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SYF
Volume: 772.37K

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 24%
Buy 35%
Hold 41%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial's stock outlook is buoyed by a notable increase in net interest margin, which rose 32 basis points year-over-year to reach 14.78%. The company also demonstrated robust growth in new accounts, achieving a 10% year-over-year increase in the third quarter of 2025, complemented by rising frequency and average ticket sizes. Additionally, net interest income saw a sequential increase of 1.3%, totaling $4.5 billion, reflecting improved credit conditions as evidenced by a 10.8% sequential rise in the risk-adjusted allocable (RSA) amount.

Bears say

The analysis indicates a negative outlook on Synchrony Financial's stock due to a lowered net revenue guidance for 2025, which raises concerns about potential misses in loan and spending growth expectations for 2026. The company's downside scenario suggests that a deteriorating economic environment and increased competitive pressures could lead to a slowdown in loan and revenue growth, as well as a loss of retail partners. Additionally, these factors may contribute to a significant decline in asset quality, resulting in materially higher credit losses and overall risks to the company's financial stability.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 24% of analysts recommend a Strong Buy, 35% recommend Buy, 41% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $84, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $84, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 772.37K

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