Revenue segments as reported by the company.

Premiums

Universal life and investment-type product policy fees

Net investment income

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Net investment gains (losses)

Net derivative gains (losses)

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Policyholder benefits and claims

Interest credited to policyholder account balances

Policyholder dividends

Capitalization of DAC

Amortization of DAC and VOBA

Amortization of negative VOBA

Interest expense on debt

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Policyholder liability remeasurement (gains) losses

Market risk benefit remeasurement (gains) losses

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

MetLife

MetLife, Inc. provides insurance and financial services to individual and institutional customers. It offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals as well as group insurance, reinsurance and retirement and savings products and services. The firm operates through the following segments: U.S., Asia, Latin America, EMEA, MetLife Holdings and Corporate & Other. The U.S. segment offers a broad range of protection products and services aimed at serving the financial needs of customers throughout their lives. The U.S. segment is organized into three businesses: Group Benefits, Retirement and Income Solutions and Property & Casualty. The Asia segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include whole life, term life, variable life, universal life, accident & health insurance, fixed and variable annuities and endowment products. The Latin America segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The EMEA segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life, accident & health, credit insurance and retirement and savings products. The MetLife Holdings segment consists of operations relating to products and businesses, such as variable, universal, term and whole life insurance, variable, fixed and index-linked annuities, long-term care insurance, as well as the assumed variable annuity guarantees. The Corporate & Other segment contains the excess capital, as well as certain charges and activities, not allocated to the segments. The company was founded on March 24, 1868 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

MetLife reports resilient performance amidst challenges, eyes growth opportunities

MetLife navigated challenges from COVID, inflation, and market fluctuations to achieve a solid financial performance with strong business growth. The company remains focused on capital deployment, shareholder returns, and maintaining financial flexibility. Opportunities in Latin America, Chile, private equity investments, and PRT deals offer avenues for future growth.

MetLife reports Q1 earnings decline, eyes growth opportunities ahead

MetLife's Q1 performance reflects mixed earnings results across regions and business segments.
The company's strategic focus on derisking, capital management, and liquidity strength are key positives.
Challenges include income impact from Japan losses and questions on asset returns and expense management.
Opportunities lie in improving returns, capital deployment, and driving growth in key markets.

MetLife reports robust Q2 earnings, navigates challenges for growth

MetLife delivered a strong performance in Q2 2023, with robust sales and adjusted earnings across key segments, despite challenges like lower investment income and elevated long-term care claims.
The company's strategic strengths in underwriting, claims management, and capital management, coupled with growth opportunities in group benefits and asset performance recovery, position it for continued success.
Addressing challenges related to expenses, market dynamics, and asset performance while capitalizing on growth opportunities will be crucial for MetLife to maintain its competitive edge and drive future profitability.

MetLife posts robust Q3 earnings, eyes growth in voluntary benefits

MetLife delivered strong earnings in Q3 2023, driven by record performances in key segments. While facing challenges in variable investment income, the company remains focused on disciplined capital deployment and growth opportunities in various markets.

MetLife surpasses earnings expectations, eyes growth amid challenges

MetLife delivered a strong financial performance in Q4 2023, exceeding earnings expectations and showcasing resilience amidst challenges like declining retirement spreads and unexpected asbestos claims frequency adjustments.
The company's strategic focus on improving margins, raising targets for adjusted return on equity, and capital redeployment positions MetLife for continued success in '24.
Opportunities lie in driving growth through increased contributions from VII, high activity in PRT deals, and leveraging strong sales growth in segments like Group Benefits.
While challenges persist with managing liabilities and optimizing financial performance, MetLife's performance in '23 and outlook for '24 demonstrate a foundation for future success.

MetLife reports robust Q1 earnings, eyes strategic growth opportunities

MetLife delivered strong financial results in Q1 2024, driven by improved investment income and revenue growth across key segments.
While facing challenges in certain business areas, the company's focus on shareholder returns and strategic governance enhancements position it well for future growth.
Upcoming events like the Investor Day and strategic adjustments in response to market dynamics present avenues for continued success and expansion.
Overall, MetLife's performance reflects resilience and adaptability in navigating market challenges and capitalizing on growth opportunities.

MetLife reports robust Q3 earnings, eyes growth in key markets

MetLife's Q3 2024 performance was strong, with adjusted earnings of $1.4 billion and a 12% increase in year-to-date earnings per share.
While facing challenges in certain segments like Asia and RIS, the company's strengths in the U.S., Japan, and Latin America offer growth potential.
Opportunities lie in leveraging favorable conditions, addressing challenges, and maintaining a focus on organic growth for sustained success.
Capital management efforts, including returning $1 billion to shareholders, reflect a balanced approach to value creation and growth.

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MetLife, Inc. engages in providing insurance and financial services to individual and institutional customers. It operates through the following segments: Group Benefits, Retirement and Income Solutions (RIS), Asia, MetLife Holdings, and Corporate and Other. The Group Benefits segment offers group life insurance products with renewable term policies. The RIS segment contains short and long-duration products, including capital market products, pension risk transfers, structured settlements, and other benefit funding products. The Asia segment focuses on Japan only and offers traditional life insurance, and accident and health products. The MetLife Holdings segment includes traditional and universal life products. The Corporate and Other segment refers to surplus investment portfolios used to fund capital and liquidity needs. The company was founded on March 24, 1868 and is headquartered in New York, NY.

MET's third-quarter earnings suffer from higher expenses and a lower recurring interest margin in RIS.

MetLife Q3 Earnings Miss on Weak Group Benefits Unit & High Costs

MetLife, Inc. (NYSE:MET ) Q3 2024 Results Conference Call October 31, 2024 9:00 AM ET Company Participants John Hall - Global Head, IR Michel Khalaf - President and CEO John McCallion - CFO Ramy Tadros - Regional President, U.S. Business, Head, MetLife Holdings Lyndon Oliver - President, MetLife Asia Conference Call Participants Suneet Kamath - Jefferies Jimmy Bhullar - JPMorgan Tom Gallagher - Evercore Ryan Krueger - KBW Alex Scott - Barclays Wilma Burdis - Raymond James John Barnidge - Piper Sandler Operator Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Third Quarter 2024 Earnings Conference Call.

MetLife, Inc. (MET) Q3 2024 Earnings Call Transcript

NEW YORK--(BUSINESS WIRE)-- #pet--The Human Animal Bond Research Institute (HABRI) and MetLife Pet Insurance Solutions LLC (“MetLife Pet”), one of the world's leading financial services companies, today announced a collaboration to advance their shared goal of strengthening the human-animal bond through research, education and advocacy. “At MetLife Pet Insurance, we are focused on ensuring all pet parents' have access to veterinary resources so they can confidently care for their pets and that our fou.

MetLife Pet Joins with the Human Animal Bond Research Institute to Champion the Human-Animal Bond

The headline numbers for MetLife (MET) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Compared to Estimates, MetLife (MET) Q3 Earnings: A Look at Key Metrics

MetLife (MET) came out with quarterly earnings of $1.93 per share, missing the Zacks Consensus Estimate of $2.16 per share. This compares to earnings of $1.97 per share a year ago.

MetLife (MET) Misses Q3 Earnings and Revenue Estimates

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that John McCallion, executive vice president and chief financial officer, MetLife, Inc., and head of MetLife Investment Management, has provided a third quarter 2024 financial update video. The video can be viewed on the company's website at https://www.metlife.com/about-us/newsroom/#video. About MetLife MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the world's leading financial ser.

MetLife CFO John McCallion Provides Third Quarter 2024 Financial Update Video

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced its third quarter 2024 results. Third Quarter Results Summary Net income of $1.3 billion, or $1.81 per share, compared to net income of $422 million, or $0.56 per share, in the third quarter of 2023. Adjusted earnings of $1.4 billion, or $1.95 per share, compared to adjusted earnings of $1.5 billion, or $1.97 per share, in the third quarter of 2023. Book value of $39.02 per share, up 33 percent from $29.34 per share at Septemb.

MetLife Announces Third Quarter 2024 Results

MET's third-quarter earnings are likely to have benefited from rising premiums and investment income.

MetLife Stock Before Q3 Earnings: Buy Now or Wait for Results?

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Increasing rates, underwriting practices and other factors are expected to have benefited insurance players in the third quarter. AFL, MET, ALL, PRU & AXS will release earnings on Oct. 30.

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HONG KONG--(BUSINESS WIRE)--MetLife Foundation announced additional recipients of its Community Impact Grant Program (CIGP), which supports local, grassroots non-profit organizations providing immediate assistance to communities impacted by the growing income and wealth divide. The new recipients span the U.S. and Asia-Pacific region, following the program's international expansion earlier this year and announcement of a second round of 2024 funding in the U.S. CIGP was first launched in 2023 t.

MetLife Foundation Announces Additional 2024 Recipients for Its Community Impact Grant Program in the U.S. and Asia-Pacific Region

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Better pricing, exposure growth, accelerated digitalization and sturdy capital are expected to help BRK.B, MET, LNC, WTW and AFL outperform third-quarter earnings estimates.

5 Insurers Poised to Outperform Estimates This Earnings Season

Besides Wall Street's top -and-bottom-line estimates for MetLife (MET), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2024.

Exploring Analyst Estimates for MetLife (MET) Q3 Earnings, Beyond Revenue and EPS

MetLife (MET) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

MetLife (MET) Earnings Expected to Grow: Should You Buy?

New York-based insurer MetLife Inc is in advanced talks to buy PineBridge Investments' assets outside of China in a deal that could be valued at $1 billion to $1.5 billion, Bloomberg News reported on Monday.

MetLife in talks to buy PineBridge's ex-China assets for $1 bln-$1.5 bln, Bloomberg News reports

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Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does MetLife (MET) have what it takes?

This is Why MetLife (MET) is a Great Dividend Stock

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that its board of directors has declared a fourth quarter 2024 common stock dividend of $0.545 per share. The dividend will be payable on Dec. 16, 2024, to shareholders of record as of Nov. 5, 2024. About MetLife MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the world's leading financial services companies, providing insurance, annuities, employee benefits and asset management to hel.

MetLife Declares Fourth Quarter 2024 Common Stock Dividend

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that for another year it has received several recognitions from Seramount for its culture of trust and inclusion, hiring practices, talent development programs, and commitment to advancing workforce diversity. “An inclusive culture where unique attributes, perspectives, voices and contributions are valued and respected is critical for the well-being of our employees and business performance,” said MetLife Global Chief Diversit.

MetLife Honored Once Again by Seramount for Its Global Inclusion Efforts

NEW YORK--(BUSINESS WIRE)-- #finance--As LIMRA reports a 14% increase in pension risk transfer (PRT) deals for the first half of 2024 compared to 20231, MetLife's 2024 Pension Risk Transfer Poll finds the percentage of companies with de-risking goals who plan to completely divest their defined benefit (DB) pension plan liabilities has increased to 93%, up from 89% in the 2023 Poll. About half, 52%, plan to divest two to five years from now, with an average of 3.8 years. “As the Poll and other market data.

MetLife Poll Finds Growing Percentage of Plan Sponsors with De-Risking Goals Looking to Completely Divest Their Company's Pension Liabilities in the Near Future

On September 30, 2024, MetLife Investment Management, LLC (Trades, Portfolio) made a significant move in the financial markets by acquiring 840,000 shares of CALAMOS CONVERTIBLE OPPORTUNITIES & INCOME FUND (CHI, Financial). This transaction marked a new holding for the firm, purchased at a price of $11.64 per share.

MetLife Investment Management's Strategic Acquisition in CALAMOS CONVERTIBLE OPPORTUNITIES

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that it will hold its third quarter 2024 earnings conference call on Thursday, October 31, 2024, from 9-10 a.m. (ET). The call will follow MetLife's issuance of its third quarter 2024 earnings news release and Third Quarter 2024 Financial Supplement on Wednesday, October 30, 2024, after the market closes. The news release and Third Quarter 2024 Financial Supplement will also be available on the MetLife Investor Relations webpa.

MetLife to Hold Conference Call for Third Quarter 2024 Results

NEW YORK--(BUSINESS WIRE)--Today's workforce values the ability to choose from a diverse set of benefits—66% of employees say they want more benefits to choose from, up from 60% in 20231. But while interest in benefits is clear, lack of benefit comprehension is also on the rise with more than half of employees (55%) saying that they do not fully understand their benefits package1. Open enrollment offers employers a critical opportunity to address these employee needs and shift their approach to.

MetLife's Upwise Helps Drive Up Benefits Enrollment, Engagement and Value

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Undercovered Dozen: Burford Capital, Metlife, Garrett Motion, Kaspi +

MetLife (MET) Could Be a Great Choice

MetLife's strong financial performance, with a 17.5% increase in adjusted EPS and a 15.2% rise in book value, makes it an attractive investment. Despite comparable performance to Aflac, MetLife's lower valuation offers better value for shareholders. MetLife's growing dividend yield and robust share buyback program enhance shareholder value, with ample cash reserves supporting future buybacks.

News for MetLife Stock (MET)