Revenue segments as reported by the company.

Interest income

Interest expense

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Retailer share arrangements

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

Synchrony Financial: A Warren Buffett Holding Trading at a Discount

Strategic buyouts and alliances bode well for Synchrony Financial (SYF). However, elevated expenses remain a concern.

Synchrony Financial's Strategic Moves Aid, High Costs Hurt

Synchrony (SYF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Will Synchrony (SYF) Beat Estimates Again in Its Next Earnings Report?

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3 Big Stock Charts for Wednesday: Twitter, Valero Energy and Synchrony Financial

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Synchrony's stock has performed extremely well so far in 2019 (after a tough 2018).

Synchrony Financial Has A Great Story To Tell

Synchrony Financial's (SYF) payment solution CareCredit partners Walgreens to boost its card acceptance for wellness and health-oriented transactions.

Synchrony Financial's CareCredit Ties Up to Spur Card Access

Synchrony Financial is betting on the billion dollar pet-financing market through CareCredit.

Synchrony Financial bets on Americans' growing obsession with their pets

Two external headwinds dampened otherwise bright prospects for the consumer-credit company last month.

Why Synchrony Financial Stock Slipped 11% in August

Synchrony (SYF) closed at $31.83 in the latest trading session, marking a +0.89% move from the prior day.

Synchrony (SYF) Gains But Lags Market: What You Should Know

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Synchrony Financial's (SYF) interest income and strategic initiatives should aid revenue growth. This will likely boost its share price further.

Synchrony Financial Up 40.4% YTD: Will the Rally Continue?

Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?

Why Is Synchrony (SYF) Down 7.4% Since Last Earnings Report?

Synchrony Financial shares are up over 50% in 2019. Despite this, it still trades at a single-digit P/E, at the low end of the range of consumer finance peers.

Synchrony Financial: Still A Buy After Big Advance

Synchrony Financial (SYF) CEO Margaret Keane on Q2 2019 Results - Earnings Call Transcript

Synchrony Financial's (SYF) Q2 results benefit from improved interest income and the buyout of PayPal Credit program.

Synchrony Financial (SYF) Q2 Earnings Top Estimates, Rise Y/Y

We believe that Synchrony Financial will deliver 2Q19 earnings of $1.04 per share versus consensus estimates of $0.95 per share.

Synchrony Financial: Q2 2019 Earnings Expected To Be Ahead Consensus - Maintain Buy

Synchrony (SYF) delivered earnings and revenue surprises of 1.04% and -0.86%, respectively, for the quarter ended June 2019. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Tops Q2 Earnings Estimates

Why Synchrony (SYF) is Poised to Beat Earnings Estimates Again

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Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

News for Synchrony Financial Stock (SYF)