ACI Worldwide

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: ACI on Premise and ACI on Demand. The ACI on Premise segment serves customers who manage their software on site. The ACI on Demand segment covers the needs of banks, financial intermediaries, merchants, and corporates who use payments to facilitate their core business. The company was founded in 1975 and is headquartered in Coral Gables, FL.

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ACI Worldwide reports solid 2022 performance, eyes growth in real-time payments

ACI Worldwide's strong performance in 2022, marked by revenue growth, record bookings, and increased repurchase activity, sets a positive trajectory for 2023. The company's strategic focus on real-time payments, geographic expansion, and SaaS offerings underscores a commitment to driving growth and innovation.
Despite challenges in contract negotiations, CEO transition, and margin management, ACI's market position and growth opportunities position it favorably in the evolving payments landscape. Leveraging opportunities in real-time payments, e-commerce trends, and geographic expansion will be key to sustaining growth.
Overall, ACI's emphasis on real-time payments, revenue diversification, and market penetration showcases a proactive approach to addressing market dynamics and customer needs. The company's performance in key segments and outlook for 2023 reflect resilience, adaptability, and a strategic growth mindset.

ACI Worldwide reports mixed Q1 results, eyes long-term growth

ACI Worldwide's Q1 2023 showcased mixed results with revenue growth in some segments and challenges in others, impacting profitability and short-term outlook.
Despite facing hurdles, ACI remains confident in delivering on its long-term growth targets, emphasizing recurring revenue growth and operational efficiency.
The company's strategic wins, global expansions, and involvement in key industry initiatives position it well for future growth and market leadership.

ACI Worldwide reports Q2 results, eyes growth in real-time payments

ACI Worldwide's Q2 performance showed mixed results with revenue decline but strong recurring revenue growth. The company's focus on real-time payments, AI integration, and contract wins in key regions bode well for future growth. Challenges lie in managing overall revenue decline and competitive pressures.

ACI Worldwide posts strong Q3 results, focuses on payment innovation

ACI Worldwide (ACIW) delivered robust Q3 results, driven by revenue growth across segments and a focus on strategic investments.
The company's appointment of a new CTO underscores its commitment to innovation in real-time and intelligent payments solutions.
While facing challenges in certain segments, ACI's strong performance and reiterated guidance signal a positive outlook for future growth.
By capitalizing on opportunities in payment innovation and segment-specific strategies, ACI is poised to navigate challenges and drive continued success.

ACI Worldwide reports solid '23 performance, eyes real-time payment growth

ACI Worldwide's 2023 performance was strong, with growth across key segments and positive financial results.
The company aims to capitalize on market opportunities in real-time payments and expand its customer base.
Challenges include sustaining growth in competitive markets and navigating the evolving landscape of payment solutions.

ACI Worldwide exceeds Q1 expectations, raises guidance amid growth prospects

ACI Worldwide delivered strong Q1 2024 results, driven by robust revenue growth and improved profitability, positioning the company for continued success.
While facing challenges in certain segments, ACI's strategic focus on modernization and growth opportunities in real-time payments sets a positive trajectory for future performance.
With an optimistic outlook and raised full-year guidance, ACI is well-positioned to capitalize on market opportunities and deliver value to shareholders.

ACI Worldwide (ACIW) reports robust Q2 earnings and raises 2024 guidance

ACI Worldwide (ACIW) delivered impressive financial results in Q2 2024, driven by revenue growth across key segments and enhanced operational efficiency.
The company's focus on expanding customer base, strategic initiatives, and improved financial guidance underscore its resilience and growth potential.
While facing challenges in certain segments, ACIW's strong performance, cash flow, and outlook position it favorably for future opportunities and sustained growth.

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ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Banks, Merchants, and Billers. The firm offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors, implementation services, including product installations and configurations, and custom software modifications. It markets its products under the ACI Worldwide brand. ACI Worldwide was founded in 1975 and is headquartered in Elkhorn, NE.

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q2 2023 Earnings Conference Call August 3, 2023 8:30 AM ET Company Participants John Kraft - SVP of Finance and Strategy Tom Warsop - President and CEO Scott Behrens - CFO Conference Call Participants Alli Heckmann - D.A. Davidson Joseph Vafi - Canaccord George Sutton - Craig-Hallum Operator Thank you for standing by.

ACI Worldwide, Inc. (ACIW) Q2 2023 Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced financial results today for the quarter ended June 30, 2023. “We are pleased with our second quarter results, which came in above our expectations,” said Thomas Warsop, President and CEO of ACI Worldwide. “I am particularly pleased with the strength in our recurring revenue in Q2 and for the first half of 2023. We also generated notable profitability improvements as.

ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended June 30, 2023

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that the company management will participate in the following investor conferences: August 8, 2023: Canaccord Genuity's 43rd Annual Growth Conference at the InterContinental Boston August 10, 2023: Wells Fargo 8th Annual FinTech, Information & Business Services Forum at The Newport Harbor Island Resort in Newport, RI August 17, 2023: 5th Annual Needham FinT.

ACI Worldwide to Attend Upcoming Investor Conferences

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today it will be supporting transactions on the Federal Reserve's newly live instant payment rail, the FedNow Service. ACI is among the first service providers that will be supporting transaction activity for financial institutions on the service. Through the FedNow Service, ACI Worldwide is positioned to offer financial institution customers access to instant paymen.

ACI Worldwide Supports the FedNow® Service, Advancing U.S. Payment System

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the second quarter of 2023 on August 3, 2023. Management will host a conference call at 8:30 a.m. Eastern Time to discuss these results. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll-free (888) 660-637.

ACI Worldwide, Inc. To Release Second Quarter 2023 Financial Results

SÃO PAULO--(BUSINESS WIRE)--ACI Worldwide, the global leader in real-time payment software, joins forces with Dock, one of Latin America's top technology companies for payments and banking, to unveil Acquiring as a Service solutions in the Brazilian market. This innovative as-a-service model redefines the acquiring landscape, allowing non-financial institutions like retailers, restaurants, apparel, and e-commerce businesses to step into the role of acquirers through a simple subscription proces.

ACI Worldwide and Dock team up to launch Acquiring as a Service solutions

America's consumer finance regulator has fined ACI Worldwide for processing more than $2 billion in unauthorized mortgage payments. The Consumer Finance Protection Bureau (CFPB) said Tuesday it had fined ACI $25 million over transactions that happened in 2021 and impacted close to half a million homeowners with mortgages serviced by a company known as Mr.

CFPB Cites ACI Worldwide in $2 Billion ‘Mortgage Fiasco'

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that the Company has consented to the issuance of a Consent Order with the U.S. Consumer Financial Protection Bureau (CFPB) relating to the previously disclosed inadvertent transmission of ACH files associated with one of the Company's mortgage servicing customers to the ACH network during a test of the Company's Speedpay bill payment platform in April 2021. At.

ACI Worldwide Consents to Issuance of U.S. Consumer Financial Protection Bureau Consent Order

MIAMI & MADRID--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments technology, today announced that it is supporting banks and financial institutions to comply with and prepare for the upcoming European Commission (EC) Mandate on Instant Payments*, enabling them to reap the many benefits instant payments offer and ultimately secure their competitiveness in a payments market driven by real-time and digital transformation. With a choice of flexi.

ACI Readies European Banks and Merchants for Instant Payments

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced it has launched ACI Instant Pay — a real-time payments solution that enables merchants to accept instant online, mobile and in-store payments via a simple API integration with ACI Payments Orchestration Platform — in Europe and the U.K. The move comes against the backdrop of a regulatory push in Europe. Banks across the Eurozone must comply with a proposed Euro.

ACI Worldwide Launches ACI Instant Pay for Merchants in Europe and U.K.

MIAMI--(BUSINESS WIRE)--One in every five global consumers surveyed in 2022 said they fell victim to payments fraud in the last four years — 26.9% of whom are victims of Authorized Push Payment (APP) scams, which is the number one fraud threat globally — according to the 2023 Prime Time for Real-Time report published by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, in partnership with GlobalData, a leading data and analytics company. APP scams h.

APP Scams Emerge as the Top Payments Fraud Threat With Fraudsters Changing Tactics, Finds ACI Worldwide Report

ACI Worldwide, Inc. reported its Q1 2023 financial results on May 4, 2023. The firm provides an array of payment technologies to organizations worldwide. While ACI Worldwide targets 8% topline growth starting in 2024, my more conservative approach indicates the stock may be fully valued here.

ACI Worldwide Revenue Slows On Timing Of Renewals

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that its Board of Directors (the “Board”) has appointed Thomas Warsop as President and Chief Executive Officer, effective June 1, 2023. Warsop, a seasoned executive and financial services technology expert, has served as Interim President and CEO since November 2022. He will also continue to serve on the ACI Board, where he has been a director since 2015. Adali.

ACI Worldwide Announces Appointment of Thomas Warsop as President and Chief Executive Officer

SINGAPORE--(BUSINESS WIRE)--Real-time payments (RTP) transaction volumes in the Asia Pacific (APAC) region are expected to grow from 49.2 billion in 2022 to 96.2 billion by 2027, representing a CAGR of 14.1%, according to the 2023 Prime Time for Real-Time report published by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, in partnership with GlobalData, a leading data and analytics company. APAC is one of the most innovative RTP markets globally,.

Asia Pacific Continues Growth Trajectory in Real-Time Payments Market, Leads the Way in Cross-Border Payment Linkages

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced a collaboration with Red Hat OpenShift, the industry's leading enterprise Kubernetes platform, to enable financial institutions and payment providers to utilize ACI solutions on the platform. The collaboration will open new ways for ACI customers to take advantage of the cloud, allowing for an advanced, cohesive strategy for ACI to support both private and publ.

ACI Worldwide Collaborates With Red Hat To Expand Payments Cloud Offering

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced the addition of Swift Go to its cross-border payments offering. In response to the growing demand for new cross-border, real-time payment services, ACI will enable banks to utilize Swift Go via the ACI Enterprise Payments Platform. Swift Go is a new standard in low-value international payments, enabling consumers and SME customers to send simple, fast and trans.

ACI Worldwide To Offer Banks New Cross-Border, Real-Time Payment Services

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payment solutions, today announced that it is among the first in the payments industry to complete testing and certification for the FedNow℠ Service, the Federal Reserve's new instant payments offering launching this July. Working closely with the U.S. Federal Reserve and stakeholders across the payments industry, ACI identified Corporate One Federal Credit Union as its initial partner to integr.

ACI Worldwide Certified on FedNow, Integrating Corporate One FCU on ACI Real-Time Payments Cloud

ACI Worldwide, Inc. (NASDAQ:ACIW ) Q1 2023 Earnings Conference Call May 4, 2023 8:30 AM ET Company Participants John Kraft - SVP of Finance and Strategy Tom Warsop - Interim President and CEO Scott Behrens - CFO Conference Call Participants Peter Heckmann - D.A. Davidson Will Johnston - Canaccord Genuity Samuel Salvas - Needham & Company Operator Good morning.

ACI Worldwide, Inc. (ACIW) Q1 2023 Earnings Call Transcript

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software, announced financial results today for the quarter ended March 31, 2023. “First quarter results were consistent with our expectations and reflect our team's solid execution in what remains an uncertain economic environment,” said Thomas Warsop, Interim President and CEO of ACI Worldwide. “In particular, the actions taken in our Biller business, including those addressing the.

ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended March 31, 2023

DUBAI, United Arab Emirates--(BUSINESS WIRE)--The Middle East is fast becoming the global hotspot for the real-time payments revolution sweeping the globe. The region is the fastest-growing real-time payments market globally, with transactions in the region expected to grow from $675 million in 2022 to $2.6 billion by 2027, representing a compound annual growth rate (CAGR) of 30.6%, according to the 2023 Prime Time for Real-Time report, published by ACI Worldwide (NASDAQ: ACIW), a global leader.

The Middle East Is the Fastest Growing Real-Time Payments Market Globally, Finds ACI Worldwide Report

ATLANTA , April 24, 2023 /PRNewswire/ -- ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments, has teamed up with MagicCube, the creator of i-Accept™, to deliver secure and seamless contactless payments on commercial off-the-shelf (COTS) smartphones and tablets using Tap to Pay—with or without PIN. The solution will provide mid-size and large retailers operating in complex environments with device-agnostic control and visibility of transaction data.

ACI Worldwide and MagicCube Partner to Deliver Tap to Pay Acceptance for Mid- to Large Retailers

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the first quarter of 2023 on May 4, 2023. Management will host a conference call at 8:30 am Eastern Time to discuss these results. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll-free (888) 660-6377.

ACI Worldwide, Inc. To Release First Quarter 2023 Financial Results

Payments company ACI Worldwide has added its fraud protection service to its Real-Time Payments Cloud. The integration, announced Tuesday (April 18), is aimed at U.S. customers who are preparing for the launch of the Federal Reserve's real-time FedNow payment system in July.

ACI Worldwide Promotes Fraud Protection Ahead of FedNow Launch

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payment solutions, today announced that its award-winning fraud protection services are now available as part of ACI's Real-Time Payments Cloud for U.S. customers preparing for the July launch of FedNow.

ACI Worldwide Creates Faster Pathways to U.S. Real-Time Payments Systems with Integrated Fraud Safeguards

MIAMI--(BUSINESS WIRE)--A new tax payment report from ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payment solutions, developed in partnership with YouGov, shows that awareness of common payment fraud schemes during tax season is down year over year (YoY), making people more susceptible to potential fraud. The greatest change is among younger taxpayers, particularly Gen Z, where fraud awareness decreased from 83% in 2022 to 72% in 2023.

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