Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the RBC Capital Markets Financial Institutions Conference

U.S. Bancorp to speak at the RBC Capital Markets Financial Institutions Conference

After an 83% rally since the March 23 lows of the last year, at the current price near $53 per share, we believe U.S. Bancorp's stock is expensive. USB, a multi-state financial services holding company, has seen its stock increase from $29 to $53 off the recent March bottom compared to the S&P 500.

At $53, U.S. Bancorp Stock Is Costly

U.S. Bancorp is a dividend stock worth considering for the income investor. It is offering a yield 111% higher than the S&P 500 average.

This Dividend Stock With Yield 111% Better Than S&P 500 Hits Buy Zone

U.S. Bancorp (USB) reported earnings 30 days ago. What's next for the stock?

Why Is U.S. Bancorp (USB) Up 7.4% Since Last Earnings Report?

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The bank is well-run, but its stock failed to perform in 2020 compared to its peers. Is now the time to buy?

Is U.S. Bancorp a Buy?

U.S. Bancorp's more conservative model and dependence upon consumer spending are liabilities now, and a pre-provision revenue miss and no reserve release don't help sentiment. Around half of U.S. Bancorp's lending goes directly to consumers and the payments business (15% of revenue) is likewise driven largely by consumer spending, which remains weak.

Conservative And Consumer-Oriented, U.S. Bancorp Isn't In Vogue

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Gladstone Land

As January 2021 comes to a close, we look back at the new preferred stocks introduced during the month, offering annual yields ranging from 4 to 5 percent. The highest-quality preferred stocks in our coverage universe, as ranked by our internal “CDx3 Compliance Score” metric, are meanwhile selling for an average premium to par of 5.4 percent.

New Preferred Stock IPOs, January 2021

MINNEAPOLIS--(BUSINESS WIRE)--Kimberly Ellison-Taylor joins U.S. Bancorp Board of Directors

Kimberly Ellison-Taylor joins U.S. Bancorp Board of Directors

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In search of value opportunities, investors may want to have a look at the three banks listed below, since their prices are trading at a discount to the intrinsic value calculated by GuruFocus' earnings-based discounted cash flow calculator.

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Asset quality remained stable and the bank did not build reserves for the first time in four quarters.

U.S. Bancorp Q4 Earnings Meet Profit Expectations But Miss on Revenue

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Investors ignore earnings season at their peril.

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U.S. Bancorp (USB) CEO Andy Cecere on Q4 2020 Results - Earnings Call Transcript

U.S. Bancorp (USB) Q4 results reflect high fee income, partly offset by elevated operating expenses and provisions, along with margin pressure.

U.S. Bancorp (USB) Q4 Earnings Meet Estimates, Revenues Up Y/Y

Shares of U.S. Bancorp (NYSE:USB) rose 0.1% in pre-market trading after the company reported Q4 results. Quarterly Results Earnings per share fell 12.04% over the past year to $0.95, which were in line with the estimate of $0.95.

Recap: U.S. Bancorp Q4 Earnings

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp reports fourth quarter 2020 results

U.S. Bancorp reports fourth quarter 2020 results

U.S. Bancorp (USB) Q4 results likely to reflect rise in fee income, partly offset by the unfavorable impact of lower rates on the bank's net interest income.

Solid Fee Income to Support U.S. Bancorp's (USB) Q4 Earnings

Truist Financial

After a torrid but resilient 2020, let's see what's in store for major banks like JPMorgan (JPM), Citi (C), BofA (BAC), Wells Fargo (WFC), PNC Financial (PNC), Truist Financial (TFC) & U.S. Bancorp (USB) this year.

4 Key Themes to Dominate Major U.S. Banking Space in 2021

After a year in which its stock declined more than some of the broader bank indexes, U.S. Bancorp could be a strong stock in 2021.

4 Things to Expect From U.S. Bancorp in 2021

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U.S. Bancorp (USB), JPMorgan (JPM), Wells Fargo (WFC), Truist (TFC) & Fifth Third (FITB) continue with their business restructuring activities. Also, Bank OZK (OZK) announces a quarterly dividend hike.

Bank Stock Roundup: USB, JPM, WFC & TFC in Focus on Restructuring Initiatives

Bank stocks have gotten a lot of love on Wall Street in the past couple of months, but some banks are better-positioned heading into 2021 than others. On Thursday, Bank of America issued one big upgrade for JPMorgan Chase & Co. (NYSE: JPM) and one downgrade, U.S. Bancorp (NYSE: USB).

News for U.S. Bancorp Stock (USB)