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USB
Volume: 7.92M
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U.S. Bancorp (USB) Stock Forecast & Price Target

U.S. Bancorp (USB) Analyst Ratings

Based on 19 analyst ratings
Buy
Strong Buy 32%
Buy 37%
Hold 26%
Sell 5%
Strong Sell 0%

Bulls say

U.S. Bancorp demonstrated robust financial performance with a 5.3% increase in fee income, reaching $3.085 billion, which reflects effective strategies in optimizing its balance sheet and strong momentum in net interest margin, which expanded 9 basis points to 2.75%. Average deposits rose by 1.8% quarter-over-quarter to $511.78 billion, complemented by steady growth in interest-bearing deposits, while the CET1 ratio increased by 20 basis points to 10.9%, indicating the bank's strengthened capitalization. Additionally, the Union Bank acquisition continues to yield positive results, enhancing U.S. Bancorp's capabilities in Impact Finance and expected to generate further growth in the coming years.

Bears say

U.S. Bancorp is currently experiencing significant underperformance, as evidenced by its stock trading near historical lows in terms of both price-to-earnings (P/E) and price-to-tangible book value (P/TBV) ratios, with these metrics reaching a ten-year low in 2024. The bank faces increasing pressure from anticipated economic downturns, which are expected to negatively impact earnings per share (EPS) estimates for 2025 and 2026 due to heightened credit losses and weakened loan growth. Additionally, a decline in net interest margin (NIM) estimates, coupled with a protracted approval process for the MUFG Union deal and related rate hikes, has contributed to investor dissatisfaction and an overall challenging growth outlook for U.S. Bancorp.

U.S. Bancorp (USB) has been analyzed by 19 analysts, with a consensus rating of Buy. 32% of analysts recommend a Strong Buy, 37% recommend Buy, 26% suggest Holding, 5% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of U.S. Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About U.S. Bancorp (USB) Forecast

Analysts have given U.S. Bancorp (USB) a Buy based on their latest research and market trends.

According to 19 analysts, U.S. Bancorp (USB) has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54.03, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54.03, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

U.S. Bancorp (USB)

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