Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Inflation is driving rate hikes for 2022, which is scaring investors from buying emerging fintech names like SOFI stock. The post Why SoFi Technologies Is Down by so Much appeared first on InvestorPlace.

Why SoFi Technologies Is Down by so Much

Spotify

Block

These businesses are in much better shape than their stock prices suggest.

3 Beaten-Down Fintech Stocks to Buy on Sale Right Now

Advanced Micro Devices

NIKE

Peloton

AMD, SoFi Technologies, Nike and Peloton were our top stock trades for Friday. With that in mind, let's have a look at the charts now.

4 Top Stock Trades for Friday: AMD, SOFI, PTON, NKE

If news of an even greater rise to interest rates rattles the markets, you may want to seize the opportunity to scoop up some SOFI stock. The post Buy Sofi Technologies Stock If There's Another Rate Hike Selloff appeared first on InvestorPlace.

Buy Sofi Technologies Stock If There's Another Rate Hike Selloff

SoFi Technologies Inc. shares are soaring for the second-straight day on heavy volume as optimism continues to build for the company's banking ambitions.

SoFi stock surge continues on record volume

SoFi Technologies Inc (NASDAQ: SOFI) is trading higher Thursday on continued strength after the company on Tuesday announced it received approval to become a Bank Holding Company. The Office of the Comptroller of the Currency and the Federal Reserve approved SoFi's applications to become a Bank Holding Company through its proposed acquisition of Golden Pacific Bancorp.

Why SoFi Shares Continue To Move Higher Today

Investors have now had a chance to digest the news.

Here's Why SoFi Is Spiking Higher Again Today

We're not saying that retail investors are getting a little stale with their choices of meme stocks, but we are saying that the hottest new thing is a fintech lending platform that wants to be a bank and is run by a former Goldman Sachs GS, -2.00% dealmaker.

MemeMoney: SoFi joins the meme-stock party — does that mean the parents have come home?

SoFi Technologies Inc. shares are on track for their best day in nearly a year after analysts chimed in with upbeat views on the company's new banking milestone.

The Ratings Game: SoFi stock shoots toward best day in nearly a year —banking approval cheered as ‘significant' driver

Morgan Stanley said it sees a base case price target of $20 for SoFi, reflecting a 43% upside from Wednesday's price, and $28 for its bull case.

SoFi's launch of a bank could help drive 43% upside in the stock for 3 key reasons, Morgan Stanley says

The fintech disruptor is soaring after the news, and for good reason.

Here's Why SoFi's Bank Charter Is Driving the Stock Higher

SoFi Technologies Inc (NASDAQ: SOFI) secured regulatory approval on Wednesday to become a bank holding company, resulting in a close to 20% increase in the stock price this morning. SoFi to acquire Golden Pacific Bancorp SoFi had proposed to buy Golden Pacific Bancorp Inc in March 2021 to become a national bank.

SoFi shares opened 20% up on Wednesday: this is why

SoFi Technologies Inc (NASDAQ:SOFI) has been generating robust growth and appears poised to grow at a 28% compounded annual rate through 2026, according to Wedbush. The SoFi Technologies Analyst: David Chiaverini initiated coverage of SoFi Technologies with an Outperform rating and a price target of $20.

Why This Analyst Believes SoFi Technologies Will Disrupt Legacy Consumer Finance

Rosenblatt's Sean Horgan raised his SOFI price target to $30 following the bank charter news. What do other analysts think about SOFI stock?

SOFI Stock Price Predictions: Where Will a Bank Charter Take SoFi?

The mobile-first fintech disruptor just got some very good news.

SoFi Stock Is Soaring on Wednesday -- Here's Why

SoFi Technologies Inc (NASDAQ: SOFI ) is attracting some bullish analyst attention, after the company received regulatory approval yesterday to become a national bank through its acquisition of Golden Pacific Bancorp.

Options Bulls Blast SoFi Technologies Stock on Regulatory Buzz

SoFi just became America's newest bank and it's a big deal.

SoFi stock surges on bank approval

The fintech company's shares are soaring after it cleared the final regulatory hurdle to become a bank.

SoFi overtakes GameStop as WallStreetBets' most talked about stock after getting the go-ahead to launch a bank

Bank of America

Goldman Sachs

JPMorgan Chase & Co

U.S. Bancorp

Markets looked ready to regain a bit of ground.

More Banks Report Mixed Results, but This Fintech Disruptor's Stock Soared Wednesday

SoFi has received approval to get a national bank charter, a development that has proven to be a big catalyst for the stock. The post SOFI Stock Pops on Bank Charter News.

SOFI Stock Pops on Bank Charter News. 10 Things to Know.

Digital finance firm SoFi Technologies was granted approval to become a national bank pending its acquisition of Golden Pacific Bancorp (GPB), according to a press release on Wednesday (Jan. 19). Both the Office of the Comptroller of the Currency (OCC) and the Federal Reserve (Fed) accepted SoFi's applications to become a Bank Holding Company and […]

SoFi Granted National Bank Status By OCC, Fed

SoFi Technologies is here to disrupt the fintech industry and the current dip in SOFI stock is a chance to buy at a discounted price. The post 2 Reasons to Still Bet on SoFi Technologies appeared first on InvestorPlace.

2 Reasons to Still Bet on SoFi Technologies

Rising interest rates have hit SOFI stock, but for investors playing the long game, it remains a good bet. The post SoFi Technologies' Stock is Out of Fashion but Still Worth Buying appeared first on InvestorPlace.

SoFi Technologies' Stock is Out of Fashion but Still Worth Buying

SoFi receives approval from the Office of the Comptroller of the Currency and the Federal Reserve after its plans to acquire Golden Pacific Bancorp.

SoFi Gets Regulatory Clearance for Bank Charter. The Stock Is Surging.

After the stock fell to just north of $12, we were buyers today with the catalysts that we saw and a stock that had been crushed. The bank charter has landed, and this allows immense financial flexibility which the company lacked this morning.

News for SoFi Technologies Stock (SOFI)