ACI Worldwide

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: ACI on Premise and ACI on Demand. The ACI on Premise segment serves customers who manage their software on site. The ACI on Demand segment covers the needs of banks, financial intermediaries, merchants, and corporates who use payments to facilitate their core business. The company was founded in 1975 and is headquartered in Coral Gables, FL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

ACI Worldwide reports solid 2022 performance, eyes growth in real-time payments

ACI Worldwide's strong performance in 2022, marked by revenue growth, record bookings, and increased repurchase activity, sets a positive trajectory for 2023. The company's strategic focus on real-time payments, geographic expansion, and SaaS offerings underscores a commitment to driving growth and innovation.
Despite challenges in contract negotiations, CEO transition, and margin management, ACI's market position and growth opportunities position it favorably in the evolving payments landscape. Leveraging opportunities in real-time payments, e-commerce trends, and geographic expansion will be key to sustaining growth.
Overall, ACI's emphasis on real-time payments, revenue diversification, and market penetration showcases a proactive approach to addressing market dynamics and customer needs. The company's performance in key segments and outlook for 2023 reflect resilience, adaptability, and a strategic growth mindset.

ACI Worldwide reports mixed Q1 results, eyes long-term growth

ACI Worldwide's Q1 2023 showcased mixed results with revenue growth in some segments and challenges in others, impacting profitability and short-term outlook.
Despite facing hurdles, ACI remains confident in delivering on its long-term growth targets, emphasizing recurring revenue growth and operational efficiency.
The company's strategic wins, global expansions, and involvement in key industry initiatives position it well for future growth and market leadership.

ACI Worldwide reports Q2 results, eyes growth in real-time payments

ACI Worldwide's Q2 performance showed mixed results with revenue decline but strong recurring revenue growth. The company's focus on real-time payments, AI integration, and contract wins in key regions bode well for future growth. Challenges lie in managing overall revenue decline and competitive pressures.

ACI Worldwide posts strong Q3 results, focuses on payment innovation

ACI Worldwide (ACIW) delivered robust Q3 results, driven by revenue growth across segments and a focus on strategic investments.
The company's appointment of a new CTO underscores its commitment to innovation in real-time and intelligent payments solutions.
While facing challenges in certain segments, ACI's strong performance and reiterated guidance signal a positive outlook for future growth.
By capitalizing on opportunities in payment innovation and segment-specific strategies, ACI is poised to navigate challenges and drive continued success.

ACI Worldwide reports solid '23 performance, eyes real-time payment growth

ACI Worldwide's 2023 performance was strong, with growth across key segments and positive financial results.
The company aims to capitalize on market opportunities in real-time payments and expand its customer base.
Challenges include sustaining growth in competitive markets and navigating the evolving landscape of payment solutions.

ACI Worldwide exceeds Q1 expectations, raises guidance amid growth prospects

ACI Worldwide delivered strong Q1 2024 results, driven by robust revenue growth and improved profitability, positioning the company for continued success.
While facing challenges in certain segments, ACI's strategic focus on modernization and growth opportunities in real-time payments sets a positive trajectory for future performance.
With an optimistic outlook and raised full-year guidance, ACI is well-positioned to capitalize on market opportunities and deliver value to shareholders.

ACI Worldwide (ACIW) reports robust Q2 earnings and raises 2024 guidance

ACI Worldwide (ACIW) delivered impressive financial results in Q2 2024, driven by revenue growth across key segments and enhanced operational efficiency.
The company's focus on expanding customer base, strategic initiatives, and improved financial guidance underscore its resilience and growth potential.
While facing challenges in certain segments, ACIW's strong performance, cash flow, and outlook position it favorably for future opportunities and sustained growth.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

MIAMI--(BUSINESS WIRE)-- #payments--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced it has been named a 2022 Microsoft Financial Services Partner of the Year Award finalist. ACI was among a global field of top Microsoft partners honored for demonstrating excellence in innovation and implementation of customer solutions based on Microsoft technology. “This award highlights the unique strength and impact that ACI and Microsoft provide when two

ACI Worldwide Recognized as 2022 Microsoft Financial Services Partner of the Year Finalist

MIAMI & LONDON--(BUSINESS WIRE)-- #payments--ACI Worldwide picked up top honors in two categories at the Retail Systems Awards, which celebrate technology innovation in the retail sector.

ACI Worldwide Wins Omni-Channel Solution of the Year and Alternative Payments Solution Honors at 2022 Retail Systems Awards

Private equity firm One Equity Partners has agreed to purchase payments software provider ACI Worldwide's Digital Business Banking Solutions, which is an application programming interface (API)-driven solution for banking firms. According to the Tuesday (June 7) press release, the new entity will operate under the name Dragonfly Financial Technologies.

ACI Worldwide Sells ACI Digital Business Banking Solutions to One Equity Partners

NEW YORK--(BUSINESS WIRE)--One Equity Partners (“OEP”), a middle market private equity firm, today announced it has agreed to acquire ACI's corporate online banking solutions, a leading API-driven solution for the banking industry, from ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software. Upon completing the transaction, the entity will operate independently under the new name, Dragonfly Financial Technologies. The industry-leading technology markete

One Equity Partners Agrees to Acquire Leading Corporate Banking Technology

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical real-time payment software, announced a definitive agreement to divest its corporate online banking solutions to One Equity Partners ("OEP"), a middle market private equity firm. Marketed as ACI Digital Business Banking, the leading technology platform provides solutions for commercial and business banking customers through an API-driven interface. The divestment aligns with ACI's three-pillar strategy –

ACI Worldwide Divests Corporate Online Banking Solutions

MIAMI & AMSTERDAM--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced ACI Smart Engage, a unique mobile engagement platform that enables merchants worldwide to serve up their inventory of goods and services directly to consumers' smartphones using location, voice and image recognition technology, taking shopping-on-the-go to a new level. With ACI Smart Engage, geolocation coupled with scannable media and audio tags

ACI Worldwide Advances Instant, Everywhere Economy with Launch of Smart Engage – Enabling Shopping-on-the-Go While Boosting Merchant Sales

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q1 2022 Results Conference Call May 5, 2022 8:30 AM ET Company Participants John Kraft - VP, IR Odilon Almeida - President and CEO Scott Behrens - CFO Conference Call Participants George Sutton - Craig-Hallum Peter Heckmann - D.A. Davidson Sam Salvas - Needham & Company Pallav Saini - Canaccord Genuity Operator Good day, and thank you for standing by.

ACI Worldwide, Inc. (ACIW) CEO Odilon Almeida on Q1 2022 Results - Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, announced financial results today for the quarter ended March 31, 2022. ACI delivered a strong first quarter, with revenue growth of 13% and new ARR bookings up 117% versus 2021. “We continue to execute on the rigorous and disciplined management processes implemented in the last two years, making our business more predictable and our growth momentum clear,” said Odilon Almei

ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended March 31, 2022

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, applauded the progress of the FedNow Pilot Program, the new U.S. real-time payments system, and announced the company's expanded leadership involvement in testing before the planned industry launch in 2023. In its leading role in the FedNow pilot's advisory phase since 2021, ACI has helped the progress toward critical milestones through testing and design activities of the F

ACI Worldwide Leader Role in FedNow Pilot Expanded and Lauds Progress

ATLANTA , April 28, 2022 /PRNewswire/ -- Prolific Banking, Inc. announced a partnership with ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software. The alliance will enable Prolific's On-Ramp solution to be pre-integrated into ACI Universal Online Banker, part of the ACI Digital Business Banking solution, and support Enrollment-as-a-Service.

Prolific Banking Inc. Partners with ACI Worldwide to Drive Digital Banking

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced its participation at Smarter Faster Payments 2022, Nacha's annual conference that brings together payments professionals from financial institutions, solutions providers and corporates. The event will take place May 1-4 at Gaylord Opryland Resort & Convention Center, Nashville, TN. ACI experts will speak on topics including real-time payments, fraud preve

ACI Worldwide to Highlight Real-Time Payments and Fraud Prevention at Nacha Smarter Faster Payments 2022

MIAMI--(BUSINESS WIRE)-- #payments--Driven by Mastercard and ACI Worldwide Real-Time Payments solution, Peru's Cámara de Compensación Electrónica (CCE) wins Celent Model Bank 2022 Award

Driven by the Mastercard and ACI Worldwide Real-Time Payments Joint Solution, Peru's Cámara de Compensación Electrónica (CCE) Wins Celent Model Bank 2022 Award

MIAMI--(BUSINESS WIRE)--National governments and central banks that enable the vital move towards real-time payments unlock economic growth and accelerate financial inclusion for increasingly fast-paced and digital-led ‘gig economies' according to the third edition of Prime Time for Real Time 2022, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData, a leading data and analytics company, and the Centre for Economics and Business Research (Cebr). The report – tracking real

Emerging Economies Outpace Developed Nations in Real-Time Payments Modernization – Boosting Global Economic Growth – ACI Worldwide Report

BRASILIA, Brazil--(BUSINESS WIRE)--Latin America is poised to reap significant economic growth accelerated by the adoption of real-time payments, despite the region's fractured financial infrastructure and continued appetite for paper-based transactions, according to the third edition of Prime Time for Real Time 2022, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData, a leading data and analytics company, and the Centre for Economics and Business Research (Cebr). The re

Latin American Economies Poised to Reap Economic Benefits of Real-Time Payments as Adoption Gathers Pace – ACI Worldwide Report

CAPE TOWN, South Africa--(BUSINESS WIRE)--Africa's nations are looking to real-time payments to help drive economic growth and financial inclusion, according to the 3rd edition of Prime Time for Real Time 2022, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData, a leading data and analytics company, and the Centre for Economics and Business Research. The report – tracking real-time payments volumes and growth across 53 countries – includes an economic impact study for th

Africa Seeks to Unlock Huge Untapped Real-Time Payments Potential – ACI Worldwide Report

LONDON--(BUSINESS WIRE)--Leading European economies, including the UK and France, lag behind emerging economies, such as India and Brazil, when it comes to real-time payments modernization and are losing out on economic growth, according to the 3rd edition of Prime Time for Real Time 2022, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData , a leading data and analytics company, and the Centre for Economics and Business Research (Cebr). The report – tracking real-time pa

Europe Lags Behind Emerging Nations in Real-Time Payments Modernization - Missing Out on Economic Growth - ACI Worldwide Report

SYDNEY--(BUSINESS WIRE)--Australia and New Zealand are looking to a new era in real-time payments with a renewed sense of urgency and rush to modernise as the region seeks to make ground on regional competitors, according to the 3rd edition of Prime Time for Real Time 2022, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData, a leading data and analytics company, and the Centre for Economics and Business Research (Cebr). The report – tracking real-time payments volumes an

Australia and New Zealand Look to New Era in Real-Time Payments – ACI Worldwide Report

SINGAPORE--(BUSINESS WIRE)--Asia-Pacific is gearing up for the next phase of its real-time payments journey as the region's major players seek new growth opportunities and prepare to enter the next stage of their real-time payments development, according to the third edition of Prime Time for Real Time 2022, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData, a leading data and analytics company, and the Centre for Economics and Business Research (Cebr). The report – tra

Real-Time Payments Evolution Underway as Asia-Pacific Seeks New Growth Frontiers – ACI Worldwide Report

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the first quarter of 2022 on May 5, 2022. Management will host a conference call at 8:30 am EST to discuss these results. Interested persons may access a real-time webcast of the teleconference at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll free (866) 914-7436. Ple

ACI Worldwide, Inc. To Release First Quarter 2022 Financial Results

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced its participation at Ellucian Live 2022, the largest user event in higher education technology. The hybrid (virtual and in-person) event will take place April 10-13, 2022 at The Colorado Convention Center, Denver, CO. “Serving medium and large colleges and universities, Ellucian is a strategic partner for ACI in the higher education vertical, and we're excite

ACI Worldwide to Spotlight Digital Wallet, Mobile and Alternative Payments at Ellucian Live 2022

MIAMI & SINGAPORE & JAKARTA, Indonesia--(BUSINESS WIRE)-- #ACI--Indonesian Interbank Network Giant, ALTO, Adds ACI Worldwide Fraud Management to Enhance National Payment Experience

Indonesian Interbank Network Giant, ALTO, Adds ACI Worldwide Fraud Management to Enhance National Payment Experience

MIAMI--(BUSINESS WIRE)--New tax payments data from ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, shows usage of mobile for paying taxes increased 27 percent from 2021 to 2022. In addition, an ACI-commissioned YouGov study shows that check preference continued to decline—from 21 percent in 2021 to 18 percent in 2022. The largest reduction in check preference came from Gen Z (13% in 2021 to 5% in 2022), followed by Millennials (11% in 2021 to 8%

Digital Shift Accelerates Mobile Tax Payments 27 Percent in 2022, According to New ACI Worldwide Data

Global real-time payments software firm ACI Worldwide is introducing a fraud scoring platform powered by machine learning to deliver real-time security and fraud prevention to financial institutions (FIs) of every size, according to a press release on Wednesday (March 9). ACI Fraud Scoring Services (FSS) is a first for the industry and is supported by […]

ACI Worldwide Launches Fraud Scoring for Financial Institutions

MIAMI & LONDON--(BUSINESS WIRE)-- #ACI--ACI Worldwide Launches Innovative ACI Fraud Scoring for Financial Institutions

ACI Worldwide Launches Innovative ACI Fraud Scoring for Financial Institutions

MIAMI--(BUSINESS WIRE)-- #BillPay--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced that ACI Payments Inc.* is now offering PayPal and Venmo payments to federal taxpayers. ACI will be the first vendor to offer Venmo as a payment option for federal taxpayers. By expanding the mobile payment options available to include PayPal and Venmo, ACI is helping to drive digital tax payments for the IRS, thereby reducing costs and increasing taxpayer sa

News for ACI Worldwide Stock (ACIW)