Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

U.S. Bancorp (NYSE: USB) shares were trading near-flat Monday in the wake of a Wall Street downgrade.

Bank Of America Downgrades U.S. Bancorp, Says Revenue Expectations Too High

Trefis details the key components of U.S Bancorp’s Revenues in an interactive dashboard, along with our forecast for the next three years.

Can U.S Bancorp’s Revenues Cross $25 Billion In Three Years?

Bank of America

Citigroup

Capital One

JPMorgan Chase & Co

PNC Financial Services

Wells Fargo

Federal Reserve's second rate cut this year likely to impact banks' net interest margin.

Bank Stock Roundup: Fed Cuts Rate, JPMorgan, U.S. Bancorp & Wells Fargo in Focus

U.S. Bancorp's (USB) recent dividend hike reflects the bank's steady capital-deployment activities.

U.S. Bancorp Announces 13.5% Dividend Hike: Worth a Look?

U.S. Bancorp (USB) comes out with revised long-term growth and profitability financial targets at its Investor Day conference.

U.S. Bancorp (USB) Announces Revised Long-Term Targets

Rising long-term treasury yields are likely to support banks' financials to some extent. But lower interest rates and other concerns are expected to be headwinds.

Bank Stock Roundup: Rising Treasury Yields, Dismal View, BAC, C, USB in Focus

U.S. Bancorp's (USB) latest acquisition of Talech anticipated to further boost the bank's digital domain.

U.S. Bancorp (USB) Acquires Talech, To Boost Digital Banking

While U.S. Bancorp's (USB) organic and inorganic growth will support the company's top line in the quarters ahead, rise in costs remains a headwind.

U.S. Bancorp Displays Revenue Strength: Should You Hold?

Itau Unibanco Holding S.A.

Raymond James

Screening for stocks that are more than doubling 20-year high-quality corporate bonds' earnings yields enhances the likelihood of gaining impressive margins.

3 Financial Stocks With High Earnings

American Express

BB&T

Goldman Sachs

Morgan Stanley

Here’s your guide to the largest publicly traded financial institutions in the U.S.

Your Guide to the 10 Biggest Bank Stocks

EVP and Chief Credit Officer of Us Bancorp (30-Year Financial, Insider Trades) Mark G.

Us Bancorp (USB) EVP and Chief Credit Officer Mark G. Runkel Sold $629,718 of Shares

Bank of New York Mellon

Earnings were mixed for the big bank stocks, but that could mask opportunity. Here are three big banks worthy of picking-up from the wreckage.

3 Big Bank Stocks to Buy Today

KeyCorp

Signature Bank

These three regional bank stocks are well positioned to defend their margins amid falling interest rates.

3 Regional Bank Stocks Insulated From Falling Rates

U.S. Bancorp (USB) CEO Andrew Cecere on Q2 2019 Results - Earnings Call Transcript

U.S. Bancorp (USB) reported its earnings results, bringing in a profit that topped analysts' expectations, while also surging year-over-year.
The post U.S.

U.S. Bancorp Earnings: USB Stock Jumps on Q2 Profit Beat

U.S. Bancorp's (USB) Q2 performance reflects higher revenues, aided by growth in loan balances, partly offset by elevated expenses and provisions.

U.S. Bancorp (USB) Q2 Earnings Beat on Stellar Revenues

U.S. Bancorp reports its Q2 2019 earnings on Wednesday, 17th July. Consensus figures points to a 2% growth in revenues year-on-year to $5.73 billion, and a 5% increase in EPS figure to $1.07.

U.S. Bancorp Expected To Report Strong Performance Across Divisions For Q2

U.S. Bancorp will return $5.6 billion to its shareholders over the next 12 months as a part of its latest capital return.

U.S. Bancorp's Shareholder Payout Will Cross $5 Billion For The First Time Ever This Year

The latest authorization from the Federal Reserve gave big banks the green light.

A Foolish Take: Bank Dividends Are Soaring

M&T Bank

U.S. banks aced their stress test from the Federal Reserve on Thursday, which was good news for their shareholders, particularly one of their biggest, Warren Buffett (Trades, Portfolio).

Warren Buffett Gets More Pay From Banks After Stress Tests

Southwest Airlines

The two titans agree primarily on financials.

5 Stocks Warren Buffett and Ray Dalio Both Own

State Street

The Federal Reserve has released its annual Comprehensive Capital Analysis and Review (CCAR).

10 Top Banks to Repurchase $125 Billion in Stock Over Next 12 Months

POSCO

Warren Buffett's business partner has triple-digit gains on 3 stocks, and substantially closed down another at a gain

Charlie Munger's Only 4 Stocks

U.S. Bancorp (USB) climbs 10.3%, year to date, on improved lending margins and accomplishment of its core strategies.

U.S. Bancorp (USB) Rallies 10.3% YTD: Is More Upside Left?

U.S. Bancorp (USB) reported earnings 30 days ago. What's next for the stock?

News for U.S. Bancorp Stock (USB)