Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

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Net PPE

Intangibles

Total liabilities

Current liabilities

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

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Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

A main differentiator for U.S. Bancorp is its payments business, which includes retail payment solutions, global merchant acquiring, and corporate payment systems.

U.S. Bancorp's Unique Payments Business Has Earned It a High Valuation

Reserve releases masked the fact that the bank's operating income rose sequentially in the second quarter.

Despite Falling Profits, U.S. Bancorp's Q2 Earnings Were Actually Better Than Q1

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Investors may have "sold the news" with bank stocks after their quarterly results, but many factors still make these seven names appealing. The post 7 Best Bank Stocks to Buy Following Q2 Earnings Headlines appeared first on InvestorPlace.

7 Best Bank Stocks to Buy Following Q2 Earnings Headlines

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This Buffett holdings list from Kiplinger first appeared 5/17/21 on line. YCharts and Dogs of The Dow also track this Buffett/Berkshire Batch. Here is your update from 7/13/21 YCharts data. 8 of 46 current Berkshire Hathaway owned stocks pay dividends. As of 7/13/21 the top ten ranged 2.72%-5.16% by annual yield and ranged 19.87%-67.17% per broker estimated price target upsides.

Buffett 46 July Holdings Include 28 Dividend Payers

The stock price of US Bancorp (NYSE: USB) increased by 3.21% today. This is why it happened.

USB Stock Increased 3.21%: Why It Happened

U.S. Bancorp (USB) CEO Andy Cecere on Q2 2021 Results - Earnings Call Transcript

While reserve releases and loan balance growth aid U.S. Bancorp's (USB) Q2 performance, lower revenues along with escalating expenses were the key spoilsports.

U.S. Bancorp (USB) Q2 Earnings Top Estimates, Expenses Up Y/Y

U.S. Bancorp (USB) delivered earnings and revenue surprises of 12.28% and 2.33%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

U.S. Bancorp (USB) Surpasses Q2 Earnings and Revenue Estimates

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Reports Second Quarter 2021 Results

U.S. Bancorp Reports Second Quarter 2021 Results

US Bancorp (NYSE:USB) announces its next round of earnings this Thursday, July 15. Here is Benzinga's everything-that-matters guide for this Thursday's Q2 earnings announcement.

A Preview Of US Bancorp's Earnings

U.S. Bancorp is scheduled to report its fiscal Q2 2021 results on Thursday, July 15. We expect U.S. Bancorp to top the consensus estimates for revenues and earnings.

U.S. Bancorp Stock To Top The Consensus In Q2

U.S. Bancorp (USB) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why U.S. Bancorp (USB) Might Surprise This Earnings Season

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Two of the nation's six biggest banks reported June quarter earnings before Tuesday's opening bell.

Earnings Previews: Morgan Stanley, TSMC, UnitedHealth, US Bancorp

U.S. Bancorp's (USB) Q2 results are likely to reflect growth in payment service revenues and service charge on deposits amid a low-rate environment.

Will Payment Services Boost U.S. Bancorp (USB) Q2 Earnings?

To bolster its asset management unit with greater competencies, U.S. Bancorp's (USB) subsidiary U.S. Bank agrees to buy PFM Asset Management.

U.S. Bancorp's (USB) Arm to Acquire PFM Asset Management

U.S. Bancorp (USB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

U.S. Bancorp (USB) Earnings Expected to Grow: Should You Buy?

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank has entered into a definitive agreement to purchase PFM Asset Management LLC under its subsidiary, U.S. Bancorp Asset Management.

U.S. Bank Acquires PFM's Asset Management Business

This stock has produced strong, consistent earnings over the past decade, and also showed in recent stress testing that it would perform resiliently in a severe recession.

1 Bank Stock That Can Thrive in Times of Boom or Bust

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During the Federal Reserve's annual stress testing, these banks showed that they could withstand a severe recession and still generate a profit.

3 Banks That Should Outperform During a Severe Recession

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Receives Stress Capital Buffer Requirement of 2.5 percent; Recommends Dividend Increase of 9.5 percent

U.S. Bancorp Receives Stress Capital Buffer Requirement of 2.5 Percent; Recommends Dividend Increase of 9.5 Percent

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U.S. inflation has been trending higher, as abundant liquidity, soaring demand following Covid-19 lockdowns, and supply-side constraints are putting pressure on prices. On Wednesday, the Federal Reserve considerably raised its expectations for inflation for 2021, projecting that prices for personal.

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On Wednesday, we took a look at five of the 13 stocks in which Warren Buffett lightened or sold entirely Berkshire Hathaway Inc.

Warren Buffet Sold These 8 Stocks in Q1 and All Have Done Well in Q2

U.S. Bancorp (USB) CEO Andy Cecere Presents at Morgan Stanley U.S. Financials, Payments & Commercial Real Estate Conference (Transcript)

News for U.S. Bancorp Stock (USB)