Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q1 2024

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Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Cost of revenue

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Cash & equivalents

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Net change in cash

Free cash flow

U.S. Bancorp (USB) agrees to acquire the debt servicing and securities custody services client portfolio of MUFG Union Bank.

U.S. Bancorp (USB) Signs Acquisition Deal With MUFG Union Bank

The portfolio includes roughly 600 client relationships and $320 billion in assets under custody and administration.

U.S. Bancorp to Acquire Custody Services Portfolio

Bank of America

Wells Fargo

Most financial stocks are sharply higher, and there's a reason for it.

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U.S. Bancorp (NYSE: USB) shares have advanced from $38 above $47 since the beginning of November, and the current price stands around $46.5. U.S. Bancorp's board has approved the repurchase of up to $3B of the company's outstanding common stock and the technical picture implies that the price may stabilize above $50 this January.

U.S. Bancorp shares may stabilize above $50 after the board adopted a $3B stock buyback plan

Home Depot

Progressive

Charles Schwab

Toronto-Dominion Bank

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5 Undervalued Stocks With High Predictability Ratings

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp announces $3 billion common stock repurchase program

U.S. Bancorp announces $3 billion common stock repurchase program

American Express

Citigroup

Capital One

Discover

Goldman Sachs

JPMorgan Chase & Co

SPDR S&P Bank ETF

SPDR S&P Regional Banking ETF

Morgan Stanley

Synchrony Financial

Financial Select Sector SPDR Fund

Bank stocks declined a lot during the spring sell-off and have underperformed the market this year. Worries about high credit losses seem overblown.

These Bank Stocks Rally Following Great News From The Fed

Banking is a very important industry, and investors can make money. It's also a great industry to lose money in for investors who don't understand it.

Your Complete Guide to Investing in Bank Stocks

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Announces Redemption of Medium-Term Notes; U.S. Bank Announces Redemption of Senior Notes

U.S. Bancorp Announces Redemption of Medium-Term Notes; U.S. Bank Announces Redemption of Senior Notes

We believe that U.S. Bancorp stock has an upside potential of 21% in the near term once the low-interest-rate environment and loan repayment capability of its customers improves. USB trades at $45 currently and has lost 24% in value year-to-date – 17% behind its pre-Covid high in February.

Despite 56% Gains Since March, U.S Bancorp Stock Can Still Grow

Waterstone Financial

Mallinckrodt

Here are three stocks with buy rank and strong value characteristics for investors to consider today, December 17th

Top Ranked Value Stocks to Buy for December 17th

360 Finance Inc - ADR

Shinhan Financial Group

Vista Outdoor

Top Ranked Value Stocks to Buy for December 15th

Vertex Pharmaceuticals

Opportunistic investors should pounce on these proven winners during the next big decline.

3 Surefire Stocks to Buy When the Stock Market Inevitably Crashes

PNC Financial Services

Truist Financial

Over the past five trading days, JPMorgan (JPM) and Citigroup (C) issued their outlooks. Wells Fargo (WFC) & Truist's (TFC) restructuring efforts continue.

Bank Stock Roundup: Upbeat Trading Outlook, Treasury Yields Decline, Citi in Focus

U.S. Bancorp (USB) CEO Andy Cecere Presents at The Goldman Sachs U.S. Financial Services Virtual Conference 2020 Transcript

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp announces redemption of all outstanding depositary shares representing interests in its Series H non-cumulative perpetual preferred stock

U.S. Bancorp announces redemption of all outstanding depositary shares representing interests in its Series H non-cumulative perpetual preferred stock

This stock is currently trading in the middle of its peers, but seemingly outperforming most of them when looking at important metrics.

One of Buffett's Favorite Stocks Looks Undervalued

After significantly cutting his stake again in Wells Fargo, there is a new pecking order among Buffett's favorite banks.

These Are Now Buffett's 3 Favorite Banks

U.S. Bancorp's (USB) business diversification, organic growth and strategic moves continue to drive growth, partly offset by elevated expenses and lack of diversification.

Strategic Moves Support U.S. Bancorp (USB), Cost Woes Prevail

The nation's fifth-largest bank compares favorably with its peers.

Is Today the Right Time to Buy U.S. Bancorp?

U.S. Bancorp (USB) opens office in Luxembourg dedicated to providing fund accounting and administration, custody-related and other services.

U.S. Bancorp (USB) Enhances Global Fund Services Offerings

Here's why bank stocks have outpaced the S&P 500 this week. Trade two of the industry's biggest names with these tactical ideas.

Retracement in Bank Stocks Provides Buying Opportunity

Bank stocks plummet on sharp fall in Treasury yields, bucking the rally in the broader market.

Bank Stocks Tank on Sharp Fall in Treasury Yields, Uncertainty

There are a couple of negative catalysts pressuring bank stocks after the election.

Here's Why Bank of America, JPMorgan Chase, and Other U.S. Bank Stocks Are Tanking Today

This consumer bank is one of the worst performers in its sector this year, but could it be a bargain?

News for U.S. Bancorp Stock (USB)