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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

Synchrony Financial (SYF) expands its relationship with Guitar Center to offer financing options to musicians.

Synchrony Financial (SYF) Stretches Tie-Up With Guitar Center

Synchrony Financial (SYF) currently has a share buyback authorization of $3.1 billion, thanks to the approval of a new $2.8-billion repurchase program.

Synchrony Financial (SYF) Q1 Earnings Beat on Purchase Volume

Synchrony Financial (NYSE:SYF ) Q1 2022 Results Conference Call April 18, 2022 8:00 AM ET Company Participants Kathryn Miller - SVP, IR Brian Doubles - President, CEO Brian Wenzel - EVP, CFO Conference Call Participants Moshe Orenbuch - Credit Suisse Ryan Nash - Goldman Sachs Betsy Graseck - Morgan Stanley Sanjay Sakhrani - KBW John Hecht – Jefferies Don Fandetti - Wells Fargo Mihir Bhatia - Bank of America Rich Shane - JPMorgan Kevin Barker - Piper Sandler Arren Cyganovich - Citi Brian Foran - Autonomous Research Operator Good morning, and welcome to the Synchrony Financial First Quarter 2022 Earnings Conference Call. My name is Brandon, and I'll be your operator for today.

Synchrony Financial (SYF) CEO Brian Doubles on Q1 2022 Results - Earnings Call Transcript

Synchrony (SYF) delivered earnings and revenue surprises of 13.07% and 0.68%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Tops Q1 Earnings and Revenue Estimates

STAMFORD, Conn. , April 18, 2022 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors has approved an incremental share repurchase program of up to $2.8 billion, commencing this quarter through June 30, 2023, and intends to increase the quarterly cash dividend from $0.22 to $0.23 per share of common stock, commencing in the third quarter of 2022.

Synchrony Announces Approval of an Incremental $2.8 Billion Share Repurchase Program and Plans to Increase Quarterly Common Stock Dividend by 5% to $0.23 Per Share

STAMFORD, Conn. , April 18, 2022 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its first quarter 2022 results for the period ending March 31, 2022.

Synchrony Reports First Quarter 2022 Results

Program helps musicians easily purchase instruments, recording equipment and accessories to fuel their passion for music STAMFORD, Conn. and WESTLAKE VILLAGE, Calif.

Synchrony and Guitar Center Renew Consumer Credit Card Program Partnership

Bank of America

Bank of New York Mellon

Charles Schwab

Before markets opened Wednesday, JPMorgan beat a modest revenue estimate and missed on profits.

Earnings Previews: Bank of America, BNY Mellon, Charles Schwab, Synchrony

Synchrony Financial's (SYF) first-quarter results are likely to reflect increased marketing and business development costs.

What to Expect From Synchrony Financial's (SYF) Q1 Earnings

Synchrony (SYF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Synchrony (SYF) Q1 Earnings Expected to Decline

Company Earns Coveted Honor for Fifth Consecutive Year STAMFORD, Conn. , April 11, 2022 /PRNewswire/ -- Synchrony (NYSE: SYF) has advanced to No.

Synchrony Named #25 Best Company to Work For in the U.S.

Companies in the Initiative have a shared mission of improving the financial health and resilience of American workers STAMFORD, Conn. , April 7, 2022 /PRNewswire/ -- Synchrony (NYSE: SYF) today announced it has joined the Worker Financial Wellness Initiative, a coalition aimed at making workers' financial security and health a C-suite and investor priority.

Synchrony Joins the Worker Financial Wellness Initiative

PayPal

Synchrony Financial (SYF) teams up with PayPal in a bid to issue the latter's Cashback credit card and reinforces the trust that leading companies have in its card-issuing capabilities.

Synchrony Financial (SYF) to Issue PayPal's New Credit Card

Even though market volatility is putting pressure on Synchrony Financial (SYF), the company is in a strong foothold with solid operations.

Synchrony (SYF) Down 25.2% in 3 Months: Should You Stay Put?

The store-card issuer had a strong fourth quarter, but inflation and economic concerns took their toll.

Why Synchrony Financial Fell 18.6% in March

Leading technology and operations executive brings additional expertise in payments and financial services STAMFORD, Conn. , April 4, 2022 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced Kamila Chytil has been appointed to Synchrony's board of directors, effective April 1.

Synchrony Names Kamila Chytil to Board of Directors

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STAMFORD, Conn. , March 28, 2022 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its first quarter 2022 results on Monday, April 18, 2022.

Synchrony to Announce First Quarter 2022 Financial Results on April 18, 2022

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A handful of consumer-facing names are faring far better than investors are giving them credit for.

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Synchrony Financial (SYF) joins forces with Conformis, which leads to the integration of CFMS' program within SYF's CareCredit solution for offering convenient financing options to orthopedic patients.

Synchrony Financial (SYF) Ties Up to Ease Orthopedic Care

Banking on its strong portfolio, enhanced digital capabilities, constant tie-ups and buyouts, Synchrony Financial (SYF) holds enough potential to reap benefits for investors.

Here's Why You Should Retain Synchrony Financial (SYF) Now

Synchrony Financial's (SYF) Car Care Unit takes step to make sustainable transportation adoption easier.

Synchrony Financial's (SYF) Car Care Unit to Aid EV Owners

STAMFORD, Conn., March 8, 2022 /PRNewswire/ -- Committed to address rising environmental concerns and government legislation, Synchrony (NYSE: SYF), a premier consumer financial services company, today announced that customers can now use the Synchrony Car Care credit card to pay for refills at charging stations.

News for Synchrony Financial Stock (SYF)