Revenue segments as reported by the company.

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

Mastercard

DEERFIELD, Ill., STAMFORD, Conn., PURCHASE, New York,--(BUSINESS WIRE)--Walgreens is expanding its financial services offering in partnership with Synchrony (NYSE: SYF) and Mastercard (NYSE: MA), as part of its ongoing commitment to offer differentiated healthcare services and benefits to customers. In the coming months, Walgreens will launch credit cards, issued by Synchrony, as well as a prepaid debit card, both of which will be powered by the Mastercard network. The credit cards will closely

Walgreens Expands Financial Services Business Strategy, in Partnership with Synchrony and Mastercard

Financial services company Synchrony Financial (NYSE:SYF) is in the spotlight today, after announcing several leadership transitions.

SYF Looks to Snap Losing Streak on C-Suite Shakeup, Analyst Praise

Consumer financial services firm Synchrony has announced several leadership changes as CEO Margaret Keane migrates from her role to executive chair of the board of directors. Brian Doubles, president of Synchrony, was unanimously elected by the company's board to assume a multifaceted role as president, CEO and board member, effective April 1.

Synchrony CEO Keane Steps Down Amid Leadership Transition

Synchrony announced Tuesday morning that Chief Executive Margaret Keane will be stepping down from that post at the beginning of April. She'll be replaced as CEO by Brian Doubles, who currently serves at Synchrony's president.

Synchrony CEO Keane to step down from post in April, to be succeeded by company president

Synchrony CEO Margaret Keane will step down after nearly a decade of running the co-branded card lender.

Synchrony CEO Margaret Keane stepping down after nearly a decade leading the co-branded card lender

STAMFORD, Conn., Jan. 12, 2021 /PRNewswire/ -- Synchrony (NYSE: SYF) today announced Margaret Keane, Chief Executive Officer, will transition to the role of Executive Chair of the Board of Directors of Synchrony. Synchrony's Board of Directors unanimously elected Brian Doubles, President,...

Synchrony Announces Leadership Transition

Synchrony Financial has an interesting, diverse mix of financing businesses. It generates significantly higher returns than its peers historically and seems to trade at a discount.

Synchrony Financial: An Undervalued And Overperforming Bet On Consumer Credit Growth

American Express

PayPal

Usio Inc

Fintech applications add a new dimension to customer services and are poised to grow further in 2021. Synchrony Financial (SYF), Usio (USIO), American Express (AXP) and PayPal (PYPL) are stocks to watch out for.

4 Stocks to Gain Traction From Fintech Evolution in 2021

Synchrony caught headwinds with the loss of the Walmart portfolio followed by a global pandemic. When compared to the financial consumer services market as a whole, as well as competing peers, Synchrony has been completely overlooked.

Synchrony Financial: Underappreciated And Undervalued

Synchrony Financial's (SYF) strategic initiatives are likely to boost its revenues, which in turn, might perk up in share price.

Synchrony Financial (SYF) Up 50.6% in 6 Months: More Room to Run?

Bank of America

Citigroup

Capital One

Discover

Goldman Sachs

JPMorgan Chase & Co

SPDR S&P Bank ETF

SPDR S&P Regional Banking ETF

Morgan Stanley

U.S. Bancorp

Wells Fargo

Financial Select Sector SPDR Fund

Bank stocks declined a lot during the spring sell-off and have underperformed the market this year. Worries about high credit losses seem overblown.

These Bank Stocks Rally Following Great News From The Fed

Synchrony's (SYF) solution CareCredit collaborates with RevSpring so that providers utilizing RevSpring's portal can introduce an additional financing option for patients.

Synchrony (SYF) Solution Combines With RevSpring's Portal

Major card issuers - JPMorgan (JPM), BofA (BAC), Capital One (COF), Citi (C), Synchrony Financial (SYF), Discover Financial (DFS) & American Express (AXP) - witness mixed data on charge-offs and delinquency rates in November.

Card Issuers' Charge-Offs, Delinquency a Mixed Bag in November

STAMFORD, Conn., Dec. 10, 2020 /PRNewswire/ -- Synchrony (NYSE: SYF) today announced Curtis Howse has been named Executive Vice President and Chief Executive Officer of Payment Solutions. He was Executive Vice President and head of Synchrony Direct to Consumer. Neeraj Mehta, current EVP...

Curtis Howse named CEO of Synchrony's Payment Solutions Platform

Synchrony Financial (SYF) upgrades a host of its digital capabilities to provide customers with smooth yet enriched experiences.

Synchrony (SYF) Supplements Its Array of Digital Solutions

Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?

Synchrony (SYF) Up 12% Since Last Earnings Report: Can It Continue?

Even with advanced video conferencing and collaboration software, CEOs like me believed many jobs needed an office. We were wrong: Synchrony CEO Margaret Keane.

Debunking the working-from-home myth: Synchrony CEO Margaret Keane

Major card issuers - JPMorgan (JPM), BofA (BAC), Citi (C), Capital One (COF), Synchrony Financial (SYF), American Express (AXP) and Discover Financial (DFS) - report mixed data on charge-offs and delinquency rates for October.

Card Issuers' Charge-Offs, Delinquency a Mixed Bag in October

PNC Financial Services

Credit card deferrals, charge-offs, and loans 90 days past due are all down from earlier this year or on a year-over-year basis. But will they continue to stay that way?

Credit Card Trends at Banks Are Much Improved, but Can It Last?

We know that hedge funds generate strong, risk-adjusted returns over the long run, therefore imitating the picks that they are collectively bullish on can be a profitable strategy for retail investors. With billions of dollars in assets, smart money investors have to conduct complex analyses, spend many resources and use tools that are not always available for the general crowd. This doesn't mean that they don't have occasional colossal losses; they do (like Peltz's recent General Electric losses). However, it is still a good idea to keep an eye on hedge fund activity. With this in mind, as the current round of 13F filings has just ended, let's examine the smart money sentiment towards Synchrony Financial (NYSE:SYF).

Was The Smart Money Right About Synchrony Financial (SYF)?

COSTA MESA, Calif. , Oct. 22, 2020 /PRNewswire/ -- CareCredit, a Synchrony (NYSE:SYF) solution and a leading provider of promotional financing for patients, is now integrated into Open Dental practice management software version 20.3. The new integration is designed to help practice teams...

CareCredit Is Now Integrated Into Open Dental Practice Management Software

Synchrony Financial (SYF) CEO Margaret Keane on Q3 2020 Results - Earnings Call Transcript

Synchrony Financial's (SYF) third-quarter results reflect muted revenues induced by the coronavirus pandemic.

Synchrony Financial (SYF) Q3 Earnings Miss Estimates, Down Y/Y

Synchrony (SYF) delivered earnings and revenue surprises of -13.25% and 1.22%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Lags Q3 Earnings Estimates

Shares of Synchrony Finl (NYSE:SYF) fell 2% in pre-market trading after the company reported Q3 results. Quarterly Results Earnings per share fell 48.36% year over year to $0.63, which missed the estimate of $0.70.

News for Synchrony Financial Stock (SYF)