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SYF
Volume: 3.96M

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 24%
Buy 41%
Hold 35%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial is currently performing well, with a strong 2Q EPS of $2.59 compared to the $2.12 consensus. With a modest reserve release and a lower than assumed provision, healthy credit trends are supporting the company's core fundamentals. Additionally, guidance for 2026 includes stable credit and net interest income growth, with tailwinds from PPPC changes. There are potential risks to the company's outlook, such as a significant deterioration in the macroeconomic environment or the loss of major merchant partners, but the overall outlook is positive.

Bears say

Synchrony Financial is facing several challenges that may impact its stock performance in the near term. These include potential pressure on its retail card segment due to increasing competition and possible changes in economics that could favor merchants over the company. Additionally, the company may struggle with loan growth and its ability to maintain its current level of share repurchases. While the company has strong fundamentals and attractive benefits package for employees, its current valuation may not adequately reflect the potential risks.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 24% of analysts recommend a Strong Buy, 41% recommend Buy, 35% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Aug 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87.53, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87.53, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 3.96M

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