Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

U.S. Bancorp on January 17th reported a net income of $1,62 billion, down significantly year-on-year from the $1,87 billion reported in Q4 2022, and also from Q3 2023's net income of $1,736 billion. In total, this represented a decrease of 8.6 percent.

U.S. Bancorp net revenues increased more than ten percent in 2023. Why?

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Reports Fourth Quarter 2023 Results.

U.S. Bancorp Reports Fourth Quarter 2023 Results

U.S. Bancorp's (USB) Q4 performance is likely to have been affected by muted loan demand, higher expenses, increasing reserves and declining mortgage banking revenues.

Is a Beat in Store for U.S. Bancorp (USB) in Q4 Earnings?

Get a deeper insight into the potential performance of U.S. Bancorp (USB) for the quarter ended December 2023 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.

Insights Into U.S. Bancorp (USB) Q4: Wall Street Projections for Key Metrics

U.S. Bancorp (USB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

U.S. Bancorp (USB) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

U.S. Bancorp offers a sustainable dividend yield supported by strong fundamentals and a conservative payout ratio. The bank's recent acquisition of Union Bank is expected to boost earnings and increase its customer base. Despite challenges in the banking sector, U.S. Bancorp has maintained a stable deposit base and demonstrated resilience in its operating performance.

U.S. Bancorp Remains A Good Income Play

The latest trading day saw U.S. Bancorp (USB) settling at $43.21, representing a +1.08% change from its previous close.

U.S. Bancorp (USB) Advances While Market Declines: Some Information for Investors

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Announces Fourth Quarter Earnings Conference Call Details.

U.S. Bancorp Announces Fourth Quarter Earnings Conference Call Details

Sibanye Stillwater

Investing in well-known high-quality stocks is great if you're looking for sustainable gains. However, we often fail to consider that most of the good stuff is already priced into widely dispensed assets.

3 Hidden Champions: The ‘Stealth Wealth' Stocks Set to Soar in 2024

In the closing of the recent trading day, U.S. Bancorp (USB) stood at $43.28, denoting a -0.8% change from the preceding trading day.

U.S. Bancorp (USB) Sees a More Significant Dip Than Broader Market: Some Facts to Know

U.S. Bancorp's stock (NYSE: USB) has gained approximately 1% YTD as compared to the 25% rise in the S&P500 index over the same period. Further, it is currently trading at $44 per share, which is 6% above its fair value of $41 – Trefis' estimate for U.S. Bancorp's valuation.

Trailing The Broader Index By 24%, Is U.S. Bancorp Stock Ready To Rebound?

Agilent Technologies

American Tower

Andersons

Alexandria Real Estate Equities

CubeSmart

Edison

Ensign Group

Essential Properties Realty Trust Inc

Four Corners Property Trust

Getty Realty

Innovative Industrial Properties

Invitation Homes

Lincoln Electric Hlds

McCormick

Nucor

Realty Income Corp

Quanta Services

Raymond James

Schwab US Dividend Equity ETF

SEI Investments

Stryker

TFI International

Toro

York Water

24 dividend increases are expected next week, including Nucor's 50th annual dividend increase. Consistently increasing dividend payouts leads to better performance for companies.

24 Upcoming Dividend Increases, Including A New Dividend King, To Finish 2023

The nation's fifth-largest bank made it extremely difficult for benefit recipients to regain access to frozen accounts, the CFPB found.

U.S. Bank fined $36 million for freezing unemployment debit cards during COVID-19 pandemic

America's consumer watchdog said U.S. Bank wrongly kept workers from unemployment benefits during the pandemic. As such, the Consumer Financial Protection Bureau ordered the bank to pay nearly $21 million, the agency said in a Tuesday (Dec. 19) press release.

CFPB: US Bank Illegally Blocked Workers From Unemployment Benefits

The Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency on Tuesday said they fined U.S. Bancorp USB, +0.41% a combined $36 million for how the bank handled unemployment payments during the COVID-19 pandemic. The CFPB said the bank froze tens of thousands of accounts in a move that kept people from collecting their unemployment benefits.

U.S. Bancorp charged with preventing workers from getting unemployment during COVID

The U.S. Office of the Comptroller of the Currency assessed a $15 million civil money penalty against U.S. Bank for violations of law relating to its administration of a prepaid card program to distribute public unemployment insurance benefit payments, the OCC said on Tuesday.

US OCC fines U.S. Bank $15 million for unfair practices - statement

U.S. Bancorp (USB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Strength Seen in U.S. Bancorp (USB): Can Its 6.7% Jump Turn into More Strength?

Comerica

SPDR S&P Regional Banking ETF

PNC Financial Services

Zions Bancorp

The 10-year Treasury yield undercut the key 4% level Wednesday night, continuing a huge retreat. Regional banks are big winners.

10-Year Treasury Yield Breaks Key Level; These Stocks Are Huge Winners

U.S. Bancorp (USB) hikes the quarterly cash dividend by 2.1% from the prior quarter to enhance shareholder value.

U.S. Bancorp (USB) Cheers Investor With 2.1% Dividend Hike

Alibaba

Bank of America

BYD Co Ltd

Costco

Daily Journal

Wells Fargo

Shortly before he died last month, Charlie Munger told CNBC, “My game in life was always to avoid all standard ways of failing

In Memory of a Legend: 7 Stocks That Charlie Munger Loved

Comcast

Discover

Alphabet

My 2023 buy rated articles beat the S&P 500 by an average of over 5%. Results are based on assumption that an equal sum was invested in each stock on the date the related article debuted. I focus on dividend payers and highlight five stocks as current top buys, including Alphabet, Discover Financial Services, Medtronic, Comcast, and PNC Financial.

My 2023 Buy Rated Articles Beat The S&P 500 By Over 5%. My Current Top 5 Picks

EPR Properties

RMR Group

The RMR Group is a real estate property manager at a bargain basement price. EPR Properties is finally putting its pandemic-related problems in the past.

Looking to Lock In Some High Yields for 2024? 3 Stocks to Buy in December.

U.S. Bancorp (USB) closed at $39.73 in the latest trading session, marking a +1.66% move from the prior day.

U.S. Bancorp (USB) Exceeds Market Returns: Some Facts to Consider

U.S. Bancorp (USB) closed at $39.08 in the latest trading session, marking a -0.81% move from the prior day.

U.S. Bancorp (USB) Falls More Steeply Than Broader Market: What Investors Need to Know

U.S. Bancorp (NYSE:USB ) Goldman Sachs 2023 US Financial Services Conference December 6, 2023 10:40 AM ET Company Participants Andrew Cecere - Chairman, President & CEO John Stern - CFO Conference Call Participants Richard Ramsden - Goldman Sachs Richard Ramsden We're going to get started in one minute. Okay. So we will -- we're going to move on to the next presentation.

News for U.S. Bancorp Stock (USB)