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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

Synchrony Financial's (SYF) new Outdoors Credit Card to help solidify its existing position in powersports and make aftermarket purchases for consumers easy and affordable.

Synchrony (SYF) Launches Outdoors Credit Card for Powersports

Synchrony's (SYF) CareCredit is to be The Academy of General Dentistry's exclusive patient financing solution following the extension of their 20-year agreement.

Synchrony (SYF) & AGD Extend Partnership With 20-Year Deal

Gives adventure seekers the ability to purchase powersports accessories, parts, garments, fuel, service and warranties to further enable their passion for the outdoors; New credit card provides Synchrony's more than 5,000 dealer partners across the U.S. with a financial solution to capitalize on a powersports market expected to surpass $131B by 2028 STAMFORD, Conn. , March 8, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced the new Synchrony Outdoors Credit Card, which is available now to more than 5,000 powersports dealers across the United States.

New Synchrony Outdoors Credit Card Delivers Comprehensive Payments Solution for Powersports Dealers and Enthusiasts

Extension of 20-year agreement will offer members and patients special dental financing options, modern digital payment features and financial education resources. STAMFORD, Conn.

Synchrony's CareCredit Renewed as Exclusive Patient Financing Solution for Academy of General Dentistry's Benefits Program

STAMFORD, Conn. , Feb. 22, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF) President and Chief Executive Officer, Brian D.

Synchrony to Participate in the KBW Fintech Payments Conference

Freezing for a Reason STAMFORD, Conn. , Feb. 9, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, began 2023 with a big splash with its eighth annual "Doubles Dive.

Synchrony Employees Take Polar Plunge for Charity

STAMFORD, Conn. , Feb. 7, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

Synchrony to Participate in the Credit Suisse 24th Annual Financial Services Forum

Invests in Ariel Alternatives' Project Black Fund to Scale Minority Businesses Investment Builds on Synchrony's Efforts to Advance Equity Among Diverse Businesses STAMFORD, Conn. , Feb. 2, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a $100 million commitment in Ariel Alternatives' Project Black, which aims to scale sustainable minority-owned businesses and position them as leading suppliers to Fortune 500 companies.

Synchrony Commits $100 Million to Grow Minority-Owned Businesses

Lemonade

Trupanion

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21-year Partnership Results In Premier Repeat Sales Growth for Rooms To Go Companies To Expand Digital Account Management Capabilities and Offer Special Promotional Financing SEFFNER, Fla. and STAMFORD, Conn.

Synchrony and Rooms To Go Renew Consumer Financing Partnership To Create Omnichannel, Personalized Shopping Experience

For Synchrony Financial, consumer spending volumes remain robust, receivables increased — and loans past due are on the rise. As the largest provider of private label cards, Synchrony's results offer a snapshot of how card spending growth among prime and non-prime consumers has been faring and how they've been paying down those obligations.

Synchrony Core Purchase Volumes Grow 11% as Charge-offs Also Increase

Synchrony Financial's (SYF) Q4 results reflect improved net interest income and an expanding loan receivables portfolio, partly offset by an elevated expense base.

Synchrony Financial (SYF) Q4 Earnings Beat on Loan Growth

Synchrony Financial (NYSE:SYF ) Q4 2022 Earnings Conference Call January 23, 2022 8:00 AM ET Company Participants Kathryn Miller - SVP, IR Brian Doubles - President, CEO & Director Brian Wenzel - EVP & CFO Conference Call Participants Moshe Orenbuch - Credit Suisse Ryan Nash - Goldman Sachs Donald Fandetti - Wells Fargo Sanjay Sakhrani - KBW Erika Najarian - UBS Arren Cyganovich - Citigroup Betsy Graseck - Morgan Stanley Kevin Barker - Piper Sandler John Hecht - Jefferies Richard Shane - JPMorgan Operator Good morning, and welcome to the Synchrony Financial Fourth Quarter 2022 Earnings Conference Call. Please refer to the company's Investor Relations website for access to their earnings materials.

Synchrony Financial (SYF) Q4 2022 Earnings Call Transcript

Synchrony (SYF) delivered earnings and revenue surprises of 12.50% and 1.68%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Q4 Earnings and Revenues Surpass Estimates

STAMFORD, Conn. , Jan. 23, 2023 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its fourth quarter 2022 results for the period ending December 31, 2022.

Synchrony Reports Fourth Quarter 2022 Results

Synchrony's (SYF) fourth-quarter results are likely to reflect higher information processing expenses and lower net interest margins.

Synchrony (SYF) to Post Q4 Earnings: What You Should Know

Baker Hughes Co

Shortly after Thursday's opening bell, the Dow Jones industrials traded down 0.57%, the S&P 500 was down 0.66% and the Nasdaq was 0.93% lower.

Earnings Previews: Baker Hughes, Synchrony Financial

Synchrony Financial maintains a robust performance, balancing revenue growth and viability. Its fundamental stability is visible in its stellar Balance Sheet.

Synchrony Financial: Growth And Fundamental Stability Remains In Harmony

Synchrony (SYF) aims to extend promotional financing options to customers visiting Bassett Furniture stores and also engage in data sharing with the latter.

Synchrony (SYF) to Offer Financing Options at Bassett's Stores

Bassett Furniture

Program Will Launch as Part of Synchrony's HOME Network™ STAMFORD, Conn. , Jan. 11, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, today announced that they are reestablishing a partnership with Bassett Furniture Industries, Inc. (NASDAQ: BSET) to launch a multi-year financing program.

Bassett Furniture and Synchrony Partner on Multi-Year Financing Program

Synchrony Financial has a robust credit card platform and is seeing strong operating fundamentals. Management is returning significant amounts of capital to shareholders.

Synchrony Financial: Value Hiding In Plain Sight

STAMFORD, Conn. , Jan. 9, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its fourth quarter 2022 results on Monday, January 23, 2023.

Synchrony to Announce Fourth Quarter 2022 Financial Results on January 23, 2023

Synchrony (SYF) is well-poised to gain on several growth initiatives, a strong CareCredit platform and prudent capital deployment efforts.

Synchrony (SYF) Up 16% in 6 Months: More Room to Run?

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The top net payout yield stock failed to match the total return of the S&P 500 during 2H '22 as tech stocks soared. The top net payout yield stocks averaged massive 19.6% yields to start December, as normal capital return plans returned during 2022.

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The Pets Best Pet Parenthood Today study highlights the emotional benefits, financial considerations, and generational attitudes felt by today's pet parents STAMFORD, Conn. , Dec. 20, 2022 /PRNewswire/ -- Pets Best Insurance Services, LLC, a Synchrony (NYSE: SYF) health and wellness solution and leading U.S. pet health insurance provider, unveiled the results of a new study: "Pet Parenthood Today.

News for Synchrony Financial Stock (SYF)