Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

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Dividend Growth Stock Watchlist - June 2021

U.S. Bancorp (NYSE: USB) shares have advanced from $43 above $62 since the beginning of February 2021, and the current price stands around $60.7. Fundamental analysis: U.S. Bancorp continues to move in the right direction U.S. Bancorp is an American bank holding company that provides banking, investment, mortgage, trust, and payment services products.

June update: should you buy or sell U.S. Bancorp shares?

U.S. Bancorp (USB) CEO Andy Cecere Presents at Bernstein Strategic Decisions Conference (Transcript)

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U.S. Bancorp's (USB) Management Presents at Deutsche Bank Global Financial Services Conference (Transcript)

Having gained more than 100% since the March 23 lows of last year, at the current price near $61 per share, we believe U.S. Bancorp's stock is trading above its near-term potential. The bank has seen its stock increase from $29 to $61 off the March 2020 bottom compared to the S&P 500.

U.S. Bancorp Stock Is Trading Above Its Near-Term Potential

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MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Bernstein Strategic Decisions Conference

U.S. Bancorp to speak at the Bernstein Strategic Decisions Conference

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Here are some of the top stories around the financial sector that investors need to know.

Upstart Impresses, and Banks Get Creative Giving Credit

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) announced today that Vice Chair of Payment Services Shailesh Kotwal and Vice Chair of Consumer and Business Banking Tim Welsh will present at the Deutsche Bank Global Financial Services Conference. The virtual presentation will begin at 2:50 p.m. ET on Wednesday, June 2. A live webcast will be available on the day of the conference, at the “Webcasts and Presentations” section of the U.S. Bank Investor Relations website. A replay of the webc

U.S. Bancorp to speak at the Deutsche Bank Global Financial Services Conference

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U.S. Bancorp (USB) Management Presents at Virtual Financial Services Investor Conference Call 2021 Transcript

A group of around 10 banks, including big players such as JPMorgan Chase, Wells Fargo, and U.S. Bank, will begin sharing customers' deposit account records with each other as an alternative underwriting method for credit cards in the US,  per The Wall Street Journal.

JPMorgan Chase, Wells Fargo, and U.S. Bank to share customer deposit records for credit card approvals

Some of the largest U.S. banks plan to start sharing data on customers' deposit accounts as part of a government-backed initiative to extend credit to people who have traditionally lacked opportunities to borrow.

The Wall Street Journal: Major U.S. banks will issue credit cards to people with no credit scores as early as this year

Banks in the US are nearing a deal to share information about customers' bank accounts in a bid to extend credit to those who historically haven't qualified.

JPMorgan, others to extend credit to customers without credit scores: report

About 10 large U.S. banks have agreed to be part of a pilot program to extend credit services to people who do not have any credit score and thus, have been locked out of borrowing opportunities in the past, according to a Wall Street Journal story.  People may not have any credit history if they […] The post Wall Street banks hone in on new consumers: people with no credit scores appeared first on Invezz.

Wall Street banks hone in on new consumers: people with no credit scores

At least 50 million U.S. adults, predominantly Blacks, Hispanics and the poor, have limited or no credit histories.

Some Big Banks May Consider Offering Credit Cards To Those Lacking Credit Scores, Says Report

JPMorgan Chase, Wells Fargo and U.S. Bancorp are among the big U.S. banks working on a government initiative to get credit into the hands of people with no or low credit scores, The Wall Street Journal reported on Thursday (May 13), citing sources. In order to get a clearer picture of how financially responsible people, the […]

Big US Banks Extending Credit To People Without Scores

Several major banks, including JPMorgan Chase and Wells Fargo, plan to join a scheme to offer credit cards to people with no credit score, The Wall Street Journal reported. The Journal reported that the scheme is part of a government-backed plan to expand access to credit. It is meant to benefit people who struggle to borrow but who can still be deemed financially responsible.

JPMorgan Chase, Wells Fargo, and several other banks plan to offer credit cards to people with no credit score, report says

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JPMorgan and U.S. Bank are both looking to dip their toes into the crypto water, launching services that deal with Bitcoin. JPMorgan will purportedly be offering an actively managed bitcoin fund, while U.S. Bank is launching its own cryptocurrency custody offering, per reporting from CoinDesk.

US Bank, JPMorgan Among Top Banks Making Big Crypto Moves

Trading well over 200% tangible book value, some investors may be wondering how much upside the bank has from here.

News for U.S. Bancorp Stock (USB)