Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Bank of New York Mellon

Blackrock Inc

Citigroup

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

PNC Financial Services

State Street

Truist Financial

Wells Fargo

Some are still undecided about whether to hold their payouts steady or cut them next quarter.

Which Major Banks Will Maintain Their Dividends?

Dividends play a major role in the performance of an investment portfolio. For this reason, many value investors tend to prefer dividend-paying companies in the hopes of generating a reliable source of income in the current period in addition to the expected capital gains in the future.

Bank Dividends Are Likely to Come Under Pressure

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) today commented on the results of the Federal Reserve’s 2020 Dodd-Frank Act stress tests and related Comprehensive Capital Analysis and Review (CCAR). Based on its 2020 CCAR results, the company will be subject to a preliminary stress capital buffer (SCB) of 2.5 percent for the period beginning October 1, 2020 and ending on September 30, 2021. The Federal Reserve has stated that it expects to finalize the SCB for all firms by August 31, 202

U.S. Bancorp Receives its Preliminary 2020 Stress Capital Buffer of 2.5 percent

Amazon

Intuitive Surgical

Kirkland Lake Gold

Palo Alto Networks

Pinterest

Block

Buying great companies at a discount during periods of fear and panic can make you rich.

7 Top Stocks to Buy When the Stock Market Crashes

Citizens Financial Group

Fifth Third Bancorp

Huntington Bancshares

KeyCorp

M&T Bank

Regions Financial

The Federal Reserve Bank’s report on its latest round of bank stress tests was released after markets closed on Thursday.

Banks Hurt the Most by Fed Dividend and Buyback Limits

With the Fed saying that big banks are strong enough to weather tough economic situations amid the coronavirus outbreak along with easing of Volcker Rule, the lenders are surely not stressed out at the moment.

Big Banks Pass Coronavirus Stress Test: 3 Stocks to Keep a Tab On

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) today disclosed the results of its company-run Dodd-Frank Act Stress Test (“DFAST”) conducted in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. The DFAST results, along with a summary of the company’s risks and methodologies used to calculate the results, are available on the company’s website at www.usbank.com under “About Us,” “Investor Relations,” “Financial Information” and “Dodd-Frank Act Stress Test res

U.S. Bancorp Releases 2020 Dodd-Frank Act Stress Test Results

Ares Capital

Brookfield Asset Management

EPR Properties

Icahn Enterprises

Owl Rock Capital Corp

Healthpeak Properties

Park Hotels & Resorts

V.F.

Warren Buffett likes bank stocks. Of Berkshire Hathaway’s (NYSE:BRK.A, NYSE:BRK.B) top 10 equity holdings, four are bank stocks; six, if you include American Express (NYSE:AXP) and Goldman Sachs (NYSE:GS).

10 Stocks to Buy for Your Income-Generating Portfolio

Despite a 36% rise since the March 23 lows of this year, at the current price around $39 per share we believe U.S. Bancorp’s stock (NYSE: USB) has more to go.

U.S. Bancorp Has Rallied 36%, What To Expect Next?

Kraft Heinz

Occidental Petroleum

Teva Pharmaceutical

There are some serious bargains in Berkshire Hathaway's investment portfolio, as well as a few land mines.

3 Warren Buffett Stocks to Buy and 2 to Avoid

Major banks have been asked to submit documents, regarding applications received, and all communications with SBA and Treasury on which application to prioritize.

JPMorgan, Wells Fargo and Others Under Probe for PPP Procedure

This year's stress test results will include additional analysis of the coronavirus' impact on the economy.

The Fed Will Release Bank Stress Test Results Soon. Here's What to Watch

U.S. Bancorp (NYSE: USB) shares are trading lower on Thursday, after Morgan Stanley maintained an Underweight rating on the stock and lowered its price target from $43 to $41.

Why U.S. Bancorp's Stock Is Trading Lower Today

Big banks -- Wells Fargo (WFC), Citigroup (C), Morgan Stanley (MS), U.S. Bancorp (USB) and JPMorgan (JPM) -- announce Q2 guidance.

Banks Issue Mixed Views for Q2, Reserves Likely to Rise

Even with a 40% bounce off of the stock market's lows, these companies still offer incredible value.

3 Buffett Stocks That Are Still Historically Cheap

U.S. Bancorp USB, +6.81% said Friday that in response to the George Floyd tragedy, it will commit $100 million in capital a year to African-American owned and led businesses or organizations, as the Minneapolis-based bank looks to address "systemic economic and racial inequities.

Minneapolis-based U.S. Bancorp to spend over $115 million to address 'economic and racial inequities'

The market is having an excellent day, but the banks are a standout.

Here's Why Wells Fargo, Citigroup, and Other Bank Stocks Are Soaring Friday

Berkshire Hills Bancorp

New York Community Bancorp

People's United Financial

These banks are all trading at higher price-to-tangible-book-values than their peers.

5 Regional Banks That Could Make an Acquisition

Think you missed out on some bargains? Don't be so sure.

2 Stocks You Can Still Buy Ridiculously Cheap

Banking stocks turned from laggards to leaders on Tuesday. Explore these trading ideas in three sector heavyweights.

Bank Stocks Surge Amid Improving Consumer Confidence

Seagate Technology Holdings PLC

These stocks are all paying more than 5% per year.

3 Top Stocks With High Dividend Yields: PEAK, STX & USB

NextEra Energy

These top-tier growth and income stocks can help forge your financial independence.

5 Top Stocks to Secure Your Financial Freedom

Simon Property Group

With great companies trading at a discount lately, I've been adding to my portfolio.

3 Stocks I Just Bought as the COVID-19 Pandemic Continues

Phillips 66

Travelers

Berkshire Hathaway cut its stake in Amazon and Goldman Sachs, but Warren Buffett maintained Apple in Q1. Hedge funds bought Walt Disney and GE.

Warren Buffett, Top Funds Dumped These Stocks But Key Buys Stand Out

Amid a challenging operating backdrop, Warren Buffett is divesting bank stocks from his investment portfolio.

News for U.S. Bancorp Stock (USB)