Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q1 2023

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Earnings data Q1 2024

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Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Cost of revenue

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Operating income

EBITDA

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Earnings per share

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Cash & equivalents

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MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the RBC Capital Markets Global Financial Institutions Conference.

U.S. Bancorp to speak at the RBC Capital Markets Global Financial Institutions Conference

FedEx

Fidelity National Information

Lowe's

Schlumberger

In addition, the company offers: Mud logging, Directional drilling Measurement-while-drilling, and logging-while-drilling services Engineering support services Supplies drilling fluid systems; Designs, manufactures, and markets roller cone and fixed cutter drill bits; bottom-hole-assembly and borehole enlargement technologies Well cementing products and services Well planning and drilling Engineering, supervision, logistics, procurement Contracting of third parties, as well as drilling rig management solutions; and drilling equipment and services, as well as land drilling rigs and related services.

Top Wall Street Bank Loves 5 Dividend Stocks for 2024

U.S. Bancorp (USB) Bank of America 2024 Financial Service Conference - Transcript

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank today announced it has launched a new division dedicated to serving private capital firms and global asset managers. The Private Capital and Global Asset Management division brings together all parts of the bank that currently serve more than 200 private capital clients with a range of products and services, including fund custody and administration as well as lending and capital markets underwriting and distribution. The centralized team of private capit.

U.S. Bank Adds New Division to Serve Private Capital Asset Managers

Ally Financial

Ares Capital

Ally Financial is managing the risk of its exposure to the auto market better than it's getting credit for. It may be a plain-vanilla pick, but that's actually what makes U.S. Bancorp such a compelling prospect.

3 Incredibly Cheap Financial Stocks to Buy Now

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Bank of America 2024 Financial Services Conference.

U.S. Bancorp to speak at the Bank of America 2024 Financial Services Conference

British American Tobacco

Boston Properties

Enterprise Products Partners

Intesa Sanpaolo SpA

Coca-Cola

Altria

Realty Income Corp

Schwab US Dividend Equity ETF

AT&T

Vanguard S&P 500 ETF

Verizon

The careful strategic distribution of assets within a dividend portfolio is essential for achieving long-term investment success. In today's article, I will guide you on how to distribute $100,000 among two selected ETFs and my top 10 high dividend yield companies that I selected for February 2024.

Building A $100,000 Dividend Portfolio With 2 ETFs And February's Top 10 High Dividend Yield Stocks

U.S. Bancorp is a financial services holding company founded in 1863 and headquartered in Minneapolis, Minnesota. The company has experienced a lot of growth throughout the years and has a healthy solvency profile. Its Series B Non-Cumulative Perpetual Preferred Stock offers a high dividend yield but carries risks such as the possibility of redemption and a lower dividend yield in the future.

U.S. Bancorp: The Preferreds Are Still Attractive

If I Could Only Buy 2 High Dividend Yield Companies In February 2024

A new group of Wall Street firms has agreed to pay more than $81 million in civil penalties to settle SEC charges of record-keeping failures, the regulator said.

Wall Street firms hit with $81M in fines in latest WhatsApp, texting crackdown

Huntington Bancshares

KeyCorp

Lincoln National

The Securities and Exchange Commission announced charges against 16 financial companies for failing to properly maintain and preserve electronic communications, with the companies agreeing to pay a total of more than $81 million in civil penalties.

U.S. Bancorp and 15 others fined $81 million for record-keeping failures by SEC

Bank of America

JPMorgan Chase & Co

Philip Morris

Wells Fargo

The annual inflation rate in the United States was 3.4% in 2023, highlighting the necessity to invest your money while safeguarding it against inflation. A balanced investment approach that blends dividend income and dividend growth offers investors multiple benefits, including protection against inflation. Today's article will focus on companies that pay an attractive Dividend Yield, while offering investors the potential to increase this amount on an annual basis.

Yields Of More Than 9%: My Top 10 High Dividend Yield Companies, February 2024

Dividend stock U.S. Bancorp is the seventh largest bank in the U.S., with $668 billion in assets.

Top Dividend Stock: U.S. Bancorp Delivers Safety, Solid Dividend Growth

U.S. Bancorp has been affected by higher interest rates, but net interest income remains higher than pre-pandemic levels. The bank is facing challenges in attracting deposits and loan demand, but has a strong cash buffer and low loan to deposit ratio. U.S. Bancorp's Series A preferred shares offer an 8% dividend yield and selling put options on its common shares can provide attractive premiums.

U.S. Bancorp: Two Ways To Earn Good Income

U.S. Bancorp represents a buy the dip opportunity based on price action, momentum, and relative strength. USB has rallied off its low, recaptured its rising 30-week EMA, and put in a series of higher highs and higher lows. Momentum is bullish, indicated by the PPO line being above the center line and above the signal line. Relative strength is also trending higher.

U.S. Bancorp: Buy The Dip Opportunity (Technical Analysis)

Citigroup

Goldman Sachs

PNC Financial Services

The failures of Silicon Valley Bank and First Republic Bank last year cost the Federal Deposit Insurance Corporation (FDIC) $18.7 billion. The FDIC imposed a special assessment on 114 financial institutions totaling $16.3 billion to recover lost funds.

The FDIC Assessed $16 Billion to Banks For Last Year's Banking Failures: Here's How Much the Big Banks Are Paying

Citizens Financial Group

Two major U.S. regional banks raised a total $4.75 billion selling bonds on Thursday, on the back of strong demand in a sign that fixed income investors are no longer jittery about regional banks after the March banking crisis.

US regional banks get solid welcome for new bonds

U.S. Bancorp (USB) meets Q4 earnings estimates on higher fee income and lower provision for credit losses compared with the year-ago quarter.

U.S. Bancorp (USB) Q4 Earnings Meet on Higher Fee Income

U.S. Bancorp's (USB) Q4 earnings gain from a rise in revenues and an improvement in credit quality. However, higher expenses and lower NII act as headwinds.

U.S. Bancorp's (USB) Q4 Earnings Meet Estimates, Costs Up

Charles Schwab

Several large U.S. regional banks reported lower profits on Wednesday, a further sign that the 2023 income boost from high interest rates is starting to wane.

US bank profits fall as competition for deposits erodes lending margins

U.S. Bancorp (USB) Q4 2023 Earnings Call Transcript

While the top- and bottom-line numbers for U.S. Bancorp (USB) give a sense of how the business performed in the quarter ended December 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Here's What Key Metrics Tell Us About U.S. Bancorp (USB) Q4 Earnings

U.S. Bancorp (NYSE:USB) has reported a decline in fourth-quarter earnings after it booked several notable charges including $734 million to the Federal Deposit Insurance Corporation (FDIC).

US Bancorp shares drift lower on 4Q earnings

U.S. Bancorp (USB) came out with quarterly earnings of $0.99 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $1.20 per share a year ago.

U.S. Bancorp (USB) Matches Q4 Earnings Estimates

U.S. Bancorp on January 17th reported a net income of $1,62 billion, down significantly year-on-year from the $1,87 billion reported in Q4 2022, and also from Q3 2023's net income of $1,736 billion. In total, this represented a decrease of 8.6 percent.

News for U.S. Bancorp Stock (USB)