Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Barclays Global Financial Services Conference

U.S. Bancorp to Speak at the Barclays Global Financial Services Conference

Arrow Financial

Bank of South Carolina

Bank of Hawaii

Camden National

City Hld

Community Trust Bancorp

CVB Financial

First of Long Island

NBT Bancorp

National Bankshares

Bank OZK

Parke Bancorp

Penns Woods Bancorp

Southside Bancshares

TrustCo Bank

Union Bankshares

Washington Trust Bancorp

I remain cautious about equity valuations. Bank valuations today are in line with historic averages.

Cautious Dividend Investor Alert: 18 Banks With Decent Yields And Superior Risk-Adjusted Returns

South Korea recently became the first nation with a major economy to increase its interest rates since the pandemic began. South Korea raised its base rate to 0.75% from 0.50%.

U.S. Bancorp: Rising Earnings And South Korea's Interest Rate Hike

U.S. Bancorp stock, a leading bank with close to $550 billion in assets, gained roughly 23% – increasing from about $47 at the beginning of 2020 to around $57 currently, outperforming the S&P500, which grew 20% over the same period. There were three clear reasons for this.

U.S. Bancorp Stock Has Limited Upside

Mastercard

The U.S. Bank Voyager card program has been a resource for fleet operations since the 1980s, gaining acceptance at 97% of all U.S. gas stations and locations for maintenance, food and hotels. “When you think about all the purchase decisions drivers need to make on the road, their financial provider needs to be a part of a network that is accessible wherever that fleet is moving shipments,” said Jeff Pape, senior vice president and director of product and marketing for transportation at U.S. Bank (NYSE:USB).

US Bank partners with Mastercard for international fleet card acceptance

U.S. Bancorp (NYSE: USB) shares have advanced more than 3% in the last five days, and the current price stands around $58. Wall Street's three main indexes are advancing this Friday as Federal Reserve Chair Jerome Powell signaled the U.S. central bank would not reduce the bond-buying program in September.

Is September a good month for buying U.S. Bancorp shares?

Fifth Third Bancorp

Wells Fargo

Major banks like WFC, FITB and USB are poised to benefit from loan growth, high consumer spending and economic recovery amid low interest rates and fading fee-income growth catalysts.

Major Regional Banks Outperform S&P 500 YTD: 3 Stocks to Watch

U.S. Bancorp's (USB) primary subsidiary, U.S. Bank, collaborates with Mastercard for U.S. Bank Voyager Mastercard. It will also be available on the Voyager network and might see transaction growth.

U.S. Bancorp's (USB) Arm Launches Fleet Card With Mastercard

U.S. Bank will be working with Mastercard on a new card for fleet-related expenses, according to a press release. Called the U.S. Bank Voyager Mastercard, the new feature will build on U.S. Bank's existing Voyager card, which allows customers to pay for fuel, maintenance and other expenses at more than 320,000 merchant locations, the release […]

US Bank, Mastercard Team Up On Fleet Expense Card

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank announced today that it has partnered with Mastercard to offer the U.S. Bank Voyager® Mastercard® for the fleet industry.

U.S. Bank Partners With Mastercard to Launch the U.S. Bank Voyager Mastercard for the Fleet Industry

Procter & Gamble

Exxon Mobil

U.S. inflation remained high over the month of July, with the consumer-price index rising 5.4% from a year ago, while the core price index, which excludes food and energy, rose by 4.3% versus last year. Although the CPI growth numbers were similar to June, remaining near the highest levels seen.

U.S. Bank, Exxon, Procter & Gamble: Stocks To Pick As U.S. Inflation Remains Elevated

US Bancorp (USB) is an apt stock to hold, given its sound liquidity, rising revenues and sturdy capital-deployment initiatives.

Here's Why It is Worth Holding On to US Bancorp (USB) Stock Now

Bristol-Myers

General Motors

Berkshire Hathaway's stakes in these top-tier companies were reduced during the second quarter.

3 Stocks Warren Buffett Is Selling That You Should Be Buying Hand Over Fist

AbbVie

Axalta Coating Systems

Biogen

Chevron

Kroger

Liberty Global Ltd

Marsh & McLennan

Merck

Organon & Co

Berkshire Hathaway CEO Warren Buffett and his team were bears yet again in Q2 2021, hacking away at a large number of positions while only adding to a handful.

11 Stocks Warren Buffett Is Selling (And 3 He's Buying)

U.S. Bancorp (NYSE: USB) has announced its acquisition of the payment support and expense management fintech Bento Technologies. The financial terms of the acquisition were not disclosed.

U.S. Bancorp Acquires Fintech Bento Technologies

U.S. Bancorp's (USB) agreement to acquire Bento Technologies will combine accounts receivable and payable software by respective companies to offer a comprehensive payments and banking platform.

U.S. Bancorp (USB) Grows Digital Payment Ability, Buys Bento

Business restructuring initiatives and robust economic growth are likely to support major banks including Citigroup (C), Truist Financial (TFC), JPMorgan (JPM) and U.S. Bancorp (USB).

Bank Stock Roundup: C, TFC, JPM, USB in Focus on Business Restructuring Efforts

U.S. Bank has agreed to purchase FinTech company Bento Technologies, according to a Thursday (Aug. 12) company announcement. The acquisition is aimed at broadening the bank's digital capabilities for small business customers.

US Bank to Buy Debit Card-Based Biz Expense Management Platform Bento Technologies

Continues expansion of world-class digital capabilities for small businesses

U.S. Bank to Acquire Small Business Payments Software Company, Bento Technologies

American Electric Power Company

Bank of Montreal

Bank of Nova Scotia

Comerica

Enterprise Products Partners

Evergy Inc

General Mills

Omnicom Group

Principal Financial Group

Pinnacle West Capital

Royal Bank of Canada

Sun Life Financial

Simon Property Group

Toronto-Dominion Bank

Vanguard High Dividend Yield ETF

There are 15 stocks on my high yield watchlist for August 2021. Seven of the stocks on my watchlist are currently undervalued based on dividend yield theory.

High Yield Stock Watchlist - August 2021

AGNC Investment

Broadcom

NextEra Energy

These income stocks, with yields ranging from 2% to as high as 9.1%, can pack a punch for investors' portfolios.

4 Dividend Stocks to Buy Hand Over Fist in August

Accenture Plc

Automatic Data Processing

Applied Materials

Blackrock Inc

Comcast

Canadian National Railway Company

There are 25 stocks on my dividend growth watchlist for August 2021. Eight of the stocks on my watchlist are currently undervalued.

Dividend Growth Stock Watchlist - August 2021

News for U.S. Bancorp Stock (USB)