Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

ATLANTA--(BUSINESS WIRE)--Buying a snack or premium beverage on Delta Air Lines flights just became quicker and easier for both flight attendants and passengers. Delta Air Lines and Elavon, a wholly owned subsidiary of U.S. Bank and one of the largest payments processors globally, now offer Tap to Pay on iPhone across all U.S.-based domestic flights, allowing travelers to pay simply and easily with contactless credit cards credit and debit cards, Apple Pay and other digital wallets. With the in.

Tap to Pay on iPhone Takes Flight for Elavon, Delta Air Lines

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp announces quarterly dividends.

U.S. Bancorp announces quarterly dividends

VANCOUVER, Wash., June 18, 2024 (GLOBE NEWSWIRE) -- Cyber Acoustics , the leading manufacturer of edtech for all classroom environments, will be showcasing its complete line of education solutions at ISTE 2024 in booth #776, including its newest USB-C offering, the AC-4014.

Cyber Acoustics Expands Line of USB-C Headsets for K-12 Schools, Will Be On Display at ISTE 2024

U.S. Bancorp's series A preferred shares still offer the most income compared to other options. The bank has managed the higher interest rate environment well, with net interest income remaining strong despite some easing. While there are risks such as potential loan losses and lower interest rates, U.S. Bancorp's management and liquidity position make it a solid investment choice.

U.S. Bancorp Series A Preferred: A Good Source Of Income

Blackstone Group

Citizens Financial Group

Comerica

Fifth Third Bancorp

KeyCorp

SPDR S&P Regional Banking ETF

Truist Financial

T. Rowe Price Group

Bank stocks held on to gains on Wednesday after the Federal Reserve kept rates steady and a tame monthly inflation gauge sparked optimism in the sector.

Bank stocks and corporate bonds hold gains on flat inflation report and Fed update

U.S. Bancorp (NYSE:USB ) Morgan Stanley US Financials, Payments & CRE Conference June 11, 2024 10:15 AM ET Company Participants Andrew Cecere - Chairman and CEO John Stern - CFO Conference Call Participants Betsy Graseck - Morgan Stanley Betsy Graseck All righty. I will read my disclaimer and then we'll get into it.

U.S. Bancorp (USB) Morgan Stanley US Financials, Payments & CRE Conference (Transcript)

U.S. Bancorp (USB) is gaining from an increase in total deposits balance. However, its escalated expense base continues to be a concern.

U.S. Bancorp (USB) Rides on Solid Deposit Base, High Costs Ail

ATLANTA--(BUSINESS WIRE)--Elavon, a wholly-owned subsidiary of U.S. Bank and one of the largest payments processors globally, is partnering with Southeastern Pennsylvania Transportation Authority (SEPTA) to offer contactless payment acceptance from any enabled card or mobile device across transit services. SEPTA is one of the ten largest transit systems in the United States. “With an average daily ridership of more than one-half million, SEPTA needed a payments partner equipped to make payments.

Elavon to Enable Contactless Payments for SEPTA Commuters

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank announced today a partnership with Greenlight® Financial Technology, Inc. (“Greenlight”), the leading family fintech company on a mission to help parents raise financially-smart kids, to provide an innovative banking solution for families. Eligible U.S. Bank clients will now have complimentary access to Greenlight's award-winning debit card and money app, helping more families teach their kids and teens critical financial skills. U.S. Bank is the first fi.

U.S. Bank, Greenlight Partner to Bring Financial Empowerment to Families

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB), parent company of U.S. Bank, today announced expanded leadership roles for Stephen Philipson and Felicia La Forgia as part of an effort to strategically position the bank's Wealth, Corporate, Commercial and Institutional Banking (WCIB) team. They will continue to report to Gunjan Kedia, who was recently named president of U.S. Bancorp, overseeing the company's revenue lines of business, including Consumer and Business Banking (CBB), Paymen.

U.S. Bancorp announces new leaders for its WCIB business, forms new Institutional Client Group

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Morgan Stanley US Financials, Payments & CRE Conference 2024.

U.S. Bancorp to speak at the Morgan Stanley US Financials, Payments & CRE Conference 2024

U.S. Bancorp's shares have performed well over the past year, benefiting from the recovery in the regional banking sector. The bank's average deposits have remained stable, though a shift in deposit mix towards interest-bearing accounts has been a headwind. The bank's net interest margin has been under pressure due to higher interest-bearing liabilities, but the headwinds are likely to fade, enabling high-single digit earnings growth.

U.S. Bancorp: Gradual NIM Improvement Can Boost Shares

U.S. Bancorp (NYSE:USB ) Bernstein's 40th Annual Strategic Decisions Conference May 30, 2024 9:00 AM ET Company Participants Andy Cecere - Chairman and Chief Executive John Stern - Senior Executive Vice President and Chief Financial Conference Call Participants John McDonald - Bernstein John McDonald Okay, good morning. Thanks everyone.

U.S. Bancorp (USB) Bernstein's 40th Annual Strategic Decisions Conference

MINNEAPOLIS--(BUSINESS WIRE)--For 161 years, U.S. Bank and its clients have walked hand-in-hand together at the center of life's financial milestones, both big and small. And today, the financial institution launched a new campaign, “The Power of Us,” highlighting that very connection to daily life and the relationship between its clients, its people and its products. The campaign is centered around a brand film and three subsequent spots that tell the stories of what U.S. Bank, its employees a.

U.S. Bank Launches “The Power of Us” Campaign, Highlighting Life's Important Moments

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Bernstein 40th Annual Strategic Decisions Conference 2024.

U.S. Bancorp to speak at the Bernstein 40th Annual Strategic Decisions Conference 2024

U.S. Bancorp's stock (NYSE: USB) has lost approximately 6% YTD as compared to the 11% gain in the S&P500 index over the same period. Further, it is currently trading at $41 per share, which is 15% below its fair value of $48 – Trefis' estimate for U.S. Bancorp's valuation.

U.S. Bancorp Stock Is Trailing S&P500 By 17% YTD, What's Next?

AutoZone

ArrowMark Financial

BlackRock Enhanced Capital and Income Fund

Discover

Eaton Vance Enhanced Equity Income Fund II

Essent Group

Eaton Vance Tax-Advantaged Global Dividend Income Fund

India Fund Inc

Barings Participation Investors

Neuberger Berman MLP Income Fund, Inc.

LMP Capital and Income Fund

Steel Dynamics

Liberty All Star Equity Fund

Williams-Sonoma

XAI Octagon Floating Rate & Alternative Income Term Trust

For income investors, closed-end funds remain an attractive investment class that covers various asset classes and promises high distributions and reasonable total returns. Closed-end funds, or CEFs, are generally characterized by higher volatility and deeper draw-downs than the broader market. For these reasons, they are not suited for everyone. In this monthly series, we highlight five CEFs with solid track records that pay high distributions and offer "excess" discounts. We try to separate the wheat from the chaff using our filtering process to select just five CEFs every month from around 500 closed-end funds.

5 Best CEFs This Month For A 10% Yield (May 2024)

LOS ANGELES--(BUSINESS WIRE)--For the fourth consecutive year U.S. Bank has received the highest score in California in the J.D. Power 2024 U.S. Retail Banking Satisfaction Study of clients' satisfaction with their primary bank. The U.S. Retail Banking Satisfaction Study, now in its 19th year, measures satisfaction across seven dimensions: trust; people; account offerings; allowing customers to bank how and when they want; saving time and money; digital channels; and resolving problems or compl.

J.D. Power Ranks U.S. Bank Highest in Customer Satisfaction for Retail Banking in California

U.S. Bancorp (NYSE:USB ) Barclays Americas Select Franchise Conference 2024 May 7, 2024 5:00 AM ET Company Participants Terry Dolan - Vice Chair and Chief Administration Officer John Stern - Senior Executive Vice President and Chief Financial Officer Conference Call Participants Jason Goldberg - Barclays Jason Goldberg Welcome. I'm Jason Goldberg, and I cover the U.S. large cap bank stocks here at Barclays.

U.S. Bancorp (USB) Presents at Barclays Americas Select Franchise Conference 2024 (Transcript)

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp promotes Gunjan Kedia to president.

U.S. Bancorp promotes Gunjan Kedia to president

MINNEAPOLIS--(BUSINESS WIRE)--The latest U.S. Bank Freight Payment Index revealed that the U.S. truck freight market contracted significantly during the first three months of 2024. Spending by shippers decreased 27.9% in the first quarter compared with the same period in 2023 and was down 16.8% compared to the fourth quarter of 2023. Meanwhile, shipments dropped 21.6% from a year prior and 7.8% from the fourth quarter of 2023. “While there was hope for a freight market turnaround to start the y.

U.S. Bank Freight Payment Index: Truck freight contraction continues

Bank of America

Citigroup

Goldman Sachs

Jefferies Financial Group Inc

JPMorgan Chase & Co

Morgan Stanley

There are always doom-and-gloom warnings in the financial media that the stock market is headed for a tumble, regardless of market conditions. These days, some warnings center on stock valuations appearing to be high relative to expected earnings compared to historical levels.

Seven bank-stock picks as industry nears ‘positive inflections'

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Barclays Americas Select Franchise Conference 2024.

U.S. Bancorp to speak at the Barclays Americas Select Franchise Conference 2024

C3.ai

MINNEAPOLIS--(BUSINESS WIRE)--U.S. corporate finance leaders have increased focus on cutting costs to prepare their firms for potential economic and geopolitical uncertainty, according to the fourth annual U.S. Bank CFO Insights Report. The survey of more than 2,000 senior finance leaders nationwide revealed the top two priorities are cutting costs within the finance function and across the entire business. In contrast, driving revenue growth is just the fifth most prevalent priority. Cutting c.

U.S. Bank CFO Survey: Corporate Finance Leaders Tighten Belts Amid Uncertainty

U.S. Bancorp said in its latest earnings report that consumers are continuing to boost their credit card loans – and though charge-offs have increased, credit quality has remained strong. Credit card loans in the quarter were $28 billion, adding more than 9% year over year, the parent company of U.S. Bank said Wednesday (April 17).

News for U.S. Bancorp Stock (USB)