a Whole New Ballgame for SoFi Technologies appeared first on InvestorPlace.

2022 Could Be a Whole New Ballgame for SoFi Technologies

LendingClub

Nu Holdings

Tech stocks rallied today after experiencing the worst month of trading since March 2020.

Why Shares of Nu Holdings, SoFi, and LendingClub Rose Today

Apple

GameStop

Robinhood

Microsoft

Netflix

Tesla

A year after Reddit's meme trade frenzy, this month the following seven stocks will prove a profitable trade if history repeats itself. The post 7 Reddit Stocks to Add to Your February Buy List appeared first on InvestorPlace.

7 Reddit Stocks to Add to Your February Buy List

SOFI stock is at a 52-week low, but most analysts see upside ahead. Here's what you need to know about SoFi Technologies in 2022.

SOFI Stock Price Predictions: Where Will SoFi Go After New 52-Week Lows?

Airbnb

Applied Materials

Rising interest rates could change the game, but these stocks may be winners.

3 Beaten-Down Stocks That Can Thrive With Rising Interest Rates

SOFI stock is worth at least $20 per share based on analysts' projections and its long term expected revenue growth rate. The post SoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It appeared first on InvestorPlace.

SoFi Stock Has Dropped 27% in Price This Year, But Analysts Still Love It

SoFi Technologies (SOFI) stock is on the move Friday despite a lack of news from the loan refinancing and banking company. The post SOFI Stock Oversold?

SOFI Stock Oversold? What the Pros Think About SoFi Technologies

Is SoFi Technologies a fintech stock or a bank stock? Whatever it is, SOFI stock ought to be attractive to aggressive investors.

Aggressive Investors Shouldn't Care If SoFi Technologies Is a Fintech Stock

Lemonade

These companies are growing a lot faster than their stock prices suggest following the recent stock market correction.

3 Beaten-Down Fintech Stocks to Buy Now

In light of some exciting news, struggling investors may be able to bank on SOFI stock, though a turnaround probably won't happen overnight. The post SoFi Technologies Looks Strong as the App Is Now Also a Bank appeared first on InvestorPlace.

SoFi Technologies Looks Strong as the App Is Now Also a Bank

As SoFi Technologies gears up to make the most of the recently approved bank charter, investors should buy the dip in SOFI stock. The post The Future of Sofi Technologies Is Bright With Its New Bank Charter appeared first on InvestorPlace.

The Future of Sofi Technologies Is Bright With Its New Bank Charter

While investors are focused on news of the bank charter, losses are mounting and SOFI stock is down nearly 37% since going public. The post SoFi Technologies' Bank Charter Doesn't Help It Much appeared first on InvestorPlace.

SoFi Technologies' Bank Charter Doesn't Help It Much

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI), a leading next-generation financial services platform, today announced plans to host a conference call to discuss financial and operating results for the fourth quarter and full year of 2021 on Tuesday, March 1, 2022, at 5 p.m. Eastern Time. SoFi also plans to release its fourth quarter and fiscal year 2021 results on the investor relations section of its website at https://investors.sofi.com after the close of the financial markets on Tuesda

SoFi Schedules Conference Call to Discuss Q4 2021 & Full Year 2021 Results

These fintech disruptors have had a rough start to 2022, and it's not changing yet.

Why Are Affirm, Upstart, and SoFi Plunging on Monday?

SOFI is riding high after receiving a U.S banking charter, so wait for the stock to cool off before buying more of this growing business. The post Wait for the Dip Before Thinking of Buying More SOFI Stock appeared first on InvestorPlace.

Wait for the Dip Before Thinking of Buying More SOFI Stock

On Wednesday, news that SoFi Technologies Inc. (BMV:SOFI) had received approval from the Office of the Comptroller of the Currency and the Federal Reserve to purchase Golden Pacific Bancorp Inc. and hence become a bank holding company sent social media traders into a frenzy. As a result, on Wednesday morning, the stock began nearly 20% […] La notizia What next as SoFi joins the meme-stock party?

What next as SoFi joins the meme-stock party?

SoFi received regulatory approval to become a bank. The bank charter will be an accelerant for SoFi's platform growth and could attract new customers to the personal finance company.

SoFi: Bank Charter Changes Everything

SoFi received approval for its bank charter which will allow the company to act as a bank.

SoFi Has its Bank Charter: Is it a Buy?

Regulators have granted SoFi conditional approval on its application to become a bank.

Here's Why SoFi's Long-Awaited Bank Charter Will Make the Business Better

SoFi is now free to close its acquisition of Golden Pacific, which will become SoFi Bank and let the company cut out the middleman on its loans and checking account offerings. The post What Can SoFi Investors Expect Now That the Fintech Owns a Bank?

News for SoFi Technologies Stock (SOFI)