ACI Worldwide

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: ACI on Premise and ACI on Demand. The ACI on Premise segment serves customers who manage their software on site. The ACI on Demand segment covers the needs of banks, financial intermediaries, merchants, and corporates who use payments to facilitate their core business. The company was founded in 1975 and is headquartered in Coral Gables, FL.

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ACI Worldwide reports solid 2022 performance, eyes growth in real-time payments

ACI Worldwide's strong performance in 2022, marked by revenue growth, record bookings, and increased repurchase activity, sets a positive trajectory for 2023. The company's strategic focus on real-time payments, geographic expansion, and SaaS offerings underscores a commitment to driving growth and innovation.
Despite challenges in contract negotiations, CEO transition, and margin management, ACI's market position and growth opportunities position it favorably in the evolving payments landscape. Leveraging opportunities in real-time payments, e-commerce trends, and geographic expansion will be key to sustaining growth.
Overall, ACI's emphasis on real-time payments, revenue diversification, and market penetration showcases a proactive approach to addressing market dynamics and customer needs. The company's performance in key segments and outlook for 2023 reflect resilience, adaptability, and a strategic growth mindset.

ACI Worldwide reports mixed Q1 results, eyes long-term growth

ACI Worldwide's Q1 2023 showcased mixed results with revenue growth in some segments and challenges in others, impacting profitability and short-term outlook.
Despite facing hurdles, ACI remains confident in delivering on its long-term growth targets, emphasizing recurring revenue growth and operational efficiency.
The company's strategic wins, global expansions, and involvement in key industry initiatives position it well for future growth and market leadership.

ACI Worldwide reports Q2 results, eyes growth in real-time payments

ACI Worldwide's Q2 performance showed mixed results with revenue decline but strong recurring revenue growth. The company's focus on real-time payments, AI integration, and contract wins in key regions bode well for future growth. Challenges lie in managing overall revenue decline and competitive pressures.

ACI Worldwide posts strong Q3 results, focuses on payment innovation

ACI Worldwide (ACIW) delivered robust Q3 results, driven by revenue growth across segments and a focus on strategic investments.
The company's appointment of a new CTO underscores its commitment to innovation in real-time and intelligent payments solutions.
While facing challenges in certain segments, ACI's strong performance and reiterated guidance signal a positive outlook for future growth.
By capitalizing on opportunities in payment innovation and segment-specific strategies, ACI is poised to navigate challenges and drive continued success.

ACI Worldwide reports solid '23 performance, eyes real-time payment growth

ACI Worldwide's 2023 performance was strong, with growth across key segments and positive financial results.
The company aims to capitalize on market opportunities in real-time payments and expand its customer base.
Challenges include sustaining growth in competitive markets and navigating the evolving landscape of payment solutions.

ACI Worldwide exceeds Q1 expectations, raises guidance amid growth prospects

ACI Worldwide delivered strong Q1 2024 results, driven by robust revenue growth and improved profitability, positioning the company for continued success.
While facing challenges in certain segments, ACI's strategic focus on modernization and growth opportunities in real-time payments sets a positive trajectory for future performance.
With an optimistic outlook and raised full-year guidance, ACI is well-positioned to capitalize on market opportunities and deliver value to shareholders.

ACI Worldwide (ACIW) reports robust Q2 earnings and raises 2024 guidance

ACI Worldwide (ACIW) delivered impressive financial results in Q2 2024, driven by revenue growth across key segments and enhanced operational efficiency.
The company's focus on expanding customer base, strategic initiatives, and improved financial guidance underscore its resilience and growth potential.
While facing challenges in certain segments, ACIW's strong performance, cash flow, and outlook position it favorably for future opportunities and sustained growth.

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ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

Payments company ACI Worldwide has added its fraud protection service to its Real-Time Payments Cloud. The integration, announced Tuesday (April 18), is aimed at U.S. customers who are preparing for the launch of the Federal Reserve's real-time FedNow payment system in July.

ACI Worldwide Promotes Fraud Protection Ahead of FedNow Launch

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payment solutions, today announced that its award-winning fraud protection services are now available as part of ACI's Real-Time Payments Cloud for U.S. customers preparing for the July launch of FedNow.

ACI Worldwide Creates Faster Pathways to U.S. Real-Time Payments Systems with Integrated Fraud Safeguards

MIAMI--(BUSINESS WIRE)--A new tax payment report from ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payment solutions, developed in partnership with YouGov, shows that awareness of common payment fraud schemes during tax season is down year over year (YoY), making people more susceptible to potential fraud. The greatest change is among younger taxpayers, particularly Gen Z, where fraud awareness decreased from 83% in 2022 to 72% in 2023.

Younger Consumers Less Aware of Common Tax Fraud Schemes, According to New Report From ACI Worldwide Developed in Partnership With YouGov

MIAMI--(BUSINESS WIRE)--New sophisticated use cases for consumers and businesses are driving global RTP volumes to record highs, with 195.0B RTP transactions recorded globally in 2022 — a YoY growth of 63.2% — according to the 2023 Prime Time for Real-Time report, published by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, in partnership with GlobalData, a leading data and analytics company. 511.

World's Major Economies Playing Catch-Up as Widespread Adoption Drives Global Real-Time Payments Growth – ACI Worldwide Report

ACIW reported weak Q4 FY22 results with 3.2% y-o-y decline in the revenues. The operating and net profit margins witnessed a decline from 35% and 24% in Q4 FY21 to 32.8% and 20% in Q4 FY22.

ACI Worldwide: No Significant Upside Potential In The Near Future

Private equity firm Motive Partners is reportedly working to acquire payments technology platform ACI Worldwide. Motive Partners has been seeking financing for a potential deal for weeks and is in talks with ACI Worldwide, Bloomberg reported Thursday (March 16), citing unnamed sources.

Motive Partners Reportedly Working to Acquire Payments Tech Platform ACI Worldwide

MIAMI & TEGUCIGALPA, Honduras--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced a partnership with financial technology company RedAbierta to power real-time payments in Honduras.

ACI Worldwide To Partner With RedAbierta To Power Real-Time Payments in Honduras

SINGAPORE--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time payments and digital payment software solutions, and Security Bank Corporation (Security Bank), a leading universal bank in Philippines, today announced that the bank has chosen ACI Worldwide's Enterprise Payments Platform solution to strengthen its real-time payment capabilities.

ACI Worldwide Partners with Philippines' Security Bank Corporation to Transform the Bank's Real-Time Payments Platform

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For ACI Worldwide, software and platform as a service remain steady growth businesses.  In the company's most recent earnings results on Wednesday (March 1),  ACI said that SaaS and PaaS fees gained 7.8% year on year to $205.8 million.

ACI Reports Steady Growth as Management Says Real-Time Payments Revolution Accelerating

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q4 2022 Earnings Conference Call March 1, 2023 8:30 AM ET Company Participants John Kraft - Senior Vice President of Finance and Strategy Thomas W. Warsop, III - Interim President and CEO Scott Behrens - Executive VP, CFO and CAO Conference Call Participants Pallav Saini - Canaccord Genuity Peter Heckmann - D.A.

ACI Worldwide, Inc. (ACIW) Q4 2022 Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, announced financial results today for the quarter and full year ended December 31, 2022. "2022 was an important year for ACI, with significant new business wins, solid organic revenue growth and accelerating ARR bookings,” said Thomas Warsop, Interim President and CEO of ACI Worldwide.

ACI Worldwide, Inc. Reports Financial Results for the Quarter and Full Year Ended December 31, 2022

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the fourth quarter and full year of 2022 on March 1, 2023. Management will host a conference call at 8:30 am EST to discuss these results and future guidance. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.

ACI Worldwide, Inc. To Release Fourth quarter and Full Year 2022 Financial Results

MIAMI--( BUSINESS WIRE )--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced the expansion of the global reach of its industry-leading, real-time payments software solutions. ACI now powers 25 domestic and pan-regional real-time schemes across six continents — including nine central infrastructures — providing solutions to central banks, participant banks, fintechs and other payment service providers.

ACI Worldwide Increases Global Reach, Powering 25 Domestic and Pan-Regional Real-Time Schemes

MIAMI--( BUSINESS WIRE )--Despite a challenging economic environment, the 2022 holiday shopping season exceeded projections, according to eCommerce intelligence from ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time digital payments solutions, which analyzes millions of eCommerce transactions on an annual basis to assess year-over-year growth. From October through December 2022, eCommerce transactions saw a 21% increase, beating estimates by 6%.

Consumer Optimism Remains Strong Despite Economic Headwinds, Per 2022 Holiday Spending Report From ACI Worldwide

Payments company ACI Worldwide has unveiled a real-time payment solution for merchants. Launched Tuesday (Jan. 17), ACI Instant Pay is designed to help merchants boost their business ahead of the planned debut of the U.S. domestic real-time payments scheme FedNow later this year.

ACI Worldwide Debuts ‘Instant Pay' Ahead of FedNow Launch

ACI Worldwide has debuted a multi-country network to capitalize on digital wallets' growing popularity. The ACI Wallet Hub connects merchants in more than 70 countries to a single hub for more than 200 digital wallets, the payments company said in a news release Tuesday (Jan. 17), letting them “deliver native wallet checkout experiences for consumers.

ACI Worldwide Debuts Hub for 200+ Digital Wallets

MIAMI--( BUSINESS WIRE )--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced the launch of ACI Instant Pay , a new real-time payments solution that enables merchants in the U.S. to accept online, mobile and in-store payments instantly. The expansion of ACI's real-time payments software solutions to merchants reinforces ACI's global leadership in powering domestic and pan-regional real-time schemes reaching billions worldwide.

ACI Worldwide Launches ACI Instant Pay for Merchants - In-Store, Online, and Mobile Real-Time Payments

MIAMI--( BUSINESS WIRE )--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced the launch of ACI Wallet Hub , an integrated network that connects merchants in 70+ countries to a single hub for 200+ global and regional digital wallets.

ACI Worldwide Launches Wallet Hub for Merchants with Access to 200+ Digital Wallets in 70+ Countries

ACI Worldwide is reportedly in talks about a potential sale. The provider of payments software is talking with private equity firms and working with financial advisors as it gauges interest in an acquisition, Bloomberg reported Wednesday (Jan. 4), citing unnamed sources.

Payments Software Firm ACI Worldwide Seeks Potential Buyer

Payments technology provider ACI Worldwide Inc is in talks with private equity firms for a potential sale of the company, Bloomberg News reported on Wednesday, citing people familiar with the matter.

Payments provider ACI Worldwide considers sale, shares surge - Bloomberg News

LONDON & MIAMI--( BUSINESS WIRE )--Axerve, Payment Partner to Grow and a specialist in developing accessible and frictionless payment solutions, and ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, have announced the launch of a strategic partnership — geared towards offering enhanced payment orchestration services to eCommerce merchants across the U.K., Europe and the U.S.

Axerve Partners With ACI Worldwide to Help eCommerce Businesses Grow Revenues in the U.K.

MIAMI & JAKARTA, Indonesia--( BUSINESS WIRE )--BI-FAST, Indonesia's domestic real-time payments scheme — provided by Bank Indonesia and powered by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software — has announced plans to launch a wide range of new real-time payment services as the scheme celebrates its first anniversary.

ACI Worldwide to Accelerate Indonesia's Real-Time Revolution with New BI-FAST Payment Services and Expanded Bank Participation

MIAMI & AUCKLAND, New Zealand--( BUSINESS WIRE )--New Zealand's economy could benefit from additional economic growth of $271 million, or 0.1%, by 2027 — if the country were to introduce a domestic real-time payments scheme, according to a study by the Centre for Economic and Business Research (Cebr) — commissioned by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, and Payments NZ, the payments industry association responsible for the governance of New Zealand's core payment systems.

Real-Time Payments Could Unlock $271 Million of Additional GDP to New Zealand's Economy by 2027

MIAMI & LONDON--( BUSINESS WIRE )--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, and NTT DATA, a leading global technology company and IT systems integrator, will work together to advance growth into new markets across Europe and Latin America, focusing on the Italian market initially. Under a recently signed partnership, NTT DATA will integrate ACI Secure eCommerce into its technology solutions portfolio, instantly expanding merchant access to hundreds of local and cross-border acquirers and new card, digital and mobile payment methods.

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