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SYF
Volume: 3.86M

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 24%
Buy 41%
Hold 35%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial is expected to see a positive outlook, bolstered by its strong credit performance and share repurchase program, though there are some risks to its earnings related to merchant relationships and potential rate cuts. Additionally, the company's focus on improving underwriting and adding pricing and fees could lead to increased lending and risk-adjusted margins. The stock's current valuation at 7.8x midpoint 2026 EPS guidance may be undervalued for a lender with stable credit trends and a growing top line.

Bears say

Synchrony Financial is facing some fundamental challenges in the near future, as its non-co-branded credit card segment is struggling, and there is uncertainty on how to drive growth in this area. The company's earnings and revenue trends are also underperforming expectations, leading to concerns about future performance. On the other hand, some upside risks include potential increases in interest rates and continued credit improvement. Overall, the company's current valuation seems fair, suggesting a neutral outlook for the stock.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 24% of analysts recommend a Strong Buy, 41% recommend Buy, 35% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Jul 26, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 3.86M

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