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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

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Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

STAMFORD, Conn., Feb. 26, 2021 /PRNewswire/ -- Synchrony (NYSE: SYF) Executive Vice President and Chief Financial Officer, Brian J. Wenzel, will participate in a fireside chat at the Wolfe Research Fintech Conference on Tuesday, March 9, 2021 at 2:20 p.m. (Eastern Time). A live webcast...

Synchrony to Participate in the Wolfe Research Fintech Conference

DENVER--(BUSINESS WIRE)--Shuman, Glenn & Stecker Investigates Snychrony Financial (NYSE: SYF).

Shuman, Glenn & Stecker Investigates Synchrony Financial

SYF vs. HGBL: Which Stock Is the Better Value Option?

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21Vianet Group

Julian Robertson (Trades, Portfolio)'s Tiger Management recently disclosed its portfolio updates for the fourth quarter of 2020, which ended on Dec. 31.

Julian Robertson's Biggest Trades of the 4th Quarter

Is (SYF) Outperforming Other Finance Stocks This Year?

Is Synchrony Financial (SYF) Stock Outpacing Its Finance Peers This Year?

Charge-offs remain lower than the reserve builds taken at the beginning of the pandemic. Government stimulus payments should continue to keep charge-offs low and result in a possible release of reserves later in 2021.

Synchrony Financial - Stimulus Payments A Double Edged Sword

The company has struggled to gain traction during the pandemic.

Synchrony Financial's Earnings Reveal Its Opportunities and Challenges in 2021

Shares of credit services company Synchrony Financial Inc. (NYSE:SYF) fell more than 6% on Friday following the announcement of its fourth-quarter results.

Synchrony Financial's Pullback May Be an Opportunity to Buy

Synchrony Financial (SYF) CEO Margaret Keane on Q4 2020 Results - Earnings Call Transcript

Synchrony Financial's (SYF) fourth-quarter results reflect reduced expenses, partly offset by lower net interest income and other income.

Synchrony Financial (SYF) Q4 Earnings Beat Estimates, Up Y/Y

Synchrony (SYF) delivered earnings and revenue surprises of 36.26% and 2.94%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Beats Q4 Earnings and Revenue Estimates (Revised)

Shares of Synchrony Finl (NYSE:SYF) rose 0.8% in pre-market trading after the company reported Q4 results. Quarterly Results Earnings per share increased 12.73% over the past year to $1.24, which beat the estimate of $0.91.

Recap: Synchrony Finl Q4 Earnings

STAMFORD, Conn., Jan. 29, 2021 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced fourth quarter 2020 earnings results amid the continuing Coronavirus (COVID-19) pandemic. Synchrony reported fourth quarter 2020 net earnings of $738 million, or $1.24 per diluted share. Key...

Synchrony Reports Fourth Quarter Net Earnings of $738 Million or $1.24 Per Diluted Share

STAMFORD, Conn., Jan. 28, 2021 /PRNewswire/ -- Synchrony (NYSE: SYF) proudly announced its perfect score of 100 on the Human Rights Campaign Foundation's 2021 Corporate Equality Index (CEI), the nation's foremost benchmarking survey and report measuring corporate policies and practices...

Synchrony Achieves Top Score for Corporate Equality Index Six Years in a Row

The company is keeping its payout level for now.

Synchrony Financial Declares New Dividend and Launches $1.6 Billion Stock Buyback Program

The company didn't disclose how much it's paying for its asset-to-be.

Synchrony Financial Acquires Allegro Credit

STAMFORD, Conn., Jan. 26, 2021 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors has approved a share repurchase program of up to $1.6 billion, commencing this quarter through December 31, 2021. The company expects to repurchase shares from time...

Synchrony Announces Approval of a $1.6 Billion Share Repurchase Program and Quarterly Common Stock Dividend of $0.22 Per Share

Financial services firm Synchrony has reached an agreement to buy Allegro Credit, which provides consumer financing in hospitals, dental and vision care and audiology, Synchrony said in a Tuesday (Jan. 26) press release. Allegro's merchant network and customer base will be joined with CareCredit, Synchrony's health and wellness financing platform, according to the release.

Synchrony Acquiring Allegro Credit To Expand Health Financing Platform

STAMFORD, Conn., Jan. 26, 2021 /PRNewswire/ -- Synchrony (NYSE: SYF) today announced it has reached a definitive agreement to acquire Allegro Credit, a leading provider of point-of-sale consumer financing for audiology products, dental services and musical instruments. Synchrony today...

Synchrony To Acquire Allegro Credit To Drive Growth In Health And Wellness Financing

Synchrony Financial (SYF) renews its tie-up with Mattress Firm in a bid to provide the latter's customers with improved payment and financing solutions.

Synchrony Financial (SYF) Extends Partnership With Mattress Firm

HOUSTON and STAMFORD, Conn., Jan. 21, 2021 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, and Mattress Firm, the nation's largest specialty mattress retailer, today announced the renewal of their strategic partnership. Under the multi-year agreement,...

Synchrony and Mattress Firm Renew Consumer Financing Strategic Partnership

Walgreens

As part of a larger financial services push from Walgreens, the drugstore will  team up with major private-label issuer Synchrony to debut a prepaid debit card, a store card, and a cobranded credit card set to run on the Mastercard network. Details remain scarce, but the cards, which are set to debut in H2 2021, will be tied to the chain's new myWalgreens loyalty program and offer cash rewards, among other perks. The cobrand will also feature benefits on health and wellness spending specifically.

Synchrony and Walgreens are teaming up to debut a card portfolio

Mastercard

Amid its continuing commitment to provide healthcare offerings and benefits to shoppers, Walgreens is growing its financial services offering with the help of Synchrony and Mastercard. In the months to come, the retailer will roll out Synchrony-issued credit cards in addition to a prepaid debit card that will be fueled by the Mastercard network, according […]

Walgreens To Roll Out Co-Branded Cards With Mastercard, Synchrony

Walgreens Boots Alliance Inc. said Wednesday that it will expand its partnerships with Synchrony Financial and Mastercard Inc. with credit cards and a prepaid debit card. The credit cards will be tied to the pharmacy retailer's newly-launched loyalty program, offering points as well as other benefits.

Walgreens to launch credit cards with Synchrony Financial and Mastercard

The drugstore chain is looking for growth opportunities as consumers shop more online and competitors take some of its business.

News for Synchrony Financial Stock (SYF)