ACI Worldwide

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: ACI on Premise and ACI on Demand. The ACI on Premise segment serves customers who manage their software on site. The ACI on Demand segment covers the needs of banks, financial intermediaries, merchants, and corporates who use payments to facilitate their core business. The company was founded in 1975 and is headquartered in Coral Gables, FL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

ACI Worldwide reports solid 2022 performance, eyes growth in real-time payments

ACI Worldwide's strong performance in 2022, marked by revenue growth, record bookings, and increased repurchase activity, sets a positive trajectory for 2023. The company's strategic focus on real-time payments, geographic expansion, and SaaS offerings underscores a commitment to driving growth and innovation.
Despite challenges in contract negotiations, CEO transition, and margin management, ACI's market position and growth opportunities position it favorably in the evolving payments landscape. Leveraging opportunities in real-time payments, e-commerce trends, and geographic expansion will be key to sustaining growth.
Overall, ACI's emphasis on real-time payments, revenue diversification, and market penetration showcases a proactive approach to addressing market dynamics and customer needs. The company's performance in key segments and outlook for 2023 reflect resilience, adaptability, and a strategic growth mindset.

ACI Worldwide reports mixed Q1 results, eyes long-term growth

ACI Worldwide's Q1 2023 showcased mixed results with revenue growth in some segments and challenges in others, impacting profitability and short-term outlook.
Despite facing hurdles, ACI remains confident in delivering on its long-term growth targets, emphasizing recurring revenue growth and operational efficiency.
The company's strategic wins, global expansions, and involvement in key industry initiatives position it well for future growth and market leadership.

ACI Worldwide reports Q2 results, eyes growth in real-time payments

ACI Worldwide's Q2 performance showed mixed results with revenue decline but strong recurring revenue growth. The company's focus on real-time payments, AI integration, and contract wins in key regions bode well for future growth. Challenges lie in managing overall revenue decline and competitive pressures.

ACI Worldwide posts strong Q3 results, focuses on payment innovation

ACI Worldwide (ACIW) delivered robust Q3 results, driven by revenue growth across segments and a focus on strategic investments.
The company's appointment of a new CTO underscores its commitment to innovation in real-time and intelligent payments solutions.
While facing challenges in certain segments, ACI's strong performance and reiterated guidance signal a positive outlook for future growth.
By capitalizing on opportunities in payment innovation and segment-specific strategies, ACI is poised to navigate challenges and drive continued success.

ACI Worldwide reports solid '23 performance, eyes real-time payment growth

ACI Worldwide's 2023 performance was strong, with growth across key segments and positive financial results.
The company aims to capitalize on market opportunities in real-time payments and expand its customer base.
Challenges include sustaining growth in competitive markets and navigating the evolving landscape of payment solutions.

ACI Worldwide exceeds Q1 expectations, raises guidance amid growth prospects

ACI Worldwide delivered strong Q1 2024 results, driven by robust revenue growth and improved profitability, positioning the company for continued success.
While facing challenges in certain segments, ACI's strategic focus on modernization and growth opportunities in real-time payments sets a positive trajectory for future performance.
With an optimistic outlook and raised full-year guidance, ACI is well-positioned to capitalize on market opportunities and deliver value to shareholders.

ACI Worldwide (ACIW) reports robust Q2 earnings and raises 2024 guidance

ACI Worldwide (ACIW) delivered impressive financial results in Q2 2024, driven by revenue growth across key segments and enhanced operational efficiency.
The company's focus on expanding customer base, strategic initiatives, and improved financial guidance underscore its resilience and growth potential.
While facing challenges in certain segments, ACIW's strong performance, cash flow, and outlook position it favorably for future opportunities and sustained growth.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q3 2022 Results Conference Call November 2, 2022 8:00 AM ET Company Participants John Kraft - Senior Vice President of Finance and Strategy Odilon Almeida - President, CEO and Director Scott Behrens - Executive VP, CFO and CAO Conference Call Participants Mayank Tandon - Needham & Company Peter Heckmann - Davidson Joseph Vafi - Canaccord Genuity Mark Palmer - BTIG George Sutton - Craig-Hallum Capital Charles Nabhan - Stephens Inc Operator Good morning. My name is Abby, and I will be your conference operator today.

ACI Worldwide, Inc. (ACIW) Q3 2022 Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced financial results today for the quarter ending September 30, 2022.

ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended September 30, 2022

MIAMI--(BUSINESS WIRE)-- #Fraud--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, has been awarded a silver medal for its Corporate Social Responsibility performance from EcoVadis, one of the world's largest independent providers of business sustainability ratings and assessments.

ACI Worldwide Honored with EcoVadis Silver Medal for Corporate Social Responsibility Performance

MIAMI--(BUSINESS WIRE)-- #Fraud--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the third quarter of 2022 on November 2, 2022.

ACI Worldwide, Inc. To Release Third Quarter 2022 Financial Results

MIAMI--(BUSINESS WIRE)-- #payments--According to new ACI Worldwide data, merchants are using fraud management to shore up balance sheets.

Merchants Use Fraud Management to Shore up Balance Sheets – ACI Worldwide Data

MIAMI & FALMOUTH--(BUSINESS WIRE)-- #billpayments--ACI Worldwide and Constant have announced a partnership enabling lenders to increase loan volumes, streamline collection processes and drive revenue.

ACI Worldwide's Speedpay and Leading Loan Servicing Fintech – Constant – Modernize Customer Experience

MIAMI--(BUSINESS WIRE)-- #mobilepayments--ACI Smart Engage, a unique mobile engagement platform from ACI Worldwide, has been recognized by Juniper Research for outstanding retail innovation.

ACI Smart Engage Wins Juniper Future Digital Awards for Retail Innovation

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is ACI Worldwide (ACIW) Stock Undervalued Right Now?

MIAMI & LONDON--(BUSINESS WIRE)-- #eCommerce--Westpay's new “Integrated Commerce” offering enables merchants to provide customers a seamless and secure payments experience across all channels

Sweden's Westpay Enlists ACI Worldwide to Offer Omni-Commerce Payments to Merchants

MIAMI--(BUSINESS WIRE)-- #payments--ACI Worldwide has announced that Amanda Mickleburgh has been appointed Co-Chair of the European Advisory Board of the Merchant Risk Council (MRC).

Merchant Risk Council Appoints ACI Worldwide's Amanda Mickleburgh as Co-Chair of European Advisory Board

MIAMI & PROVO, Utah--(BUSINESS WIRE)-- #payments--ACI Worldwide enables digital bill payments for GOLDPoint Systems, allowing lenders to go to market quickly and drive customer self-service

ACI Worldwide Enables Digital Bill Payments for GOLDPoint Systems

Real-time payment software company ACI Worldwide has officially sold its corporate online banking solutions to venture capital firm One Equity Partners for $100 million, a press release said. This sale will encompass customer contracts, technology assets and intellectual property, and the employees working in those divisions will now be working for One Equity Partners.

ACI Worldwide Completes $100M Sale of Online Banking Unit

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), completes sale of corporate online banking solutions to One Equity Partners, for $100 million in cash.

ACI Worldwide Completes Corporate Online Banking Solutions Divestiture

End-to-end payment solutions provider EFT Corporation is instituting new fraud protection measures across Africa through a partnership with real-time payments firm ACI Worldwide.

African FinTech EFT Corporation Fights Fraud With ACI Worldwide Partnership

MIAMI & SEOUL, South Korea--(BUSINESS WIRE)-- #payments--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced that Eximbay, South Korea's leading overseas payment services provider (PSP), has added ACI Fraud Management for Merchants real-time fraud prevention solution to its payment services capabilities. The addition of ACI Fraud Management for Merchants is part of Eximbay's efforts to provide greater security, reassurance and resilience for its

Eximbay Strengthens Cross-Border eCommerce Fraud Management with ACI Worldwide

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q2 2022 Earnings Conference Call August 4, 2022 8:30 AM ET Company Representatives Odilon Almeida - President, Chief Executive Officer Scott Behrens - Chief Financial Officer John Kraft - Head of Strategy and Finance Conference Call Participants George Sutton - Craig Hallum Charles Nabhan - Stephens Operator Good day ladies and gentlemen and welcome to the ACI Worldwide, Second Quarter 2022 Conference Call. All lines have been placed on a listen-only mode and the floor will be open for your questions and comments following the presentation.

ACI Worldwide, Inc. (ACIW) CEO Odilon Almeida on Q2 2022 Results - Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide Present at Multiple Investor Conferences throughout August

ACI Worldwide Present at Multiple Investor Conferences

MIAMI & SINAGPORE--(BUSINESS WIRE)-- #payments--ACI Worldwide has announced an agreement with Japan Card Network, Inc, CARDNET, to modernize its digital payments infrastructure.

ACI Worldwide and CARDNET Team Up to Modernize Digital Payments in Japan

MIAMI--(BUSINESS WIRE)-- #payments--ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended June 30, 2022

ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended June 30, 2022

MIAMI--(BUSINESS WIRE)-- #billpay--According to the bi-annual ACI Speedpay Pulse survey, mobile Is transforming bill payment habits across all age groups

Mobile Is Transforming Bill Payment Habits of All Age Groups – Bi-Annual ACI Speedpay Pulse Survey

MIAMI--(BUSINESS WIRE)-- #payments--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the second quarter of 2022 on August 4, 2022. Management will host a conference call at 8:30 am EST to discuss these results. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll-free (888) 645-4404. Please

ACI Worldwide, Inc. To Release Second Quarter 2022 Financial Results

MIAMI, Fla. and SYDNEY , July 21, 2022 /PRNewswire/ -- ACI Worldwide  (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, today announced that IR (ASX:IRI), a leading global provider of performance management and analytics for payment ecosystems, has extended its partnership with ACI to include enriched end-to-end enterprise transaction monitoring.

ACI Worldwide and IR Partnership Unlocks Insights Through Real-Time Enterprise Transaction Monitoring

MIAMI--(BUSINESS WIRE)-- #payments--Amazon Prime Days 2022 helped buoy the wider retail market and drive double-digit sales growth, as merchants across the world used interest in its annual sales event to help boost their own sales, according to ACI Worldwide. ACI Worldwide (NASDAQ: ACIW), is the global leader in mission-critical software, and its merchant business serves tens of thousands of businesses worldwide. The payments leader analysis showed that across its merchant customers overall transaction vo

Prime Days: Wider Retail Market Buoyed, Led by Mobile, Electrical and Electronic Sales – ACI Worldwide Data

MIAMI--(BUSINESS WIRE)-- #payments--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, received further industry recognition with ACI Fraud Management for Merchants winning the Most Innovative Fraud Prevention Solution category at the recent Merchant Payments Ecosystem Awards in Berlin. An independent panel of leading industry experts chose ACI for its patented incremental learning technology within its real-time fraud management platform, which represents a c

ACI Fraud Management Wins at 2022 Merchant Payments Ecosystem Awards

MIAMI & LAGOS, Nigeria--(BUSINESS WIRE)-- #payments--Nigeria's real-time and digital payments revolution is driving economic growth and financial inclusion at unprecedented levels for the largest African economy, according to the third edition of Prime Time for Real-Time, published by ACI Worldwide, (NASDAQ: ACIW), in partnership with GlobalData, a leading data and analytics company, and the Centre for Economics and Business Research (Cebr). The report – tracking real-time payment volumes and growth across

Nigeria's Economy Reaps Benefits of Real-Time and Digital Banking Transformation – US$6 billion of Additional GDP Growth Forecast by 2026 – ACI Worldwide Report

News for ACI Worldwide Stock (ACIW)