Revenue segments as reported by the company.

Premiums

Universal life and investment-type product policy fees

Net investment income

Other revenues

Net investment gains (losses)

Net derivative gains (losses)

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Policyholder benefits and claims

Interest credited to policyholder account balances

Policyholder dividends

Capitalization of DAC

Amortization of DAC and VOBA

Amortization of negative VOBA

Interest expense on debt

Other expenses

Policyholder liability remeasurement (gains) losses

Market risk benefit remeasurement (gains) losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

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Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

MetLife

MetLife, Inc. provides insurance and financial services to individual and institutional customers. It offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals as well as group insurance, reinsurance and retirement and savings products and services. The firm operates through the following segments: U.S., Asia, Latin America, EMEA, MetLife Holdings and Corporate & Other. The U.S. segment offers a broad range of protection products and services aimed at serving the financial needs of customers throughout their lives. The U.S. segment is organized into three businesses: Group Benefits, Retirement and Income Solutions and Property & Casualty. The Asia segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include whole life, term life, variable life, universal life, accident & health insurance, fixed and variable annuities and endowment products. The Latin America segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The EMEA segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life, accident & health, credit insurance and retirement and savings products. The MetLife Holdings segment consists of operations relating to products and businesses, such as variable, universal, term and whole life insurance, variable, fixed and index-linked annuities, long-term care insurance, as well as the assumed variable annuity guarantees. The Corporate & Other segment contains the excess capital, as well as certain charges and activities, not allocated to the segments. The company was founded on March 24, 1868 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

MetLife reports resilient performance amidst challenges, eyes growth opportunities

MetLife navigated challenges from COVID, inflation, and market fluctuations to achieve a solid financial performance with strong business growth. The company remains focused on capital deployment, shareholder returns, and maintaining financial flexibility. Opportunities in Latin America, Chile, private equity investments, and PRT deals offer avenues for future growth.

MetLife reports Q1 earnings decline, eyes growth opportunities ahead

MetLife's Q1 performance reflects mixed earnings results across regions and business segments.
The company's strategic focus on derisking, capital management, and liquidity strength are key positives.
Challenges include income impact from Japan losses and questions on asset returns and expense management.
Opportunities lie in improving returns, capital deployment, and driving growth in key markets.

MetLife reports robust Q2 earnings, navigates challenges for growth

MetLife delivered a strong performance in Q2 2023, with robust sales and adjusted earnings across key segments, despite challenges like lower investment income and elevated long-term care claims.
The company's strategic strengths in underwriting, claims management, and capital management, coupled with growth opportunities in group benefits and asset performance recovery, position it for continued success.
Addressing challenges related to expenses, market dynamics, and asset performance while capitalizing on growth opportunities will be crucial for MetLife to maintain its competitive edge and drive future profitability.

MetLife posts robust Q3 earnings, eyes growth in voluntary benefits

MetLife delivered strong earnings in Q3 2023, driven by record performances in key segments. While facing challenges in variable investment income, the company remains focused on disciplined capital deployment and growth opportunities in various markets.

MetLife surpasses earnings expectations, eyes growth amid challenges

MetLife delivered a strong financial performance in Q4 2023, exceeding earnings expectations and showcasing resilience amidst challenges like declining retirement spreads and unexpected asbestos claims frequency adjustments.
The company's strategic focus on improving margins, raising targets for adjusted return on equity, and capital redeployment positions MetLife for continued success in '24.
Opportunities lie in driving growth through increased contributions from VII, high activity in PRT deals, and leveraging strong sales growth in segments like Group Benefits.
While challenges persist with managing liabilities and optimizing financial performance, MetLife's performance in '23 and outlook for '24 demonstrate a foundation for future success.

MetLife reports robust Q1 earnings, eyes strategic growth opportunities

MetLife delivered strong financial results in Q1 2024, driven by improved investment income and revenue growth across key segments.
While facing challenges in certain business areas, the company's focus on shareholder returns and strategic governance enhancements position it well for future growth.
Upcoming events like the Investor Day and strategic adjustments in response to market dynamics present avenues for continued success and expansion.
Overall, MetLife's performance reflects resilience and adaptability in navigating market challenges and capitalizing on growth opportunities.

MetLife reports robust Q3 earnings, eyes growth in key markets

MetLife's Q3 2024 performance was strong, with adjusted earnings of $1.4 billion and a 12% increase in year-to-date earnings per share.
While facing challenges in certain segments like Asia and RIS, the company's strengths in the U.S., Japan, and Latin America offer growth potential.
Opportunities lie in leveraging favorable conditions, addressing challenges, and maintaining a focus on organic growth for sustained success.
Capital management efforts, including returning $1 billion to shareholders, reflect a balanced approach to value creation and growth.

Revenue

Cost of revenue

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SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

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Net PPE

Intangibles

Total liabilities

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Short term debt

Income tax payable

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Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

MetLife, Inc. engages in providing insurance and financial services to individual and institutional customers. It operates through the following segments: Group Benefits, Retirement and Income Solutions (RIS), Asia, MetLife Holdings, and Corporate and Other. The Group Benefits segment offers group life insurance products with renewable term policies. The RIS segment contains short and long-duration products, including capital market products, pension risk transfers, structured settlements, and other benefit funding products. The Asia segment focuses on Japan only and offers traditional life insurance, and accident and health products. The MetLife Holdings segment includes traditional and universal life products. The Corporate and Other segment refers to surplus investment portfolios used to fund capital and liquidity needs. The company was founded on March 24, 1868 and is headquartered in New York, NY.

MetLife's stock (NYSE: MET) has lost 8% YTD as compared to the 24% rise in the S&P500 index over the same period. Further, at its current price of $66 per share, it is trading 14% below its fair value of $77 – Trefis' estimate for MetLife's valuation.

Trailing The S&P Index By 30% YTD, Can MetLife Stock Recoup Its Losses?

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The Summer 2023 edition of Fortune Magazine revealed 500 biggest U.S. companies by revenue. Dogcatcher's quest to sniff out the best dividend buys focused on 68 industry leaders using YCharts 12/14/23 data. Those 68 industry leaders were segmented into 21 business sectors, ranging (alphabetically) from apparel to wholesalers. 3 of the 68 were private or foreign exchange listed firms not tracked by YCharts, leaving 65 listed. 58 dividend yielding stocks led those 68 industry leaders and ranged 0.17% to 9.08% in annual yield and ranged -15.07% to 36.4% in broker estimated one-year price target upsides by YCharts 12/14/23 reckoning.

4 Ideal December Dividend Fortune 500 Industry Leaders (Of 68)

WHIPPANY, N.J.--(BUSINESS WIRE)--MetLife Investment Management (MIM), the institutional asset management business of MetLife, Inc. (NYSE: MET), today announced it has been named a “2023 Best Place to Work in Money Management” by Pensions & Investments. This marks MIM's third consecutive year on the list. “We are proud of this continued recognition of our talented MIM team,” said John McCallion, executive vice president and chief financial officer, MetLife, Inc., and head of MetLife Investme.

MetLife Investment Management Named a Best Place to Work in Money Management for Third Consecutive Year

NEW YORK--(BUSINESS WIRE)--MetLife Foundation today announced the 24 non-profit recipients of its two-year, $10 million Accelerating Commitment to Equity Innovation Fund (ACE Innovation Fund). The fund aims to democratize access to capital for non-profit organizations addressing income and wealth inequality in communities that have been historically and systemically disinvested. Each non-profit recipient was awarded a $250,000 grant to implement or accelerate their proposal. These proposals cen.

MetLife Foundation Announces Recipients of Its $10 Million Fund Aimed at Addressing the Income and Wealth Divide

Grupo Aeroportuario del Pacifico

Public Storage

Often, investors think about income and growth as binary choices. Either a company pays a large dividend yield, or it offers strong capital gains upside.

3 Dividend Stocks With Surprising Growth Potential

MetLife (MET) reported earnings 30 days ago. What's next for the stock?

Why Is MetLife (MET) Up 6% Since Last Earnings Report?

Allstate

NORTHBROOK, Ill.--(BUSINESS WIRE)--The Allstate Corporation (NYSE: ALL) announced that Maria Morris, 61, former Executive Vice President, Global Employee Benefits, MetLife (NYSE: MET), has been elected to Allstate's board of directors, effective January 2, 2024. “Maria's broad insurance experience at MetLife, from employee benefits to personal property liability, will provide support in executing our plans to improve profitability. In addition, her successful strategic, operational and technolo.

Allstate Elects Maria Morris to Board of Directors

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that it has earned several recognitions from Seramount for its hiring practices, talent development programs, workplace culture and commitment to fostering an inclusive environment. “At MetLife, we are committed to fostering an inclusive workplace where we meet the needs of all our colleagues and recognize their unique attributes and perspectives,” said MetLife Global Chief Diversity and Inclusion Officer Dr. Cindy Pace. “It's.

MetLife Recognized by Seramount for Its Workplace Culture and Inclusion Efforts

NEW YORK--(BUSINESS WIRE)--METLIFE CEO MICHEL KHALAF AND CFO JOHN McCALLION TO SPEAK AT THE GOLDMAN SACHS 2023 US FINANCIAL SERVICES CONFERENCE.

MetLife CEO Michel Khalaf and CFO John McCallion to Speak at the Goldman Sachs 2023 US Financial Services Conference

NEW YORK--(BUSINESS WIRE)--Global Atlantic Financial Group (“Global Atlantic”), a leading insurance company meeting the retirement and life insurance needs of individuals and institutions, today announced it has closed a previously announced reinsurance agreement with MetLife, Inc. (NYSE: MET). The transaction, signed between subsidiaries of the two companies in May, reinsures a seasoned and diversified block of MetLife's U.S. retail annuity and life insurance business. General account assets u.

Global Atlantic closes $19 billion reinsurance agreement with MetLife

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced it has completed its risk transfer transaction with Global Atlantic Financial Group, a retirement and life insurance company. The transaction accelerates the run-off of MetLife Holdings, the company's closed-block businesses of its former U.S. Retail segment, representing approximately $19 billion of statutory reserves. As part of MetLife's ongoing commitment to its customers, the company will remain as administrator and servi.

MetLife Completes Risk Transfer Transaction With Global Atlantic Financial Group

NEW YORK--(BUSINESS WIRE)--METLIFE DECLARES FOURTH QUARTER 2023 PREFERRED STOCK DIVIDENDS.

MetLife Declares Fourth Quarter 2023 Preferred Stock Dividends

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) and MetLife Foundation today announced a $30 million multi-year commitment to support Upstate New York, which includes pledges of $5 million in funding and impact investments by the Foundation and $25 million in impact investments by MetLife. As part of this commitment, MetLife Foundation has made an impact investment of $1 million to Launch NY to promote entrepreneurship. “I'm committed to lifting up every community in New York and helping p.

MetLife and MetLife Foundation Make a $30 Million Multi-Year Commitment to Support Upstate New York

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The Summer, 2023 edition of Fortune Magazine revealed 500 biggest U.S. companies by revenue. Dogcatcher's quest to sniff-out the best dividend buys focused on 68 industry leaders using YCharts 11/8/23. Those 68 industry leaders were segmented into 21 business sectors ranging (alphabetically) from apparel to wholesalers. Three of the 68 are not listed on U.S. exchanges. Their data was excluded. 58 dividend yielding stocks led those 68 industry leaders and ranged 0.19% to 9.56% in annual-yield and ranged -1.29% to 54.34% in broker-estimated one-year price-target-upsides by YCharts 11/8/23 reckoning.

5 Fair-Priced November Fortune 500 Industry-Leader Dogs Out Of 68

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Procter & Gamble

At first glance, the proposal to dive into safe stocks to buy might appear overly conservative. As NPR recently pointed out, the U.S. GDP grew 4.9% in the third quarter, catalyzed by stronger-than-expected consumer spending.

7 Safe Stocks to Buy if You Think Q3's Gangbuster Growth Won't Last

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced it's been recognized for its inclusive workforce programs and named to the Dave Thomas Foundation for Adoption's annual list of Best Adoption-Friendly Workplaces™. For the 16th year in a row, MetLife has earned a spot on the list for its employee adoption benefits, parental leave policies and flexible work culture. "We recognize that the path to becoming a parent is different for everyone, and we are committed to providing ben.

MetLife Once Again Honored as One of America's Adoption-Friendly Workplaces

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Vanguard High Dividend Yield ETF

There are 22 stocks on my high yield watchlist for November 2023. The majority of the stocks on my watchlist are undervalued based on dividend yield theory. An equally weighted portfolio of these stocks underperformed the Vanguard High Yield Dividend ETF by about 1% during the month of October.

High Yield Stock Watchlist - November 2023

MetLife (MET) exits the third quarter with cash and cash equivalents of $14.9 billion.

MetLife (MET) Q3 Earnings Miss Despite Rising Investment Returns

MetLife, Inc. (NYSE:MET ) Q3 2023 Earnings Conference Call November 2, 2023 9:00 AM ET Company Participants John Hall - Head of Investor Relations Michel Khalaf - President & Chief Executive Officer John McCallion - Chief Financial Officer Ramy Tadros - President, U.S. Business Eric Clurfain - Regional President, Latin America Lyndon Oliver - Regional President, Asia Conference Call Participants Ryan Krueger - KBW Tom Gallagher - Evercore ISI Jimmy Bhullar - JPMorgan Suneet Kamath - Jefferies Wes Carmichael - Wells Fargo Alex Scott - Goldman Sachs John Barnidge - Piper Sandler Mike Ward - Citi Operator Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Third Quarter 2023 Earnings Release Conference Call.

MetLife, Inc. (MET) Q3 2023 Earnings Call Transcript

NEW YORK--(BUSINESS WIRE)--MetLife Foundation today announced the recipients of its Community Impact Grant Program (CIGP), which aims to support local, grassroots non-profit organizations that provide vital services to individuals and families on low-income. The grant program was launched this summer as an open funding opportunity to expand the Foundation's impact and involvement in communities where MetLife has a presence. The first round of funding awarded non-profit organizations between $5,.

MetLife Foundation Announces the Recipients of Its Community Impact Grant Program

Although the revenue and EPS for MetLife (MET) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

MetLife (MET) Reports Q3 Earnings: What Key Metrics Have to Say

MetLife on Wednesday reported a third-quarter profit that was above Wall Street expectations, as recovery in the U.S. markets boosted the insurer's return from investments.

MetLife beats quarterly profit estimates on robust investment income

NEW YORK--(BUSINESS WIRE)--METLIFE ANNOUNCES THIRD QUARTER 2023 RESULTS.

MetLife Announces Third Quarter 2023 Results

NEW YORK--(BUSINESS WIRE)--METLIFE CFO JOHN McCALLION  PROVIDES THIRD QUARTER 2023 FINANCIAL UPDATE VIDEO.

MetLife CFO John McCallion Provides Third Quarter 2023 Financial Update Video

MetLife's (MET) third-quarter results are likely to reflect lower premiums and deteriorating profits in the EMEA segment.

Will Lower Premiums Hurt MetLife's (MET) Q3 Earnings?

News for MetLife Stock (MET)